Sign in

v1

latestOpenAPI 3.1.02026-07-26165182724.7 KB
wallets

Initiate SEPA Payment

Send funds outwards from a EUR enriched account to another IBAN that is owned by the same person as the account holder.

post/business/send/initiate/bank

Request body

businessIdstring uuid required

Unique Id of the business who is sending this transactions

sourceAccountIdstring alpha-numeric required

The Id of the account to debit

memostring
amountstring big-number-amount required
fixedFeestring
percentFeeBpsstring

Example request

{
  "memo": "architect action-items cross-platform",
  "amount": "100"
}

Response

success

challengeIdstring required
dateExpiresstring date-time required

Example response

{
  "challengeId": "da508da0-73be-4679-be68-11512b0a73e3",
  "dateExpires": "2023-08-22T09:35:38.187Z",
  "transaction": {
    "syncedOwnerId": "b2ccf978-2da7-4ac9-9db7-5398c4c6b212",
    "sourceAccountId": "0148ae0856b1457ff3b59f2ac965b58e",
    "iban": "BE17967054713521",
    "bic": "TRWIBEB1XXX",
    "amount": "959606",
    "memo": "evolve",
    "status": "PENDING_2FA_CONFIRMATION",
    "txType": "SEPA_PAYOUT_INITIATED",
    "parentWalletId": "e1f5dca0-b78b-4695-8752-81b172a2ea90",
    "currency": "EUR"
  },
  "feeEstimate": {
    "totalFee": "20094",
    "networkFee": "0",
    "ourFee": "0",
    "theirFee": "20094",
    "feeCurrency": "EUR",
    "fixedFeeDetails": {
      "amount": "500",
      "exchangeRate": "1",
      "appliedFeeCents": "100"
    },
    "percentageFeeDetails": {
      "amount": "19594",
      "appliedFeeBps": "100"
    }
  }
}