---
title: "Create a fiat account"
method: POST
path: "/v1/users/{user_id}/fiat/accounts"
tags: ["Fiat"]
---

# Create a fiat account

`POST /v1/users/{user_id}/fiat/accounts`

Sets up external bank account object for the user through the configured default provider. Requires the user to already be KYC'ed.

## Path parameters

- `user_id` string, required — The ID of the user to create the fiat account for

## Headers

- `privy-app-id` string, required — ID of your Privy app.

## Request body

- object
  - `account` object
    - `account_number` string, required
    - `checking_or_savings` 'checking' | 'savings'
    - `routing_number` string, required
  - `account_owner_name` string, required
  - `address` object
    - `city` string, required
    - `country` string, required
    - `postal_code` string
    - `state` string
    - `street_line_1` string, required
    - `street_line_2` string
  - `bank_name` string
  - `currency` 'usd' | 'eur', required — Supported fiat currencies.
  - `first_name` string
  - `iban` object
    - `account_number` string, required
    - `bic` string, required
    - `country` string, required
  - `last_name` string
  - `provider` 'bridge' | 'bridge-sandbox', required — Valid set of onramp providers
  - `swift` object
    - `account` object, required
      - `account_number` string, required
      - `bic` string, required
      - `country` string, required
    - `address` object, required
      - `city` string, required
      - `country` string, required
      - `postal_code` string
      - `state` string
      - `street_line_1` string, required
      - `street_line_2` string
    - `category` 'client' | 'parent_company' | 'subsidiary' | 'supplier', required
    - `purpose_of_funds` string[], required
    - `short_business_description` string, required

## Response `200`

Created fiat account details

- object
  - `account_type` string, required
  - `bank_name` string
  - `currency` string, required
  - `id` string, required
  - `last_4` string

---

[API](https://skmtc.net/privy-io/apis/privy-api.md) · [All operations](https://skmtc.net/privy-io/apis/privy-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/privy-io/privy-api/versions/bb2eb34156cc/schema)