---
title: "List Account Reserves"
method: GET
path: "/accounts/{account_id}/reserves"
tags: ["Accounts"]
---

# List Account Reserves

`GET /accounts/{account_id}/reserves`

Lists what the account's held balance is made of, one entry per currency: the total held, why each part is held, and the days it unlocks.

## Path parameters

- `account_id` string, required

## Headers

- `Api-Version-Date` string

## Response `200`

empty when nothing is held

- object
  - `data` AccountReserve[], required
    - `amount` string, required — Total held in this currency, in native units, as a decimal string. `usd` and `usdt` are reported as one `usd` entry, matching how the balance row groups them.
    - `by_type` AccountReserveType[], required
      - `amount` string, required — Amount held for this reason, in native units, as a decimal string.
      - `hold_period_days` integer, nullable, required — Days money is currently held for this reason before it unlocks, or `null` when release depends on something other than time. Money already held keeps the terms it was taken under.
      - `percentage` number, nullable, required — Percentage of each incoming payment currently held for this reason, or `null` when the reason is not a percentage of anything. Money already held keeps the release date it was given, which `unlocks_by_date` reflects.
      - `type` 'regular' | 'bnpl' | 'sequra' | 'fraud_hold' | 'preshipment_hold', required — Why this part of the balance is held. `regular` is the account's standing risk reserve; `bnpl` and `sequra` cover buy-now-pay-later settlement; `preshipment_hold` covers a physical order that has not shipped yet; `fraud_hold` is held while activity is reviewed.
    - `currency` string, required — Lowercase ISO currency code, such as `usd` or `eur`.
    - `unlocks_by_date` AccountReserveUnlock[], required
      - `amount` string, required — Amount unlocking that day across every reason, in native units, as a decimal string.
      - `date` string, required — The day this money unlocks, as an ISO 8601 date.

## Other responses

- `401` — Unauthorized
- `403` — Forbidden
- `503` — Service Unavailable

---

[API](https://skmtc.net/whop/apis/whop-api.md) · [All operations](https://skmtc.net/whop/apis/whop-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/whop/whop-api/revisions/c301132dbfd7/schema)