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latestOpenAPI 3.0.02026-08-102737124.3 KB

06b62340347d

Consumer Credit Line

Calculate anonymous installment plans for a given amount

Generates an anonymous credit line installment plan for a specific amount, allowing potential customers to receive an initial offer before applying for a credit line.

post/v1/anonymous_credit_line_installment_plans

Request body

loan_type'bullet' | 'installment_plan' nullable

The loan type, which defines your product category.

interest_ratenumber float nullable

The interest rate to apply to the installment loan.

bullet_loan_repayment_datestring date nullable

The repayment date of the bullet loan.

Example request

{
  "loan_type": "installment_plan",
  "interest_rate": 0.11,
  "bullet_loan_repayment_date": "2022-02-22",
  "amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  }
}

Response

Anonymous Installment Plans

Example response

{
  "installment_plans": [
    {
      "total": {
        "currency": "EUR",
        "unit": "cents",
        "value": 1000
      },
      "term": 6,
      "monthly_installment": {
        "currency": "EUR",
        "unit": "cents",
        "value": 1000
      },
      "interest_rate": 0.11,
      "effective_interest_rate": 0.1157
    }
  ]
}