v5

latestOpenAPI 3.1.02026-07-262421791.5 MB

balance

Get Total Funds

Provides an overview of your account's total valuation and available liquidity across all balances.

Returns total worth, total available (including overdraft), total cash, and overdraft details.

Example (Assuming GBP and USD has 1:1 exchange rate)

Scenario	GBP balance	USD balance	Total Worth	Total Available	Overdraft Usage	Overdraft Limit
Positive account value with no overdraft	2000	0	2000	2000	0	0
Positive account value with overdraft	2000	-100	1900	2400	100	500
Negative account value with overdraft	0	-100	-100	400	100	500

get/v1/profiles/{profileId}/total-funds/{currency}

Path parameters

profileIdinteger required

The profile ID.

currencystring required

Currency code (ISO 4217 Alphabetic Code). All values will be converted to this currency.

Headers

X-External-Correlation-Idstring uuid

Optional UUID for correlating requests across systems. If provided, Wise echoes it back in the response. Maximum 36 characters. Learn more.

Response

OK - Successfully retrieved total funds.

Example response

{
  "totalWorth": {
    "value": 2000,
    "currency": "EUR"
  },
  "totalAvailable": {
    "value": 2500,
    "currency": "EUR"
  },
  "totalCash": {
    "value": 2000,
    "currency": "EUR"
  },
  "overdraft": {
    "limit": {
      "value": 500,
      "currency": "EUR"
    },
    "used": {
      "currency": "EUR"
    },
    "available": {
      "value": 500,
      "currency": "EUR"
    },
    "availableByCurrency": [
      {
        "value": 500,
        "currency": "EUR"
      }
    ]
  }
}