---
title: "Create anonymous loan offer"
method: POST
path: "/v1/anonymous_consumer_loan_offers"
tags: ["Consumer Loan"]
---

# Create anonymous loan offer

`POST /v1/anonymous_consumer_loan_offers`

Generates a non-binding anonymous loan offer for a customer based on their self-declared and unverified financial information.

## Request body

- ConsumerLoanCreateAnonymousOfferRequest
  - `requested_loan_term` integer, required — The number of months over which the loan will be repaid as requested by the customer.
  - `requested_loan_amount` SolarisToolkitWebMoney, required
    - `value` integer, required — The amount value
    - `unit` 'cents', required — The unit of the given value.
    - `currency` string, required — The currency of the given value. Only EURO is currently supported.
  - `requested_interest_rate` number, float, nullable — The requested monthly interest rate to apply to the loan.
  - `requested_emi` SolarisToolkitWebMoney
    - `value` integer, required — The amount value
    - `unit` 'cents', required — The unit of the given value.
    - `currency` string, required — The currency of the given value. Only EURO is currently supported.
  - `private_insurance_amount` SolarisToolkitWebMoney, required
    - `value` integer, required — The amount value
    - `unit` 'cents', required — The unit of the given value.
    - `currency` string, required — The currency of the given value. Only EURO is currently supported.
  - `partner_reference_number` string, nullable — Your internal reference number for the customer.
  - `number_of_kids` integer, nullable — The number of kids the customer has.
  - `number_of_dependents` integer, required — The number of dependents the customer has.
  - `net_income_amount` SolarisToolkitWebMoney, required
    - `value` integer, required — The amount value
    - `unit` 'cents', required — The unit of the given value.
    - `currency` string, required — The currency of the given value. Only EURO is currently supported.
  - `living_situation_amount` SolarisToolkitWebMoney, required
    - `value` integer, required — The amount value
    - `unit` 'cents', required — The unit of the given value.
    - `currency` string, required — The currency of the given value. Only EURO is currently supported.
  - `living_situation` 'LIVING_WITH_PARENTS' | 'LIVING_IN_RENTED_HOUSE' | 'LIVING_IN_OWN_HOUSE', required — The customer's living situation.
  - `is_joint_application` boolean, nullable — A field to indicate whether the application is a joint application or not.
  - `existing_credit_repayment_excluding_mortgage` SolarisToolkitWebMoney
    - `value` integer, required — The amount value
    - `unit` 'cents', required — The unit of the given value.
    - `currency` string, required — The currency of the given value. Only EURO is currently supported.
  - `additional_costs` SolarisToolkitWebMoney
    - `value` integer, required — The amount value
    - `unit` 'cents', required — The unit of the given value.
    - `currency` string, required — The currency of the given value. Only EURO is currently supported.

## Response `201`

Anonymous Offer

- ConsumerLoanCreateAnonymousOfferResponse
  - `offer` object, nullable
    - `monthly_installment` SolarisToolkitWebMoney, required
      - `value` integer, required — The amount value
      - `unit` 'cents', required — The unit of the given value.
      - `currency` string, required — The currency of the given value. Only EURO is currently supported.
    - `loan_term` integer, required — The number of months over which the loan will be repaid.
    - `loan_amount` SolarisToolkitWebMoney, required
      - `value` integer, required — The amount value
      - `unit` 'cents', required — The unit of the given value.
      - `currency` string, required — The currency of the given value. Only EURO is currently supported.
    - `interest_rate` number, float, required — The monthly interest rate to be applied to the loan.
  - `loan_decision` 'REJECTED' | 'OFFERED', required — Solaris' decision on the loan application.

## Other responses

- `400` — Bad Request

---

[API](https://skmtc.net/solarisgroup/apis/loans.md) · [All operations](https://skmtc.net/solarisgroup/apis/loans/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/solarisgroup/loans/revisions/8f580eff2157/schema)