---
title: "Confirm trust (IBAN or address) with the chosen SCA factor"
method: POST
path: "/wallets/beneficiary/confirm-trust"
tags: ["Trusted Beneficiary"]
---

# Confirm trust (IBAN or address) with the chosen SCA factor

`POST /wallets/beneficiary/confirm-trust`

Provide exactly one of `whitelistedIbanId` or `whitelistedAddressId`. For USDC addresses, address eligibility is re-checked at confirmation time. — Required body fields per factor: `sms` needs `challengeId` and `code` (6-digit numeric); `totp` needs `code` (6–8 characters); `passkey` needs `origin` and `credential`.

## Request body

- object
  - `userId` string, required
  - `whitelistedIbanId` string — Required when trusting an IBAN.
  - `whitelistedAddressId` string — Required when trusting a USDC address.
  - `verificationMethod` 'sms' | 'totp' | 'passkey' — Defaults to `sms` when omitted.
  - `challengeId` string — Required for `sms`.
  - `code` string — 6-digit OTP for `sms`; 6–8 char code for `totp`.
  - `origin` string — Required for `passkey`.
  - `credential` object — WebAuthn assertion. Required for `passkey`.
    - `id` string
    - `rawId` string
    - `type` string
    - `response` object
      - `clientDataJSON` string
      - `authenticatorData` string
      - `signature` string
      - `userHandle` string
    - `clientExtensionResults` object — WebAuthn client extension results.
      - `appid` string — Optional appid extension result.

## Response `200`

Trust applied.

- object
  - `ok` boolean, required

## Other responses

- `400` — Request was rejected. The `errorCode` field disambiguates.
- `401` — Invalid API key or HMAC signature.

---

[API](https://skmtc.net/striga/apis/striga-v1.md) · [All operations](https://skmtc.net/striga/apis/striga-v1/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/striga/striga-v1/revisions/63e57aa7df45/schema)