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latestOpenAPI 3.0.0raw.githubusercontent.com2026-08-173512,4063.0 MB

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plaid

Simulate a CRA Servicing report

Use the /sandbox/cra/servicing/simulate endpoint to synchronously seed a CRA Servicing report in the Sandbox environment and return a report_id that can be fetched via /cra/check_report/base_report/get or /cra/check_report/income_insights/get. This endpoint also fires a CRA_REPORT_UPDATED webhook, mirroring the notification a live subscription would emit.

post/sandbox/cra/servicing/simulate

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

subscription_idstring required

The Servicing subscription to simulate an update for. Upon calling this endpoint, Plaid will simulate a report creation for all products referenced by this subscription ID.

Response

OK

report_idstring nullable

The cra-report token for the seeded snapshot. Pin as report_id on /cra/check_report/base_report/get or /cra/check_report/income_insights/get. Omitted when error_webhook_code was used.

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.