---
title: "Overdraft limit threshold"
method: POST
path: "profiles#overdraft-limit-threshold"
tags: ["webhook-event", "profile"]
---

# Overdraft limit threshold

`POST profiles#overdraft-limit-threshold` (webhook)

Triggered when the overdraft limit usage has reached 70% threshold. The event at each threshold is triggered maximum once per hour.

* Event type: `profiles#overdraft-limit-threshold`
* Profile level subscriptions: Not Supported
* Application level subscriptions: Supported

See the [Webhooks guide](/guides/developer/webhooks) for setup instructions, signature verification, and best practices.

## Headers

- `X-Signature-SHA256` string
- `X-Delivery-Id` string, uuid
- `X-Test-Notification` boolean

## Payload

- union
  - V40014
    - `schema_version` '4.0.0' — Version of the event schema. Determined by the `schema_version` on your [webhook subscription](/api-reference/webhook).
    - `subscription_id` string, uuid — ID of the webhook subscription that triggered this event.
    - `event_type` string — Event type identifier
    - `sent_at` string, date-time — Timestamp when the event was sent.
    - `data` object
      - `resource` object
        - `type` string — Profile resource type (always `profile`).
        - `id` integer — ID of the profile.
      - `overdraft` object
        - `used` number — Overdraft limit used
        - `limit` number — Overdraft limit approved
        - `profile_limit_currency` string — Currency in which the amounts are expressed in
        - `limit_usage_percentage` number — Percentage of overdraft limit used
  - V20014
    - `schema_version` '2.0.0' — Version of the event schema. Determined by the `schema_version` on your [webhook subscription](/api-reference/webhook).
    - `subscription_id` string, uuid — ID of the webhook subscription that triggered this event
    - `event_type` string — Event type identifier
    - `sent_at` string, date-time — Timestamp when the event was sent
    - `data` object
      - `resource` object
        - `type` string — Profile resource type (always `profile`)
        - `id` integer — ID of the profile
      - `overdraft` object
        - `used` number — Overdraft limit used
        - `limit` number — Overdraft limit approved
        - `profile_limit_currency` string — Currency in which the amounts are expressed in
        - `limit_usage_percentage` number — Percentage of overdraft limit used

## Acknowledgement `200`

Return any `2xx` status to acknowledge receipt of the event.

- object
  - `status` string

---

[API](https://skmtc.net/wise/apis/platform-api.md) · [All operations](https://skmtc.net/wise/apis/platform-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/wise/platform-api/revisions/4907a1d269ab/schema)