v1
latestOpenAPI 3.0.32026-07-24190128.9 KBGet loan details (post application submission)
Retrieves all the loan-related data points that will help the partner build the servicing dashboard
get/backend/{gatewayname}/v1/loan/{unityuserid}/summary/{lid}
Path parameters
gatewaynamestring required
unityuseridstring required
lidstring required
Headers
x-gateway-secretstring
Required | apiSecret shared for authentication
x-gateway-authtokenstring required
Required | JWT created with payload {"iss":"<your_gateway_name>"}, and signed with the shared secret
Response
200
Example response
{
"data": {
"loanSummary": {
"loanType": "Topup",
"flags": {
"isTopUpEnabled": true,
"isTopUpEnabledMF": true,
"isRefreshEnabled": true,
"topUpStatus": "IN_PROGRESS",
"topUpVariant": "CREDIT_LIMIT",
"autoDisbursal": true
},
"flow": {
"repayCash": true,
"withdrawCash": true
},
"recentRepayment": {
"amount": 1,
"repaymentType": "principal",
"status": "PENDING"
},
"refreshPolicy": {
"cooldownPeriodSeconds": 120,
"lastRefreshedAt": "2026-07-01T09:00:00Z",
"maxRefreshAttempts": 5,
"nextRefreshAllowedAt": "2026-07-01T09:02:00Z",
"remainingRefreshAttempts": 5
},
"dashboardType": "COMBINED",
"topUpLoans": [
{
"appreciation": 8466,
"assetType": "MUTUALFUND",
"journeyStatus": "IMPORT_HOLDINGS",
"lid": "lid2",
"topUpStatus": "IN_PROGRESS",
"topUpVariant": "CREDIT_LIMIT",
"disbursementTAT": {
"soa": {
"submittedOnWorkingHours": true,
"time": "2024-11-28 18:00:00.000Z",
"amount": 100,
"disbursementStatus": "COMPLETED"
},
"demat": {
"submittedOnWorkingHours": true,
"time": "2024-11-28 18:00:00.000Z",
"amount": 100,
"disbursementStatus": "COMPLETED"
},
"dematPledgingTime": "2024-12-06T01:30:00Z"
}
}
],
"disbursementTAT": {
"soa": {
"submittedOnWorkingHours": true,
"time": "2024-11-28 18:00:00.000Z",
"amount": 100,
"disbursementStatus": "COMPLETED"
},
"demat": {
"submittedOnWorkingHours": true,
"time": "2024-11-28 18:00:00.000Z",
"amount": 100,
"disbursementStatus": "COMPLETED"
},
"dematPledgingTime": "2024-12-06T01:30:00Z"
},
"summary": {
"availableCash": 26000,
"cashWithdrawn": 24100,
"countOfPledgedMFs": 2,
"creditLimit": 50100,
"lender": "bajaj_finserv",
"loanAccountNumber": "157661",
"loanNo": "V402RLAS00058498",
"maxWithdrawalLimit": 26000,
"minWithdrawalLimit": 500,
"rateOfInterest": 10.5,
"sanctionedLimit": 50100
},
"transaction": {
"recent": [
{
"amount": 26000,
"date": "2024-10-22T00:00:00Z",
"description": "Cash Repayment",
"status": "SUCCESS"
}
],
"upcoming": {
"date": "2024-11-07T00:00:00Z",
"description": "Interest Payment",
"linkedBankDetails": {
"accountNumber": "xxxxxx2886",
"bankName": "ICICI BANK LTD",
"slug": "ICIC"
},
"type": "AUTO_DEBIT"
}
},
"user": {
"name": "DHAWAL KESWANI",
"unityUserId": "64c780130e047d6851c67fe7"
}
}
},
"message": "SUCCESS"
}