Central Banks & Monetary
Mortgage interest rates by term and type
Interest rates charged by chartered banks for new and existing mortgage lending (group A4_RATES_MORTGAGES). Covers insured and uninsured residential mortgages at variable, short-fixed (<1y), 1-3y, 3-5y, and 5y+ fixed terms.
Month-end observations in percent. Derived from the regulatory data chartered banks file with OSFI and aggregated by the Bank of Canada.
get/api/v1/boc/mortgage-rates
Query parameters
recent_yearsinteger
Number of years of mortgage-rate history.
Number of years of mortgage-rate history.
Response
Monthly mortgage rates by term, insurance status, and rate type.
Example response
{
"meta": {
"endpoint": "/api/v1/fred/us/cpi",
"data_time": "2026-04-16T14:30:00Z",
"response_time": "2026-04-16T14:30:12Z",
"provider": "Sugra API v1.0.1",
"source": "sugra_crypto",
"attribution": "Short interest and Reg SHO daily short volume data is owned by and sourced from FINRA (Financial Industry Regulatory Authority).",
"fallback_chain": [
"sugra_crypto",
"sugra_finance"
]
}
}