Simulate effects of voluntary purchase

Simulates the financial effect of voluntary purchase of additional pension benefits for the provided parameters (retirement age, purchase amount etc.)

If the specified purchase amount is higher the maximum allowed purchase amount, it will be reduced to the allowed amount. The simulation result contains the effective purchase amount.

For periodic payments, the simulation assumes that the payments are made with the specified payment size and payment frequency until the maximum purchase amount has been exhausted or the retirement date has been reached (whichever is first).

If the retirement date is reached before the purchase amount is exhausted, the returned effective purchase amount will be lower than both the requested and the maximum purchase amount.

Using a very high amount (e.g. CHF 10 million), it is possible to query the maximum purchase amount and the maximum additional pension at once.