---
title: "Initiate GHS Momo deposit"
method: POST
path: "/custodial/on_ramp_transactions/initiate_mobile_money"
---

# Initiate GHS Momo deposit

`POST /custodial/on_ramp_transactions/initiate_mobile_money`

This endpoint verifies otp for mobile money deposit

## Request body

- object
  - `merchant_reference` string — Transaction reference used in initiating the on-ramp transaction.
  - `phone_number` string — Customer's phone number. You can use the banks endpoint to get a list of available banks and their codes.
  - `network_provider` string — Customer's network provider. To fetch providers use this endpoint. Allowed Values, MTN, AIRTEL, and VODAFONE.

## Response `200`

200

- object
  - `status` string
  - `message` string
  - `data` object
    - `next_step` string
    - `fee` string
    - `amount` string
    - `instruction` string
    - `currency` string

## Other responses

- `400` — 400
- `403` — 403
- `404` — 404

---

[API](https://skmtc.net/quidax/apis/api-3-0.md) · [All operations](https://skmtc.net/quidax/apis/api-3-0/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/quidax/api-3-0/revisions/75e2867b5dc0/schema)