---
title: "Simulate an incoming real-time payment"
method: POST
path: "/simulate/incoming_npp_bban_payment"
tags: ["Sandbox Only"]
---

# Simulate an incoming real-time payment

`POST /simulate/incoming_npp_bban_payment`

Simulate receiving a real-time payment to either a Receivable Contact or one of your float accounts, made using a BSB and account number (i.e. not via PayID).

## Request body

- SimulateIncomingNPPBBANPaymentRequest
  - `to_bsb` string, required — Zepto float account BSB (usually 802919)
  - `to_account_number` string, required — Zepto float account number
  - `amount` integer, required — Amount in cents (Min: 1 - Max: 99999999999)
  - `payment_description` string — Default: "Simulated NPP payment"
  - `payment_reference` string — Default: "simulated-npp-payment"
  - `from_bsb` string — Default: "014209"
  - `from_account_number` string — Default: "12345678"
  - `debtor_name` string — Default: "Simulated Debtor"
  - `debtor_legal_name` string — Default: "Simulated Debtor Pty Ltd"

## Response `201`

Success

## Other responses

- `400` — Invalid parameters

---

[API](https://skmtc.net/zeptopayments/apis/zepto-api.md) · [All operations](https://skmtc.net/zeptopayments/apis/zepto-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/zeptopayments/zepto-api/versions/6353e9b9af6f/schema)