---
title: "Get an account's balance"
method: GET
path: "/api/v2/accounts/{accountUid}/balance"
tags: ["Accounts"]
---

# Get an account's balance

`GET /api/v2/accounts/{accountUid}/balance`

The account balance is expressed in two ways: cleared balance and effective balance.
* The **cleared balance** is the balance of settled transactions and so does not include pending transactions. The cleared end of day balance is used to calculate interest.
* The **effective balance** is the balance of settled and pending outgoing transactions. This is the balance most commonly presented to the account holder (e.g. in-app).

`clearedBalance` and `effectiveBalance` hold the values for the main account only, excluding balances in spaces, savings goals etc. `totalClearedBalance` and `totalEffectiveBalance` hold the corresponding values totalled across the main account and all spaces, savings goals etc.

Many payment types settle almost instantly (e.g. faster payments). Card transactions usually take a few days to settle and will remain pending for this time. We've got a blog post on [how card transactions work](https://www.starlingbank.com/blog/card-transactions-explained/).

To check whether the account has enough money to make a payment, use the confirmation of funds endpoint instead.

## Path parameters

- `accountUid` string, uuid, required

## Response `200`

Successful operation

- BalanceV2 — Balance details
  - `clearedBalance` SignedCurrencyAndAmount
    - `currency` string, required — ISO-4217 3 character currency code
    - `minorUnits` integer, required — Amount in the minor units of the given currency; eg pence in GBP, cents in EUR
  - `effectiveBalance` SignedCurrencyAndAmount
    - `currency` string, required — ISO-4217 3 character currency code
    - `minorUnits` integer, required — Amount in the minor units of the given currency; eg pence in GBP, cents in EUR
  - `pendingTransactions` SignedCurrencyAndAmount
    - `currency` string, required — ISO-4217 3 character currency code
    - `minorUnits` integer, required — Amount in the minor units of the given currency; eg pence in GBP, cents in EUR
  - `acceptedOverdraft` SignedCurrencyAndAmount
    - `currency` string, required — ISO-4217 3 character currency code
    - `minorUnits` integer, required — Amount in the minor units of the given currency; eg pence in GBP, cents in EUR
  - `amount` SignedCurrencyAndAmount
    - `currency` string, required — ISO-4217 3 character currency code
    - `minorUnits` integer, required — Amount in the minor units of the given currency; eg pence in GBP, cents in EUR
  - `totalClearedBalance` SignedCurrencyAndAmount
    - `currency` string, required — ISO-4217 3 character currency code
    - `minorUnits` integer, required — Amount in the minor units of the given currency; eg pence in GBP, cents in EUR
  - `totalEffectiveBalance` SignedCurrencyAndAmount
    - `currency` string, required — ISO-4217 3 character currency code
    - `minorUnits` integer, required — Amount in the minor units of the given currency; eg pence in GBP, cents in EUR

## Other responses

- `4xx` — Client error. See [API status codes](#api-status-codes-1) for more details.
- `5xx` — Server error. See [API status codes](#api-status-codes-1) for more details.

---

[API](https://skmtc.net/starlingbank/apis/starling-bank-api.md) · [All operations](https://skmtc.net/starlingbank/apis/starling-bank-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/starlingbank/starling-bank-api/revisions/fa1a72b9ecec/schema)