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latestOpenAPI 3.0.02026-08-102633113.7 KB

ab5ecf64ab87

Freelancer Overdrafts

Get Freelancer Overdraft Application

Returns the status and details of an existing freelancer overdraft application.

get/v1/persons/{person_id}/overdraft_applications/{overdraft_application_id}

Path parameters

person_idstring required

The unique person ID, generated after completing the person onboarding process.

overdraft_application_idstring required

The unique ID of a freelancer overdraft application.

Response

Application

status'initial_scoring_pending' | 'account_snapshot_pending' | 'account_snapshot_verification_pending' | 'offered' | 'rejected' | 'expired' | 'deleted' | 'overdraft_created' required

The status of a freelancer overdraft application.

rejection_reasonsstring[] nullable

The reason(s) for rejecting an overdraft application.

person_idstring required

The unique person ID, generated after completing the person onboarding process.

partner_risk_classstring nullable

The risk class assigned to a freelancer by the partner.

partner_reference_numberstring nullable

The partner's reference number.

partner_contact_numberstring nullable

The number of the partner's contact person.

partner_contact_namestring nullable

The name of the partner's contact person.

overdraft_ratenumber

The interest rate applicable to the overdraft.

overdraft_idstring nullable

The unique ID of a freelancer overdraft, generated after an overdraft is offered.

interest_conditions_enabledboolean
interest_accrual_ratenumber

The daily rate at which interest is accrued on the used amount of an overdraft.

idstring required

The unique ID of a freelancer overdraft application.

decision'REJECTED' | 'OFFERED' nullable

Solaris' decision on the overdraft application.

credit_record_idstring nullable

The unique ID of a credit record, generated after creating a freelancer credit record.

created_atstring datetime required

The date and time the freelancer overdraft application was created.

account_snapshot_idstring nullable

The unique ID of an account snapshot of a specific person account.

Example response

{
  "status": "offered",
  "person_id": "dc1a6812a14f6cc338cd084208535bcdcper",
  "partner_risk_class": "d",
  "partner_reference_number": "a123456",
  "partner_contact_number": "+491565904345",
  "partner_contact_name": "Peter Mustermann",
  "overdraft_rate": 9,
  "overdraft_id": "00556cd181f2409aaa6c2a033cce3a8fcovd",
  "limit": {
    "value": 1000,
    "unit": "cents",
    "currency": "EUR"
  },
  "interest_accrual_rate": 3,
  "id": "b83z264de98741018419b53648e20ca9coap",
  "decision": "OFFERED",
  "credit_record_id": "fbb7d15fa4c54ba0b077592665ef04a4ccrd",
  "created_at": "2021-08-03T18:01:48.000Z"
}