--- title: "Create a Payment Evaluation" method: POST path: "/v1/radar/payment_evaluations" --- # Create a Payment Evaluation `POST /v1/radar/payment_evaluations` Request a Radar API fraud risk score from Stripe for a payment before sending it for external processor authorization. ## Response `200` Successful response. - RadarPaymentEvaluation — Payment Evaluations represent the risk lifecycle of an externally processed payment. It includes the Radar risk score from Stripe, payment outcome taken by the merchant or processor, and any post transaction events, such as refunds or disputes. See the [Radar API guide](/radar/multiprocessor) for integration steps. - `client_device_metadata_details` InsightsResourcesPaymentEvaluationClientDeviceMetadata — Client device metadata attached to this payment evaluation. - `radar_session` string, required — ID for the Radar Session associated with the payment evaluation. A [Radar Session](https://docs.stripe.com/radar/radar-session) is a snapshot of the browser metadata and device details that help Radar make more accurate predictions on your payments. - `created_at` integer, required — Time at which the object was created. Measured in seconds since the Unix epoch. - `customer_details` InsightsResourcesPaymentEvaluationCustomerDetails — Customer details attached to this payment evaluation. - `customer` string, nullable — The ID of the customer associated with the payment evaluation. - `customer_account` string, nullable — The ID of the Account representing the customer associated with the payment evaluation. - `email` string, nullable — The customer's email address. - `name` string, nullable — The customer's full name or business name. - `phone` string, nullable — The customer's phone number. - `events` InsightsResourcesPaymentEvaluationEvent[], required — Event information associated with the payment evaluation, such as refunds, dispute, early fraud warnings, or user interventions. - `dispute_opened` InsightsResourcesPaymentEvaluationDisputeOpened — Dispute opened event details attached to this payment evaluation. - `amount` integer, required — Amount to dispute for this payment. A positive integer representing how much to charge in [the smallest currency unit](https://docs.stripe.com/currencies#zero-decimal) (for example, 100 cents to charge 1.00 USD or 100 to charge 100 Yen, a zero-decimal currency). - `currency` string, currency, required — Three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html), in lowercase. Must be a [supported currency](https://stripe.com/docs/currencies). - `reason` 'account_not_available' | 'credit_not_processed' | 'customer_initiated' | 'duplicate' | 'fraudulent' | 'general' | 'noncompliant' | 'product_not_received' | 'product_unacceptable' | 'subscription_canceled' | 'unrecognized', required — Reason given by cardholder for dispute. - `early_fraud_warning_received` InsightsResourcesPaymentEvaluationEarlyFraudWarningReceived — Early Fraud Warning Received event details attached to this payment evaluation. - `fraud_type` 'made_with_lost_card' | 'made_with_stolen_card' | 'other' | 'unauthorized_use_of_card', required — The type of fraud labeled by the issuer. - `occurred_at` integer, required — Timestamp when the event occurred. - `refunded` InsightsResourcesPaymentEvaluationRefunded — Refunded Event details attached to this payment evaluation. - `amount` integer, required — Amount refunded for this payment. A positive integer representing how much to charge in [the smallest currency unit](https://docs.stripe.com/currencies#zero-decimal) (for example, 100 cents to charge 1.00 USD or 100 to charge 100 Yen, a zero-decimal currency). - `currency` string, currency, required — Three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html), in lowercase. Must be a [supported currency](https://stripe.com/docs/currencies). - `reason` 'duplicate' | 'fraudulent' | 'other' | 'requested_by_customer', required — Indicates the reason for the refund. - `type` 'dispute_opened' | 'early_fraud_warning_received' | 'refunded' | 'user_intervention_raised' | 'user_intervention_resolved', required — Indicates the type of event attached to the payment evaluation. - `user_intervention_raised` InsightsResourcesPaymentEvaluationUserInterventionRaised — User intervention raised event details attached to this payment evaluation - `custom` InsightsResourcesPaymentEvaluationUserInterventionRaisedCustom — User intervention raised custom event details attached to this payment evaluation - `type` string, required — Custom type of user intervention raised. The string must use a snake case description for the type of intervention performed. - `key` string, required — Unique identifier for the user intervention event. - `type` '3ds' | 'captcha' | 'custom', required — Type of user intervention raised. - `user_intervention_resolved` InsightsResourcesPaymentEvaluationUserInterventionResolved — User Intervention Resolved Event details attached to this payment evaluation - `key` string, required — Unique ID of this intervention. Use this to provide the result. - `outcome` 'abandoned' | 'failed' | 'passed', nullable — Result of the intervention if it has been completed. - `id` string, required — Unique identifier for the object. - `livemode` boolean, required — If the object exists in live mode, the value is `true`. If the object exists in test mode, the value is `false`. - `metadata` object, nullable — Set of [key-value pairs](https://docs.stripe.com/api/metadata) that you can attach to an object. This can be useful for storing additional information about the object in a structured format. - `object` 'radar.payment_evaluation', required — String representing the object's type. Objects of the same type share the same value. - `outcome` InsightsResourcesPaymentEvaluationOutcome — Outcome details for this payment evaluation. - `merchant_blocked` InsightsResourcesPaymentEvaluationMerchantBlocked — Details of a merchant_blocked outcome attached to this payment evaluation. - `reason` 'authentication_required' | 'blocked_for_fraud' | 'invalid_payment' | 'other', required — The reason the payment was blocked by the merchant. - `payment_intent_id` string — The PaymentIntent ID associated with the payment evaluation. - `rejected` InsightsResourcesPaymentEvaluationRejected — Details of an rejected outcome attached to this payment evaluation. - `card` InsightsResourcesPaymentEvaluationRejectedCard — Details of an rejected card outcome attached to this payment evaluation. - `address_line1_check` 'fail' | 'pass' | 'unavailable' | 'unchecked', required — Result of the address line 1 check. - `address_postal_code_check` 'fail' | 'pass' | 'unavailable' | 'unchecked', required — Indicates whether the cardholder provided a postal code and if it matched the cardholder’s billing address. - `cvc_check` 'fail' | 'pass' | 'unavailable' | 'unchecked', required — Result of the CVC check. - `reason` 'authentication_failed' | 'do_not_honor' | 'expired' | 'incorrect_cvc' | 'incorrect_number' | 'incorrect_postal_code' | 'insufficient_funds' | 'invalid_account' | 'lost_card' | 'other' | 'processing_error' | 'reported_stolen' | 'try_again_later', required — Card issuer's reason for the network decline. - `succeeded` InsightsResourcesPaymentEvaluationSucceeded — Details of a succeeded outcome attached to this payment evaluation. - `card` InsightsResourcesPaymentEvaluationSucceededCard — Details of an succeeded card outcome attached to this payment evaluation. - `address_line1_check` 'fail' | 'pass' | 'unavailable' | 'unchecked', required — Result of the address line 1 check. - `address_postal_code_check` 'fail' | 'pass' | 'unavailable' | 'unchecked', required — Indicates whether the cardholder provided a postal code and if it matched the cardholder’s billing address. - `cvc_check` 'fail' | 'pass' | 'unavailable' | 'unchecked', required — Result of the CVC check. - `type` 'failed' | 'merchant_blocked' | 'rejected' | 'succeeded', required — Indicates the outcome of the payment evaluation. - `payment_details` InsightsResourcesPaymentEvaluationPaymentDetails — Payment details attached to this payment evaluation. - `amount` integer, required — Amount intended to be collected by this payment. A positive integer representing how much to charge in the [smallest currency unit](https://docs.stripe.com/currencies#zero-decimal) (e.g., 100 cents to charge $1.00 or 100 to charge ¥100, a zero-decimal currency). The minimum amount is $0.50 US or [equivalent in charge currency](https://docs.stripe.com/currencies#minimum-and-maximum-charge-amounts). The amount value supports up to eight digits (e.g., a value of 99999999 for a USD charge of $999,999.99). - `currency` string, currency, required — Three-letter [ISO currency code](https://www.iso.org/iso-4217-currency-codes.html), in lowercase. Must be a [supported currency](https://stripe.com/docs/currencies). - `description` string, nullable — An arbitrary string attached to the object. Often useful for displaying to users. - `money_movement_details` InsightsResourcesPaymentEvaluationMoneyMovementDetails — Money Movement details attached to this payment. - `card` InsightsResourcesPaymentEvaluationMoneyMovementCard — Money Movement card details attached to this payment. - `customer_presence` 'off_session' | 'on_session', nullable — Describes the presence of the customer during the payment. - `payment_type` 'one_off' | 'recurring' | 'setup_one_off' | 'setup_recurring', nullable — Describes the type of payment. - `money_movement_type` 'card', required — Describes the type of money movement. Currently only `card` is supported. - `payment_method_details` InsightsResourcesPaymentEvaluationPaymentMethodDetails — Payment method details attached to this payment evaluation. - `billing_details` InsightsResourcesPaymentEvaluationBillingDetails — Billing details attached to this payment evaluation. - `address` InsightsResourcesPaymentEvaluationAddress, required — Address data. - `city` string, nullable — City, district, suburb, town, or village. - `country` string, nullable — Two-letter country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)). - `line1` string, nullable — Address line 1, such as the street, PO Box, or company name. - `line2` string, nullable — Address line 2, such as the apartment, suite, unit, or building. - `postal_code` string, nullable — ZIP or postal code. - `state` string, nullable — State, county, province, or region ([ISO 3166-2](https://en.wikipedia.org/wiki/ISO_3166-2)). - `email` string, nullable — Email address. - `name` string, nullable — Full name. - `phone` string, nullable — Billing phone number (including extension). - `payment_method` union, required — The payment method used in this payment evaluation. - string - PaymentMethod — PaymentMethod objects represent your customer's payment instruments. You can use them with [PaymentIntents](https://docs.stripe.com/payments/payment-intents) to collect payments or save them to Customer objects to store instrument details for future payments. Related guides: [Payment Methods](https://docs.stripe.com/payments/payment-methods) and [More Payment Scenarios](https://docs.stripe.com/payments/more-payment-scenarios). - `acss_debit` PaymentMethodAcssDebit - `bank_name` string, nullable — Name of the bank associated with the bank account. - `fingerprint` string, nullable — Uniquely identifies this particular bank account. You can use this attribute to check whether two bank accounts are the same. - `institution_number` string, nullable — Institution number of the bank account. - `last4` string, nullable — Last four digits of the bank account number. - `transit_number` string, nullable — Transit number of the bank account. - `affirm` PaymentMethodAffirm - `afterpay_clearpay` PaymentMethodAfterpayClearpay - `alipay` PaymentFlowsPrivatePaymentMethodsAlipay - `allow_redisplay` 'always' | 'limited' | 'unspecified' — This field indicates whether this payment method can be shown again to its customer in a checkout flow. Stripe products such as Checkout and Elements use this field to determine whether a payment method can be shown as a saved payment method in a checkout flow. The field defaults to “unspecified”. - `alma` PaymentMethodAlma - `amazon_pay` PaymentMethodAmazonPay - `au_becs_debit` PaymentMethodAuBecsDebit - `bsb_number` string, nullable — Six-digit number identifying bank and branch associated with this bank account. - `fingerprint` string, nullable — Uniquely identifies this particular bank account. You can use this attribute to check whether two bank accounts are the same. - `last4` string, nullable — Last four digits of the bank account number. - `bacs_debit` PaymentMethodBacsDebit - `fingerprint` string, nullable — Uniquely identifies this particular bank account. You can use this attribute to check whether two bank accounts are the same. - `last4` string, nullable — Last four digits of the bank account number. - `sort_code` string, nullable — Sort code of the bank account. (e.g., `10-20-30`) - `bancontact` PaymentMethodBancontact - `billie` PaymentMethodBillie - `billing_details` BillingDetails, required - `address` Address - … - `email` string, nullable — Email address. - `name` string, nullable — Full name. - `phone` string, nullable — Billing phone number (including extension). - `tax_id` string, nullable — Taxpayer identification number. Used only for transactions between LATAM buyers and non-LATAM sellers. - `bizum` PaymentMethodBizum - `buyer_id` string, nullable — A unique identifier for the buyer as determined by the local payment processor. - `blik` PaymentMethodBlik - `buyer_id` string, nullable — A unique and immutable identifier assigned by BLIK to every buyer. - `boleto` PaymentMethodBoleto - `tax_id` string, required — Uniquely identifies the customer tax id (CNPJ or CPF) - `card` PaymentMethodCard - `brand` string, required — Card brand. Can be `amex`, `cartes_bancaires`, `diners`, `discover`, `eftpos_au`, `jcb`, `link`, `mastercard`, `unionpay`, `visa` or `unknown`. - `checks` PaymentMethodCardChecks - … - `country` string, nullable — Two-letter ISO code representing the country of the card. You could use this attribute to get a sense of the international breakdown of cards you've collected. - `display_brand` string, nullable — The brand to use when displaying the card, this accounts for customer's brand choice on dual-branded cards. Can be `american_express`, `cartes_bancaires`, `diners_club`, `discover`, `eftpos_australia`, `interac`, `jcb`, `mastercard`, `union_pay`, `visa`, or `other` and may contain more values in the future. - `exp_month` integer, required — Two-digit number representing the card's expiration month. - `exp_year` integer, required — Four-digit number representing the card's expiration year. - `fingerprint` string, nullable — Uniquely identifies this particular card number. You can use this attribute to check whether two customers who’ve signed up with you are using the same card number, for example. For payment methods that tokenize card information (Apple Pay, Google Pay), the tokenized number might be provided instead of the underlying card number. *As of May 1, 2021, card fingerprint in India for Connect changed to allow two fingerprints for the same card---one for India and one for the rest of the world.* - `funding` string, required — Card funding type. Can be `credit`, `debit`, `prepaid`, or `unknown`. - `generated_from` PaymentMethodCardGeneratedCard - … - `last4` string, required — The last four digits of the card. - `networks` Networks - … - `regulated_status` 'regulated' | 'unregulated', nullable — Status of a card based on the card issuer. - `three_d_secure_usage` ThreeDSecureUsage - … - `wallet` PaymentMethodCardWallet - … - `card_present` PaymentMethodCardPresent - `brand` string, nullable — Card brand. Can be `amex`, `cartes_bancaires`, `diners`, `discover`, `eftpos_au`, `jcb`, `link`, `mastercard`, `unionpay`, `visa` or `unknown`. - `brand_product` string, nullable — The [product code](https://stripe.com/docs/card-product-codes) that identifies the specific program or product associated with a card. - `cardholder_name` string, nullable — The cardholder name as read from the card, in [ISO 7813](https://en.wikipedia.org/wiki/ISO/IEC_7813) format. May include alphanumeric characters, special characters and first/last name separator (`/`). In some cases, the cardholder name may not be available depending on how the issuer has configured the card. Cardholder name is typically not available on swipe or contactless payments, such as those made with Apple Pay and Google Pay. - `country` string, nullable — Two-letter ISO code representing the country of the card. You could use this attribute to get a sense of the international breakdown of cards you've collected. - `description` string, nullable — A high-level description of the type of cards issued in this range. - `exp_month` integer, required — Two-digit number representing the card's expiration month. - `exp_year` integer, required — Four-digit number representing the card's expiration year. - `fingerprint` string, nullable — Uniquely identifies this particular card number. You can use this attribute to check whether two customers who’ve signed up with you are using the same card number, for example. For payment methods that tokenize card information (Apple Pay, Google Pay), the tokenized number might be provided instead of the underlying card number. *As of May 1, 2021, card fingerprint in India for Connect changed to allow two fingerprints for the same card---one for India and one for the rest of the world.* - `funding` string, nullable — Card funding type. Can be `credit`, `debit`, `prepaid`, or `unknown`. - `issuer` string, nullable — The name of the card's issuing bank. - `last4` string, nullable — The last four digits of the card. - `networks` PaymentMethodCardPresentNetworks - … - `offline` PaymentMethodDetailsCardPresentOffline - … - `preferred_locales` string[], nullable — The languages that the issuing bank recommends using for localizing any customer-facing text, as read from the card. Referenced from EMV tag 5F2D, data encoded on the card's chip. - `read_method` 'contact_emv' | 'contactless_emv' | 'contactless_magstripe_mode' | 'magnetic_stripe_fallback' | 'magnetic_stripe_track2', nullable — How card details were read in this transaction. - `wallet` PaymentFlowsPrivatePaymentMethodsCardPresentCommonWallet - … - `cashapp` PaymentMethodCashapp - `buyer_id` string, nullable — A unique and immutable identifier assigned by Cash App to every buyer. - `cashtag` string, nullable — A public identifier for buyers using Cash App. - `created` integer, required — Time at which the object was created. Measured in seconds since the Unix epoch. - `crypto` PaymentMethodCrypto - `custom` PaymentMethodCustom - `display_name` string, nullable — Display name of the Dashboard-only CustomPaymentMethodType. - `logo` CustomLogo - … - `type` string, required — ID of the Dashboard-only CustomPaymentMethodType. Not expandable. - `customer` union — The ID of the Customer to which this PaymentMethod is saved. This will not be set when the PaymentMethod has not been saved to a Customer. - string - Customer — This object represents a customer of your business. Use it to [create recurring charges](https://docs.stripe.com/invoicing/customer), [save payment](https://docs.stripe.com/payments/save-during-payment) and contact information, and track payments that belong to the same customer. - … - `customer_account` string, nullable - `customer_balance` PaymentMethodCustomerBalance - `eps` PaymentMethodEps - `bank` 'arzte_und_apotheker_bank' | 'austrian_anadi_bank_ag' | 'bank_austria' | 'bankhaus_carl_spangler' | 'bankhaus_schelhammer_und_schattera_ag' | 'bawag_psk_ag' | 'bks_bank_ag' | 'brull_kallmus_bank_ag' | 'btv_vier_lander_bank' | 'capital_bank_grawe_gruppe_ag' | 'deutsche_bank_ag' | 'dolomitenbank' | 'easybank_ag' | 'erste_bank_und_sparkassen' | 'hypo_alpeadriabank_international_ag' | 'hypo_bank_burgenland_aktiengesellschaft' | 'hypo_noe_lb_fur_niederosterreich_u_wien' | 'hypo_oberosterreich_salzburg_steiermark' | 'hypo_tirol_bank_ag' | 'hypo_vorarlberg_bank_ag' | 'marchfelder_bank' | 'oberbank_ag' | 'raiffeisen_bankengruppe_osterreich' | 'schoellerbank_ag' | 'sparda_bank_wien' | 'volksbank_gruppe' | 'volkskreditbank_ag' | 'vr_bank_braunau', nullable — The customer's bank. Should be one of `arzte_und_apotheker_bank`, `austrian_anadi_bank_ag`, `bank_austria`, `bankhaus_carl_spangler`, `bankhaus_schelhammer_und_schattera_ag`, `bawag_psk_ag`, `bks_bank_ag`, `brull_kallmus_bank_ag`, `btv_vier_lander_bank`, `capital_bank_grawe_gruppe_ag`, `deutsche_bank_ag`, `dolomitenbank`, `easybank_ag`, `erste_bank_und_sparkassen`, `hypo_alpeadriabank_international_ag`, `hypo_noe_lb_fur_niederosterreich_u_wien`, `hypo_oberosterreich_salzburg_steiermark`, `hypo_tirol_bank_ag`, `hypo_vorarlberg_bank_ag`, `hypo_bank_burgenland_aktiengesellschaft`, `marchfelder_bank`, `oberbank_ag`, `raiffeisen_bankengruppe_osterreich`, `schoellerbank_ag`, `sparda_bank_wien`, `volksbank_gruppe`, `volkskreditbank_ag`, or `vr_bank_braunau`. - `fpx` PaymentMethodFpx - `bank` 'affin_bank' | 'agrobank' | 'alliance_bank' | 'ambank' | 'bank_islam' | 'bank_muamalat' | 'bank_of_china' | 'bank_rakyat' | 'bnp_paribas' | 'bsn' | 'cimb' | 'citibank' | 'deutsche_bank' | 'hong_leong_bank' | 'hsbc' | 'kfh' | 'maybank2e' | 'maybank2u' | 'mbsb_bank' | 'ocbc' | 'pb_enterprise' | 'public_bank' | 'rhb' | 'standard_chartered' | 'uob', required — The customer's bank, if provided. Can be one of `affin_bank`, `agrobank`, `alliance_bank`, `ambank`, `bank_islam`, `bank_muamalat`, `bnp_paribas`, `bank_rakyat`, `bsn`, `cimb`, `citibank`, `hong_leong_bank`, `hsbc`, `kfh`, `maybank2u`, `ocbc`, `public_bank`, `rhb`, `standard_chartered`, `uob`, `deutsche_bank`, `maybank2e`, `mbsb_bank`, `pb_enterprise`, or `bank_of_china`. - `giropay` PaymentMethodGiropay - `grabpay` PaymentMethodGrabpay - `id` string, required — Unique identifier for the object. - `ideal` PaymentMethodIdeal - `bank` 'abn_amro' | 'adyen' | 'asn_bank' | 'bunq' | 'buut' | 'finom' | 'handelsbanken' | 'ing' | 'knab' | 'mollie' | 'moneyou' | 'n26' | 'nn' | 'rabobank' | 'regiobank' | 'revolut' | 'sns_bank' | 'triodos_bank' | 'van_lanschot' | 'yoursafe', nullable — The customer's bank, if provided. Can be one of `abn_amro`, `adyen`, `asn_bank`, `bunq`, `buut`, `finom`, `handelsbanken`, `ing`, `knab`, `mollie`, `moneyou`, `n26`, `nn`, `rabobank`, `regiobank`, `revolut`, `sns_bank`, `triodos_bank`, `van_lanschot`, or `yoursafe`. - `bic` 'ABNANL2A' | 'ADYBNL2A' | 'ASNBNL21' | 'BITSNL2A' | 'BUNQNL2A' | 'BUUTNL2A' | 'FNOMNL22' | 'FVLBNL22' | 'HANDNL2A' | 'INGBNL2A' | 'KNABNL2H' | 'MLLENL2A' | 'MOYONL21' | 'NNBANL2G' | 'NTSBDEB1' | 'RABONL2U' | 'RBRBNL21' | 'REVOIE23' | 'REVOLT21' | 'SNSBNL2A' | 'TRIONL2U', nullable — The Bank Identifier Code of the customer's bank, if the bank was provided. - `interac_present` PaymentMethodInteracPresent - `brand` string, nullable — Card brand. Can be `interac`, `mastercard` or `visa`. - `cardholder_name` string, nullable — The cardholder name as read from the card, in [ISO 7813](https://en.wikipedia.org/wiki/ISO/IEC_7813) format. May include alphanumeric characters, special characters and first/last name separator (`/`). In some cases, the cardholder name may not be available depending on how the issuer has configured the card. Cardholder name is typically not available on swipe or contactless payments, such as those made with Apple Pay and Google Pay. - `country` string, nullable — Two-letter ISO code representing the country of the card. You could use this attribute to get a sense of the international breakdown of cards you've collected. - `description` string, nullable — A high-level description of the type of cards issued in this range. - `exp_month` integer, required — Two-digit number representing the card's expiration month. - `exp_year` integer, required — Four-digit number representing the card's expiration year. - `fingerprint` string, nullable — Uniquely identifies this particular card number. You can use this attribute to check whether two customers who’ve signed up with you are using the same card number, for example. For payment methods that tokenize card information (Apple Pay, Google Pay), the tokenized number might be provided instead of the underlying card number. *As of May 1, 2021, card fingerprint in India for Connect changed to allow two fingerprints for the same card---one for India and one for the rest of the world.* - `funding` string, nullable — Card funding type. Can be `credit`, `debit`, `prepaid`, or `unknown`. - `issuer` string, nullable — The name of the card's issuing bank. - `last4` string, nullable — The last four digits of the card. - `networks` PaymentMethodCardPresentNetworks - … - `preferred_locales` string[], nullable — The languages that the issuing bank recommends using for localizing any customer-facing text, as read from the card. Referenced from EMV tag 5F2D, data encoded on the card's chip. - `read_method` 'contact_emv' | 'contactless_emv' | 'contactless_magstripe_mode' | 'magnetic_stripe_fallback' | 'magnetic_stripe_track2', nullable — How card details were read in this transaction. - `kakao_pay` PaymentMethodKakaoPay - `klarna` PaymentMethodKlarna - `dob` PaymentFlowsPrivatePaymentMethodsKlarnaDob - … - `konbini` PaymentMethodKonbini - `kr_card` PaymentMethodKrCard - `brand` 'bc' | 'citi' | 'hana' | 'hyundai' | 'jeju' | 'jeonbuk' | 'kakaobank' | 'kbank' | 'kdbbank' | 'kookmin' | 'kwangju' | 'lotte' | 'mg' | 'nh' | 'post' | 'samsung' | 'savingsbank' | 'shinhan' | 'shinhyup' | 'suhyup' | 'tossbank' | 'woori', nullable — The local credit or debit card brand. - `last4` string, nullable — The last four digits of the card. This may not be present for American Express cards. - `link` PaymentMethodLink - `email` string, nullable — Account owner's email address. - `livemode` boolean, required — If the object exists in live mode, the value is `true`. If the object exists in test mode, the value is `false`. - `mb_way` PaymentMethodMbWay - `metadata` object, nullable — Set of [key-value pairs](https://docs.stripe.com/api/metadata) that you can attach to an object. This can be useful for storing additional information about the object in a structured format. - `mobilepay` PaymentMethodMobilepay - `multibanco` PaymentMethodMultibanco - `naver_pay` PaymentMethodNaverPay - `buyer_id` string, nullable — Uniquely identifies this particular Naver Pay account. You can use this attribute to check whether two Naver Pay accounts are the same. - `funding` 'card' | 'points', required — Whether to fund this transaction with Naver Pay points or a card. - `nz_bank_account` PaymentMethodNzBankAccount - `account_holder_name` string, nullable — The name on the bank account. Only present if the account holder name is different from the name of the authorized signatory collected in the PaymentMethod’s billing details. - `bank_code` string, required — The numeric code for the bank account's bank. - `bank_name` string, required — The name of the bank. - `branch_code` string, required — The numeric code for the bank account's bank branch. - `last4` string, required — Last four digits of the bank account number. - `suffix` string, nullable — The suffix of the bank account number. - `object` 'payment_method', required — String representing the object's type. Objects of the same type share the same value. - `oxxo` PaymentMethodOxxo - `p24` PaymentMethodP24 - `bank` 'alior_bank' | 'bank_millennium' | 'bank_nowy_bfg_sa' | 'bank_pekao_sa' | 'banki_spbdzielcze' | 'blik' | 'bnp_paribas' | 'boz' | 'citi_handlowy' | 'credit_agricole' | 'envelobank' | 'etransfer_pocztowy24' | 'getin_bank' | 'ideabank' | 'ing' | 'inteligo' | 'mbank_mtransfer' | 'nest_przelew' | 'noble_pay' | 'pbac_z_ipko' | 'plus_bank' | 'santander_przelew24' | 'tmobile_usbugi_bankowe' | 'toyota_bank' | 'velobank' | 'volkswagen_bank', nullable — The customer's bank, if provided. - `pay_by_bank` PaymentMethodPayByBank - `payco` PaymentMethodPayco - `paynow` PaymentMethodPaynow - `paypal` PaymentMethodPaypal - `country` string, nullable — Two-letter ISO code representing the buyer's country. Values are provided by PayPal directly (if supported) at the time of authorization or settlement. They cannot be set or mutated. - `payer_email` string, nullable — Owner's email. Values are provided by PayPal directly (if supported) at the time of authorization or settlement. They cannot be set or mutated. - `payer_id` string, nullable — PayPal account PayerID. This identifier uniquely identifies the PayPal customer. - `payto` PaymentMethodPayto - `bsb_number` string, nullable — Bank-State-Branch number of the bank account. - `last4` string, nullable — Last four digits of the bank account number. - `pay_id` string, nullable — The PayID alias for the bank account. - `pix` PaymentMethodPix - `fingerprint` string, nullable — Uniquely identifies this particular Pix account. You can use this attribute to check whether two Pix accounts are the same. - `promptpay` PaymentMethodPromptpay - `radar_options` RadarRadarOptions — Options to configure Radar. See [Radar Session](https://docs.stripe.com/radar/radar-session) for more information. - `session` string — A [Radar Session](https://docs.stripe.com/radar/radar-session) is a snapshot of the browser metadata and device details that help Radar make more accurate predictions on your payments. - `revolut_pay` PaymentMethodRevolutPay - `samsung_pay` PaymentMethodSamsungPay - `satispay` PaymentMethodSatispay - `scalapay` PaymentMethodScalapay - `sepa_debit` PaymentMethodSepaDebit - `bank_code` string, nullable — Bank code of bank associated with the bank account. - `branch_code` string, nullable — Branch code of bank associated with the bank account. - `country` string, nullable — Two-letter ISO code representing the country the bank account is located in. - `fingerprint` string, nullable — Uniquely identifies this particular bank account. You can use this attribute to check whether two bank accounts are the same. - `generated_from` SepaDebitGeneratedFrom - … - `last4` string, nullable — Last four characters of the IBAN. - `sofort` PaymentMethodSofort - `country` string, nullable — Two-letter ISO code representing the country the bank account is located in. - `sunbit` PaymentMethodSunbit - `swish` PaymentMethodSwish - `twint` PaymentMethodTwint - `type` 'acss_debit' | 'affirm' | 'afterpay_clearpay' | 'alipay' | 'alma' | 'amazon_pay' | 'au_becs_debit' | 'bacs_debit' | 'bancontact' | 'billie' | 'bizum' | 'blik' | 'boleto' | 'card' | 'card_present' | 'cashapp' | 'crypto' | 'custom' | 'customer_balance' | 'eps' | 'fpx' | 'giropay' | 'grabpay' | 'ideal' | 'interac_present' | 'kakao_pay' | 'klarna' | 'konbini' | 'kr_card' | 'link' | 'mb_way' | 'mobilepay' | 'multibanco' | 'naver_pay' | 'nz_bank_account' | 'oxxo' | 'p24' | 'pay_by_bank' | 'payco' | 'paynow' | 'paypal' | 'payto' | 'pix' | 'promptpay' | 'revolut_pay' | 'samsung_pay' | 'satispay' | 'scalapay' | 'sepa_debit' | 'sofort' | 'sunbit' | 'swish' | 'twint' | 'upi' | 'us_bank_account' | 'wechat_pay' | 'zip', required — The type of the PaymentMethod. An additional hash is included on the PaymentMethod with a name matching this value. It contains additional information specific to the PaymentMethod type. - `upi` PaymentMethodUpi - `vpa` string, nullable — Customer's unique Virtual Payment Address - `us_bank_account` PaymentMethodUsBankAccount - `account_holder_type` 'company' | 'individual', nullable — Account holder type: individual or company. - `account_type` 'checking' | 'savings', nullable — Account type: checkings or savings. Defaults to checking if omitted. - `bank_name` string, nullable — The name of the bank. - `financial_connections_account` string, nullable — The ID of the Financial Connections Account used to create the payment method. - `fingerprint` string, nullable — Uniquely identifies this particular bank account. You can use this attribute to check whether two bank accounts are the same. - `last4` string, nullable — Last four digits of the bank account number. - `networks` UsBankAccountNetworks - … - `routing_number` string, nullable — Routing number of the bank account. - `status_details` PaymentMethodUsBankAccountStatusDetails - … - `wechat_pay` PaymentMethodWechatPay - `zip` PaymentMethodZip - `shipping_details` InsightsResourcesPaymentEvaluationShipping — Shipping details attached to this payment. - `address` InsightsResourcesPaymentEvaluationAddress, required — Address data. - `city` string, nullable — City, district, suburb, town, or village. - `country` string, nullable — Two-letter country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)). - `line1` string, nullable — Address line 1, such as the street, PO Box, or company name. - `line2` string, nullable — Address line 2, such as the apartment, suite, unit, or building. - `postal_code` string, nullable — ZIP or postal code. - `state` string, nullable — State, county, province, or region ([ISO 3166-2](https://en.wikipedia.org/wiki/ISO_3166-2)). - `name` string, nullable — Shipping name. - `phone` string, nullable — Shipping phone number. - `statement_descriptor` string, nullable — Payment statement descriptor. - `recommended_action` 'block' | 'continue', required — Recommended action based on the score of the `fraudulent_payment` signal. Possible values are `block`, `continue` and `request_three_d_secure`. - `signals` InsightsResourcesPaymentEvaluationSignals, required — Collection of signals for this payment evaluation. - `fraudulent_payment` InsightsResourcesPaymentEvaluationSignalV2, required — A payment evaluation signal with evaluated_at, risk_level, and score fields. - `evaluated_at` integer, required — The time when this signal was evaluated. - `risk_level` 'elevated' | 'highest' | 'low' | 'normal' | 'not_assessed' | 'unknown', required — Risk level of this signal, based on the score. - `score` number, required — Score for this signal. Possible values for evaluated payments are between 0 and 100. The value is returned with two decimal places and higher scores indicate a higher likelihood of the signal being true. A score of -1 is returned when a model evaluation was not performed, such as requests from incomplete integrations. ## Other responses - `default` — Error response. --- [API](https://skmtc.net/stripe/apis/spec3.md) · [All operations](https://skmtc.net/stripe/apis/spec3/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/stripe/spec3/revisions/3653ad45bbec/schema)