latestOpenAPI 3.0.02026-08-102737124.3 KB

06b62340347d

Credit Line Servicing

Retrieve a single credit line

Returns the details and status of a credit line associated with a specific customer.

get/v1/persons/{person_id}/credit_lines/{credit_line_id}

Path parameters

person_idstring required

The person ID of the customer for whom the credit line is issued.

credit_line_idstring required

The unique credit line ID, generated after a credit line is created.

Response

CreditLine

termination_type'ORDINARY_BY_BANK' | 'ORDINARY_BY_CUSTOMER' nullable

The type of the credit line termination.

termination_requested_atstring date nullable

The date when the credit line termination was requested.

termination_datestring date nullable

The date when the credit line termination was effective.

status'authorization_pending' | 'account_creation_pending' | 'mandate_creation_pending' | 'open' | 'closed' required

The status of the credit line.

recipient_ibanstring required

The IBAN of the customer's account to use for the account snapshot.

product_type'freelancer' | 'consumer'

The type of the credit line product.

person_idstring required

The person ID of the customer applying for the credit line.

locking_status'BLOCK' | 'NO_BLOCK' required

The locking status, which indicates whether it's possible to create a loan against the credit line or it's blocked.

interest_ratenumber required

The interest rate to apply to the credit line. This field is used if there's a specific interest rate to be applied for a partner.

idstring required

The unique ID of a credit line, generated after a credit line is created.

granted_atstring datetime

The timestamp from when the credit line was granted to a customer.

created_atstring datetime required

The timestamp from when the credit line was created.

application_idstring required

The unique ID of a consumer credit line application.

annual_percentage_ratenumber required

The annual interest rate applied to the credit line.

account_idstring nullable

The unique ID of the customer's Solaris account.

account_ibanstring nullable

The IBAN of the customer's account.

Example response

{
  "utilized_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "termination_type": "ORDINARY_BY_CUSTOMER",
  "termination_requested_at": "2022-02-07",
  "termination_date": "2022-02-08",
  "status": "mandate_creation_pending",
  "renewal": {
    "status": "customer_notified",
    "rejection_date": "2022-10-31",
    "notification_sent_date": "2021-01-20",
    "id": "0696599d-7f0a-434b-b480-ebe5a1e20cc4",
    "effective_until_date": "2022-04-10",
    "effective_from_date": "2022-04-10",
    "credit_line_id": "1908331fb8384edcbfe63067366c4b6accln"
  },
  "recipient_iban": "DE92370601930002130041",
  "product_type": "consumer",
  "person_id": "dc1a6812a14f6cc338cd084208535bcdcper",
  "locking_status": "NO_BLOCK",
  "limit": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "latest_disposable_income": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "interest_rate": 0.11,
  "id": "1908331fb8384edcbfe63067366c4b6accln",
  "granted_at": "2022-02-07T11:57:42Z",
  "disposable_income": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "created_at": "2022-02-07T11:57:42",
  "application_id": "35eee37033c5436f9cbff6df1f88e097ccla",
  "annual_percentage_rate": 0.11,
  "active_loans": [
    {
      "id": "e0167a47f385443a835050d1d9274b45cloa"
    }
  ],
  "account_id": "adc123a45d6d7cf8fbfeed537ba919d5cacc",
  "account_iban": "DE25110101002910133758"
}