---
title: "Update a paykey's identity review decision"
method: PUT
path: "/v1/paykeys/{id}/refresh_review"
tags: ["Paykeys"]
---

# Update a paykey's identity review decision

`PUT /v1/paykeys/{id}/refresh_review`

Updates the decision of a paykey's review validation. This endpoint allows you to refresh the outcome of a paykey's decision and is useful for correcting or updating the status of a paykey's verification.

## Path parameters

- `id` string, uuid, required

## Headers

- `Straddle-Account-Id` string, uuid
- `Request-Id` string
- `Correlation-Id` string
- `Idempotency-Key` string

## Response `200`

OK

- PaykeyV1ItemResponse
  - `meta` ResponseMetadata, required — Metadata about the API request, including an identifier and timestamp.
    - `api_request_id` string, uuid, required — Unique identifier for this API request, useful for troubleshooting.
    - `api_request_timestamp` string, date-time, required — Timestamp for this API request, useful for troubleshooting.
  - `response_type` 'object' | 'array' | 'error' | 'none', required — Indicates the structure of the returned content. - "object" means the `data` field contains a single JSON object. - "array" means the `data` field contains an array of objects. - "error" means the `data` field contains an error object with details of the issue. - "none" means no data is returned.
  - `data` PaykeyV1, required
    - `id` string, uuid, required — Unique identifier for the paykey.
    - `customer_id` string, uuid, nullable — Unique identifier of the related customer object.
    - `label` string, required — Human-readable label used to represent this paykey in a UI.
    - `source` 'bank_account' | 'straddle' | 'mx' | 'plaid' | 'tan' | 'quiltt', required
    - `institution_name` string, nullable — Name of the financial institution.
    - `status` 'pending' | 'active' | 'inactive' | 'rejected' | 'review' | 'blocked', required
    - `status_details` StatusDetailsV1
      - `message` string, required — A human-readable description of the current status.
      - `reason` 'insufficient_funds' | 'closed_bank_account' | 'invalid_bank_account' | 'invalid_routing' | 'disputed' | 'payment_stopped' | 'owner_deceased' | 'frozen_bank_account' | 'risk_review' | 'fraudulent' | 'duplicate_entry' | 'invalid_paykey' | 'payment_blocked' | 'amount_too_large' | 'too_many_attempts' | 'internal_system_error' | 'user_request' | 'ok' | 'other_network_return' | 'payout_refused' | 'cancel_request' | 'failed_verification' | 'require_review' | 'blocked_by_system' | 'watchtower_review' | 'validating' | 'auto_hold', required
      - `source` 'watchtower' | 'bank_decline' | 'customer_dispute' | 'user_action' | 'system', required
      - `code` string, nullable — The status code if applicable.
      - `changed_at` string, date-time, required — The time the status change occurred.
    - `expires_at` string, date-time, nullable — Expiration date and time of the paykey, if applicable.
    - `created_at` string, date-time, required — Timestamp of when the paykey was created.
    - `updated_at` string, date-time, required — Timestamp of the most recent update to the paykey.
    - `paykey` string, required — The tokenized paykey value. This value is used to create payments and should be stored securely.
    - `bank_data` PaykeyBankDetailsV1
      - `routing_number` string, required — The routing number of the bank account.
      - `account_number` string, required — Bank account number. This value is masked by default for security reasons. Use the /unmask endpoint to access the unmasked value.
      - `account_type` 'checking' | 'savings', required
    - `metadata` object, nullable — Up to 20 additional user-defined key-value pairs. Useful for storing additional information about the paykey in a structured format.
    - `config` PaykeyConfigurationV1, required
      - `sandbox_outcome` 'standard' | 'active' | 'rejected' | 'review'
      - `processing_method` 'inline' | 'background' | 'skip'
    - `balance` PaykeyBalanceDetailsV1
      - `account_balance` integer, nullable — Account Balance when last retrieved
      - `updated_at` string, date-time, nullable — Last time account balance was updated.
      - `status` 'pending' | 'completed' | 'failed', required
    - `external_id` string, nullable — Unique identifier for the paykey in your database, used for cross-referencing between Straddle and your systems.
    - `unblock_eligible` boolean, nullable — Indicates whether this paykey is eligible for client-initiated unblocking. Only present for blocked paykeys. True when blocked due to R29 returns and not previously unblocked, false otherwise. Null when paykey is not blocked.

## Other responses

- `400` — Bad Request
- `401` — Unauthorized
- `403` — Forbidden
- `422` — Validation Failed
- `500` — Server Error

---

[API](https://skmtc.net/straddleio/apis/straddle-api.md) · [All operations](https://skmtc.net/straddleio/apis/straddle-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/straddleio/straddle-api/versions/6e13cd88cda9/schema)