---
title: "Create Entity (Banking Connectivity)"
method: POST
path: "/banking/entities"
tags: ["Entities (Banking Connectivity)"]
---

# Create Entity (Banking Connectivity)

`POST /banking/entities`

## Headers

- `x-idempotency-key` string, required

## Request body

- object
  - `account_id` string, required — The unique identifier of the merchant's Yuno account. Found on the [Yuno dashboard](https://dashboard.y.uno/) (UUID, 36 characters).
  - `merchant_entity_id` string, required — The merchant's own identifier for this entity, used for reconciliation.
  - `national_entity` 'INDIVIDUAL' | 'ENTITY', required — The type of entity being created.
  - `phone` object, required — The entity's phone number.
    - `country_code` string, required — The phone country code (e.g., `+1`).
    - `number` string, required — The phone number without the country code.
  - `address` object, required — The entity's primary address.
    - `address_line_1` string, required — The primary street address.
    - `address_line_2` string, nullable — The secondary address line (apartment, suite, etc.).
    - `building_number_1` string, nullable — The primary building number.
    - `building_number_2` string, nullable — The secondary building number.
    - `city` string, required — The city name.
    - `state` string, required — The state or province.
    - `zip_code` string, required — The postal or ZIP code.
    - `country` string, required — The country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
  - `entity_detail` object, required — The detailed information for the entity. Provide either `individual` or `entity` based on the `national_entity` value.
    - `individual` object, nullable — Individual person details. Required when `national_entity` is `INDIVIDUAL`.
      - `first_name` string — The individual's first name.
      - `last_name` string — The individual's last name.
      - `email` string — The individual's email address.
      - `date_of_birth` string — The date of birth (YYYY-MM-DD).
      - `gender` 'M' | 'F' — The individual's gender.
      - `country_of_residence` string — The country of residence ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
      - `tax_information` object[] — Tax identification records for the individual.
        - `country` string, required — The tax jurisdiction country code.
        - `tax_id` string, required — The tax identification number.
        - `tax_id_type` 'SSN' | 'EIN' | 'ITIN' | 'VAT' | 'ABN' | 'NIF' | 'TIN' | 'OTHER', required — The type of tax identification.
        - `is_primary` boolean, required — Whether this is the primary tax residency.
      - `document` object — The primary identification document.
        - `document_type` string, required — The type of identity document.
        - `document_number` string, required — The document number.
        - `issuing_country` string, required — The country that issued the document ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
        - `issued_at` string, nullable — The date the document was issued (YYYY-MM-DD).
        - `expires_at` string, nullable — The document expiration date (YYYY-MM-DD).
    - `entity` object, nullable — Business or organization details. Required when `national_entity` is `ENTITY`.
      - `name` string — The business or organization name.
      - `country` string — The country of incorporation ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
      - `tax_information` object[] — Business tax identification records.
        - `country` string, required — The tax jurisdiction country code.
        - `tax_id` string, required — The tax identification number.
        - `tax_id_type` 'SSN' | 'EIN' | 'ITIN' | 'VAT' | 'ABN' | 'NIF' | 'TIN' | 'OTHER', required — The type of tax identification.
        - `is_primary` boolean, required — Whether this is the primary tax residency.
      - `entity_type` 'CORPORATION' — The type of business entity.
      - `beneficial_owners` object[] — The beneficial owners of the business entity.
        - `first_name` string, required — The owner's first name.
        - `last_name` string, required — The owner's last name.
        - `email` string, required — The owner's email address.
        - `date_of_birth` string, required — The owner's date of birth (YYYY-MM-DD).
        - `gender` 'M' | 'F' — The owner's gender.
        - `country_of_residence` string, required — The owner's country of residence ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
        - `tax_information` object[] — Tax identification records for the owner.
          - `country` string — The tax jurisdiction country code.
          - `tax_id` string — The tax identification number.
          - `tax_id_type` 'SSN' | 'EIN' | 'ITIN' | 'VAT' | 'ABN' | 'NIF' | 'TIN' | 'OTHER' — The type of tax identification.
          - `is_primary` boolean — Whether this is the primary tax residency.
        - `document` object — The owner's primary identification document.
          - `document_type` string — The type of identity document.
          - `document_number` string — The document number.
          - `issuing_country` string — The country that issued the document.
          - `issued_at` string, nullable — The date the document was issued (YYYY-MM-DD).
          - `expires_at` string, nullable — The document expiration date (YYYY-MM-DD).
        - `ownership_percentage` number, required — The percentage of ownership in the business (0-100).
        - `title` string — The owner's title or role in the organization.
        - `address` object — The owner's residential address.
          - `address_line_1` string — The primary street address.
          - `address_line_2` string, nullable — The secondary address line.
          - `building_number_1` string, nullable — The primary building number.
          - `building_number_2` string, nullable — The secondary building number.
          - `city` string — The city name.
          - `state` string — The state or province.
          - `zip_code` string — The postal or ZIP code.
          - `country` string — The country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).

## Response `201`

Created (Individual)

- object
  - `id` string
  - `account_id` string
  - `merchant_entity_id` string
  - `national_entity` string
  - `phone` object
    - `country_code` string
    - `number` string
  - `address` object
    - `address_line_1` string
    - `address_line_2` unknown
    - `building_number_1` string
    - `building_number_2` unknown
    - `city` string
    - `state` string
    - `zip_code` string
    - `country` string
  - `entity_detail` object
    - `individual` unknown
    - `entity` object
      - `name` string
      - `country` string
      - `tax_information` object[]
        - `country` string
        - `tax_id_last_4` string
        - `tax_id_type` string
        - `is_primary` boolean
      - `entity_type` string
      - `beneficial_owners` object[]
        - `first_name` string
        - `last_name` string
        - `email` string
        - `date_of_birth` string
        - `gender` string
        - `country_of_residence` string
        - `tax_information` object[]
          - `country` string
          - `tax_id_last_4` string
          - `tax_id_type` string
          - `is_primary` boolean
        - `document` object
          - `document_type` string
          - `document_number_last_4` string
          - `issuing_country` string
          - `issued_at` string
          - `expires_at` unknown
        - `ownership_percentage` integer
        - `title` string
        - `address` object
          - `address_line_1` string
          - `address_line_2` unknown
          - `building_number_1` string
          - `building_number_2` unknown
          - `city` string
          - `state` string
          - `zip_code` string
          - `country` string
  - `created_at` string
  - `updated_at` string

## Other responses

- `400` — Bad Request
- `409` — Conflict

---

[API](https://skmtc.net/y/apis/ai-caller.md) · [All operations](https://skmtc.net/y/apis/ai-caller/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/y/ai-caller/revisions/05b629819b49/schema)
