--- title: "Create an account opening request" method: POST path: "/v1/accounts/opening_requests" tags: ["Account opening"] --- # Create an account opening request `POST /v1/accounts/opening_requests` Creates an account opening request for a specific customer. See the [account opening guide](https://docs.solarisgroup.com/guides/digital-banking/account-opening/) for more information about this process and its associated stages. ## Request body - AccountOpeningRequestCreateRequest - `customer_id` string, required — The ID (e.g., `person_id` or `business_id`) of the customer for whom you're opening the account. - `customer_type` 'Person' | 'Business', required — The type of customer for whom you're opening an account. Use `Person` for B2C and Freelancer customers and `Business` for B2B customers. - `product_name` 'CURRENT_ACCOUNT_BUSINESS_FRANCE' | 'CURRENT_ACCOUNT_BUSINESS_GERMANY' | 'CURRENT_ACCOUNT_BUSINESS_ITALY' | 'CURRENT_ACCOUNT_BUSINESS_SPAIN' | 'CURRENT_ACCOUNT_CONSUMER_FRANCE' | 'CURRENT_ACCOUNT_CONSUMER_GERMANY' | 'CURRENT_ACCOUNT_CONSUMER_ITALY' | 'CURRENT_ACCOUNT_CONSUMER_SPAIN' | 'CURRENT_ACCOUNT_FREELANCER_FRANCE' | 'CURRENT_ACCOUNT_FREELANCER_GERMANY' | 'CURRENT_ACCOUNT_FREELANCER_ITALY' | 'CURRENT_ACCOUNT_FREELANCER_SPAIN' | 'CUSTOMER_CARD_SETTLEMENT' | 'DECOUPLED_CARD_CONSUMER_GERMANY' | 'EMONEY_ACCOUNT_BUSINESS_GERMANY' | 'EMONEY_ACCOUNT_CONSUMER_GERMANY' | 'EMONEY_ACCOUNT_FREELANCER_GERMANY' | 'RESTRICTED_ACCOUNT_BUSINESS_GERMANY' | 'RESTRICTED_ACCOUNT_CONSUMER_GERMANY' | 'RESTRICTED_ACCOUNT_CONSUMER_ITALY' | 'SAVINGS_ACCOUNT_CONSUMER_FRANCE' | 'SAVINGS_ACCOUNT_BUSINESS_FRANCE' | 'SAVINGS_ACCOUNT_FREELANCER_FRANCE' | 'SAVINGS_ACCOUNT_CONSUMER_GERMANY' | 'SAVINGS_ACCOUNT_BUSINESS_GERMANY' | 'SAVINGS_ACCOUNT_FREELANCER_GERMANY' | 'SAVINGS_ACCOUNT_CONSUMER_ITALY' | 'SAVINGS_ACCOUNT_BUSINESS_ITALY' | 'SAVINGS_ACCOUNT_FREELANCER_ITALY' | 'SAVINGS_ACCOUNT_CONSUMER_SPAIN' | 'SAVINGS_ACCOUNT_BUSINESS_SPAIN' | 'SAVINGS_ACCOUNT_FREELANCER_SPAIN' | 'SAVINGS_ACCOUNT_EXTERNAL_REFERENCE_CONSUMER_GERMANY' | 'SOFT_CURRENCY_ACCOUNT' | 'SUBACCOUNT_CONSUMER_FRANCE' | 'SUBACCOUNT_CONSUMER_GERMANY' | 'SUBACCOUNT_CONSUMER_ITALY' | 'SUBACCOUNT_CONSUMER_SPAIN' | 'SUBACCOUNT_BUSINESS_FRANCE' | 'SUBACCOUNT_BUSINESS_GERMANY' | 'SUBACCOUNT_BUSINESS_ITALY' | 'SUBACCOUNT_BUSINESS_SPAIN' | 'SUBACCOUNT_FREELANCER_FRANCE' | 'SUBACCOUNT_FREELANCER_GERMANY' | 'SUBACCOUNT_FREELANCER_ITALY' | 'SUBACCOUNT_FREELANCER_SPAIN', required — The product name for which you want to open an account. Check the [account opening guide](https://docs.solarisgroup.com/guides/digital-banking/account-opening/#fields-mapping) for more information about this field. - `account_type` 'CALL_MONEY' | 'CARD_SETTLEMENT_PARTNER' | 'CHECKING_BUSINESS' | 'CHECKING_PERSONAL' | 'CHECKING_PERSONAL_OVERDRAFT' | 'CHECKING_SOLE_PROPRIETOR' | 'CHECKING_SUBACCOUNT' | 'CUSTOMER_CURRENCY_ACCOUNT' | 'DECOUPLED_CARD_BUSINESS' | 'DECOUPLED_CARD_PERSONAL' | 'EMONEY_PARKING' | 'EMONEY_PREPAID' | 'SAVINGS_BUSINESS' | 'SAVINGS_PERSONAL' | 'SAVINGS_PERSONAL_EXTERNAL_REFERENCE' | 'SAVINGS_SOLE_PROPRIETOR' | 'WALLET_BUSINESS' | 'WALLET_INSTITUTIONAL' | 'WALLET_LIQUIDITY_PROVIDER' | 'WALLET_PERSONAL' | 'WALLET_PERSONAL_PAYMENT_ACC', required — The type of account you want to open. Must correspond to the `product_name` and `customer_type`. Check the [account opening guide](https://docs.solarisgroup.com/guides/digital-banking/account-opening/#fields-mapping) for more information about this field. - `account_purpose` string — The purpose of the account. Use `primary` unless otherwise instructed. - `account_bic` 'SOBKDEBBXXX' | 'SOBKDEB2XXX' | 'SOBKITM2XXX' | 'SOBKFRP2XXX' | 'SOBKESM2XXX', required — The BIC to apply to the account. Choose the BIC that corresponds with the branch in which you want to open the account. - `account_currency` 'CAD' | 'CHF' | 'CNY' | 'DKK' | 'EUR' | 'GBP' | 'HKD' | 'JPY' | 'NOK' | 'SEK' | 'SGD' | 'USD' | 'AED' | 'ALL' | 'AMD' | 'ANG' | 'AOA' | 'ARS' | 'AUD' | 'AZN' | 'BAM' | 'BBD' | 'BDT' | 'BGN' | 'BHD' | 'BMD' | 'BND' | 'BOB' | 'BRL' | 'BTN' | 'BZD' | 'CLP' | 'COP' | 'CRC' | 'CUP' | 'CVE' | 'CZK' | 'DJF' | 'DOP' | 'DZD' | 'ETB' | 'FJD' | 'GEL' | 'GTQ' | 'GYD' | 'HNL' | 'HRK' | 'HTG' | 'HUF' | 'IDR' | 'ILS' | 'INR' | 'JMD' | 'JOD' | 'KES' | 'KRW' | 'KWD' | 'KYD' | 'KZT' | 'LAK' | 'LKR' | 'LRD' | 'LSL' | 'MAD' | 'MDL' | 'MGA' | 'MKD' | 'MOP' | 'MUR' | 'MVR' | 'MWK' | 'MXN' | 'MYR' | 'MZN' | 'NAD' | 'NPR' | 'NZD' | 'OMR' | 'PEN' | 'PGK' | 'PHP' | 'PLN' | 'PYG' | 'QAR' | 'RON' | 'RSD' | 'RUB' | 'RWF' | 'SAR' | 'SCR' | 'SLL' | 'SRD' | 'STN' | 'SVC' | 'SZL' | 'THB' | 'TJS' | 'TRY' | 'TWD' | 'TZS' | 'UAH' | 'UGX' | 'UYU' | 'UZS' | 'VND' | 'XPF' | 'ZAR' | 'ZMW' | 'EMONEY_EUR', required — The currency of the account. ## Response `201` The account opening request was successfully initiated. - AccountOpeningRequest - `id` string — The ID of the account opening request. - `customer_id` string — The ID (e.g., `person_id` or `business_id`) of the customer for whom you're opening the account. - `customer_type` 'Person' | 'Business' — The type of customer for whom you're opening an account. Use `Person` for B2C and Freelancer customers and `Business` for B2B customers. - `status` 'INITIATED' | 'IN_PROGRESS' | 'COMPLETED' | 'REJECTED' — The status of the account opening request. - `product_name` 'CURRENT_ACCOUNT_BUSINESS_FRANCE' | 'CURRENT_ACCOUNT_BUSINESS_GERMANY' | 'CURRENT_ACCOUNT_BUSINESS_ITALY' | 'CURRENT_ACCOUNT_BUSINESS_SPAIN' | 'CURRENT_ACCOUNT_CONSUMER_FRANCE' | 'CURRENT_ACCOUNT_CONSUMER_GERMANY' | 'CURRENT_ACCOUNT_CONSUMER_ITALY' | 'CURRENT_ACCOUNT_CONSUMER_SPAIN' | 'CURRENT_ACCOUNT_FREELANCER_FRANCE' | 'CURRENT_ACCOUNT_FREELANCER_GERMANY' | 'CURRENT_ACCOUNT_FREELANCER_ITALY' | 'CURRENT_ACCOUNT_FREELANCER_SPAIN' | 'CUSTOMER_CARD_SETTLEMENT' | 'DECOUPLED_CARD_CONSUMER_GERMANY' | 'EMONEY_ACCOUNT_BUSINESS_GERMANY' | 'EMONEY_ACCOUNT_CONSUMER_GERMANY' | 'EMONEY_ACCOUNT_FREELANCER_GERMANY' | 'RESTRICTED_ACCOUNT_BUSINESS_GERMANY' | 'RESTRICTED_ACCOUNT_CONSUMER_GERMANY' | 'RESTRICTED_ACCOUNT_CONSUMER_ITALY' | 'SAVINGS_ACCOUNT_CONSUMER_FRANCE' | 'SAVINGS_ACCOUNT_BUSINESS_FRANCE' | 'SAVINGS_ACCOUNT_FREELANCER_FRANCE' | 'SAVINGS_ACCOUNT_CONSUMER_GERMANY' | 'SAVINGS_ACCOUNT_BUSINESS_GERMANY' | 'SAVINGS_ACCOUNT_FREELANCER_GERMANY' | 'SAVINGS_ACCOUNT_CONSUMER_ITALY' | 'SAVINGS_ACCOUNT_BUSINESS_ITALY' | 'SAVINGS_ACCOUNT_FREELANCER_ITALY' | 'SAVINGS_ACCOUNT_CONSUMER_SPAIN' | 'SAVINGS_ACCOUNT_BUSINESS_SPAIN' | 'SAVINGS_ACCOUNT_FREELANCER_SPAIN' | 'SAVINGS_ACCOUNT_EXTERNAL_REFERENCE_CONSUMER_GERMANY' | 'SOFT_CURRENCY_ACCOUNT' | 'SUBACCOUNT_CONSUMER_FRANCE' | 'SUBACCOUNT_CONSUMER_GERMANY' | 'SUBACCOUNT_CONSUMER_ITALY' | 'SUBACCOUNT_CONSUMER_SPAIN' | 'SUBACCOUNT_BUSINESS_FRANCE' | 'SUBACCOUNT_BUSINESS_GERMANY' | 'SUBACCOUNT_BUSINESS_ITALY' | 'SUBACCOUNT_BUSINESS_SPAIN' | 'SUBACCOUNT_FREELANCER_FRANCE' | 'SUBACCOUNT_FREELANCER_GERMANY' | 'SUBACCOUNT_FREELANCER_ITALY' | 'SUBACCOUNT_FREELANCER_SPAIN' — The product name for which you want to open an account. Check the [account opening guide](https://docs.solarisgroup.com/guides/digital-banking/account-opening/#fields-mapping) for more information about this field. - `account_type` 'CALL_MONEY' | 'CARD_SETTLEMENT_PARTNER' | 'CHECKING_BUSINESS' | 'CHECKING_PERSONAL' | 'CHECKING_PERSONAL_OVERDRAFT' | 'CHECKING_SOLE_PROPRIETOR' | 'CHECKING_SUBACCOUNT' | 'CUSTOMER_CURRENCY_ACCOUNT' | 'DECOUPLED_CARD_BUSINESS' | 'DECOUPLED_CARD_PERSONAL' | 'EMONEY_PARKING' | 'EMONEY_PREPAID' | 'SAVINGS_BUSINESS' | 'SAVINGS_PERSONAL' | 'SAVINGS_PERSONAL_EXTERNAL_REFERENCE' | 'SAVINGS_SOLE_PROPRIETOR' | 'WALLET_BUSINESS' | 'WALLET_INSTITUTIONAL' | 'WALLET_LIQUIDITY_PROVIDER' | 'WALLET_PERSONAL' | 'WALLET_PERSONAL_PAYMENT_ACC' — The type of account you want to open. Must correspond to the `product_name` and `customer_type`. Check the [account opening guide](https://docs.solarisgroup.com/guides/digital-banking/account-opening/#fields-mapping) for more information about this field. - `account_purpose` string — The purpose of the account. Use primary unless otherwise instructed. - `account_bic` string — The BIC to apply to the account. Choose the BIC that corresponds with the branch in which you want to open the account. - `account_currency` string — The currency of the account. - `rejection_reason` unknown - `account_id` string — The ID of the account. - `iban` string — The IBAN of the account. - `created_at` string, date-time — The timestamp (date-time) when the AOR was created. - `updated_at` string, date-time — The timestamp (date-time) when the AOR was last updated. ## Other responses - `400` — An error occurred on the client side. - `500` — Internal server error. --- [API](https://skmtc.net/solarisgroup/apis/account-creation.md) · [All operations](https://skmtc.net/solarisgroup/apis/account-creation/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/solarisgroup/account-creation/revisions/f44b7c6e47a6/schema)