---
title: "Retrieve Credit Insights Overview"
method: GET
path: "/v2/credit-insights/{consumer_id}/summary/"
tags: ["creditInsights"]
---

# Retrieve Credit Insights Overview

`GET /v2/credit-insights/{consumer_id}/summary/`

Get credit insights overview

## Path parameters

- `consumer_id` string, required

## Headers

- `Authorization` string, required

## Response `200`

- CreditInsightsOverviewV2
  - `credit_score_card` CreditInsightsOverviewV2CreditScoreCard, required
    - `score` integer
    - `change` integer
    - `credit_usage` integer
    - `total_tradelines` integer
    - `payment_history` integer
    - `credit_inquiries` integer
    - `credit_age` integer
    - `debt_collection_count` integer
    - `report_date` string, date-time, required
    - `late_payment_percentage` integer
    - `total_public_records` integer
    - `total_open_revolving_accounts` integer
    - `total_open_collection_accounts` integer
    - `total_bankruptcies` integer
    - `credit_report_status` 'NotOrdered' | 'Ordered' | 'Fulfilled' | 'Frozen' | 'Rejected' | 'Failed' | 'Error' | 'NoCredit'
  - `credit_score_history` CreditInsightsOverviewV2CreditScoreHistoryItems[], required
    - `month` string
    - `score` integer, required

---

[API](https://skmtc.net/upwardli/apis/api-reference.md) · [All operations](https://skmtc.net/upwardli/apis/api-reference/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/upwardli/api-reference/revisions/8a237f1f704f/schema)