---
title: "Get unity user details"
method: GET
path: "/backend/{gatewayname}/v1/user{unityuserid}"
---

# Get unity user details

`GET /backend/{gatewayname}/v1/user{unityuserid}`

Use this API to fetch the existing Unity user. It will retrieve the journey status of every associated loan to help you stay updated with all the journey flows.

## Path parameters

- `gatewayname` string, required
- `unityuserid` string, required

## Headers

- `x-gateway-secret` string, required
- `x-gateway-authtoken` string, required

## Response `200`

200

- object
  - `data` object
    - `userId` string
    - `lender` string — Active lender for the user (kept for backwards compatibility; use the per-loan lender for routing).
    - `flags` object
      - `isPanVerified` boolean — User has verified the PAN via a vendor OTP flow (RTAs / MFC).
      - `isPanLocked` boolean — User is in a binding contract (funds pledged / active loan) against this PAN.
    - `loans` object[]
      - `lid` string
      - `status` string — Internal book-keeping flag: ACTIVE, INACTIVE, CLOSED, ARCHIVED.
      - `productType` string — lamf for LAMF + LAS; pl for personal loan.
      - `assetType` string — MUTUALFUND (LAMF) or STOCKS (LAS).
      - `lender` string
      - `flowId` string
      - `createdAt` string
      - `purpose` string — LOAN_APPLICATION, LOAN_APPLICATION:TOP_UP, or RENEWAL.
      - `isDefault` boolean — true for the loan that currently owns the servicing dashboard for its asset class.
      - `loanStatus` string — Journey marker you render: PRE_SUBMITTED, SUBMITTED, DISBURSED, CLOSED.
    - `nudges` object — Server-computed cross-asset nudges. topup may contain "las" or "lamf".
      - `topup` string[]
  - `message` string
  - `code` integer

## Other responses

- `400` — 400

---

[API](https://skmtc.net/smallcase/apis/graph-performance-api.md) · [All operations](https://skmtc.net/smallcase/apis/graph-performance-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/smallcase/graph-performance-api/versions/6d2439eafede/schema)