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Route a freshly authenticated identity that has no MAIA account.

Rate Limited: 5 requests per minute per IP address.

Authenticated, but exempt from the terms gate — an account this new has accepted nothing, and the gate would refuse the very request that creates the account it would gate. Suspension is still enforced.

A POST rather than a side effect on the profile read: this creates an account and sends mail, which a GET must never do.