v1

latestOpenAPI 3.1.0MIT2026-07-2484155300.5 KB

Behavior Analysis

Analyzes user behavior and spending patterns across categories from a Pluggy Item.

post/behavior-analysis

Request body

itemIdstring

User's item id

Response

200

Example response

{
  "behaviors": {
    "hasCar": true,
    "investmentActivity": true,
    "healthcareNeeds": true,
    "insurancePolicies": true
  },
  "metrics": {
    "transportation": {
      "spending": 6862.91,
      "transactionCount": 15
    },
    "travel": {
      "spending": 1690.57,
      "transactionCount": 4
    },
    "investment": {
      "spending": 262274.43,
      "transactionCount": 69
    },
    "healthcare": {
      "spending": 688.49,
      "transactionCount": 4
    },
    "dining": {
      "spending": 1200.13,
      "transactionCount": 16
    },
    "insurance": {
      "spending": 588.5200000000001,
      "transactionCount": 15
    },
    "housing": {
      "spending": 5.3,
      "transactionCount": 1
    }
  }
}