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latestOpenAPI 3.0.02026-08-101924100.1 KB

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Consumer fronting

Retrieve consumer fronting loan

Returns all the details and status of an existing consumer fronting loan assigned to the person with the given person_id in the request URL.

get/v1/consumers/persons/{person_id}/fronting_loans/{loan_id}

Path parameters

person_idstring required

The person ID of the customer who has the fronting loan.

loan_idstring required

The unique ID of a fronting loan associated with a specific customer.

Response

Loan

agionumber float required

The credit commission amount.

application_idstring required

The unique ID of a consumer fronting loan application.

collateral_account_ibanstring required

Your Solaris prefund account from which the full loan amount (agio + net loan amount) must be transferred to Solaris' settlement account.

collection_account_ibanstring required

Your account to which the agio is transferred.

durationinteger required

The number of months over which the loan will be repaid.

idstring required

The unique ID of the fronting loan, generated after a loan is created for the customer.

recipient_ibanstring required

The IBAN of the loan's recipient to which the loan will be paid out.

recipient_namestring required

The name of the loan recipient.

requested_interest_ratenumber float required

The interest rate to apply to the fronting loan.

settlement_account_ibanstring required

The Solaris settlement account from which the loan amount is transferred to the customer's account.

status'payout_issued' | 'payout_pending' required

The status of the consumer fronting loan.

Example response

{
  "amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "application_id": "504f3c3659e14079a6941fe5b7a75eaacfla",
  "collateral_account_iban": "DE85110101014480677574",
  "collection_account_iban": "DE87110101001000057123",
  "duration": 12,
  "id": "620b95f7987243d398c2621c889a2039cflo",
  "recipient_iban": "DE92370601930002130041",
  "recipient_name": "Max Mustermann",
  "requested_interest_rate": 0.04,
  "settlement_account_iban": "DE07110101014503906016",
  "status": "payout_issued"
}