v51

latestOpenAPI 3.0.0raw.githubusercontent.com2026-07-313352,3122.9 MB
plaid

Retrieve User Account

This endpoint returns user permissioned account data, including identity and Item access tokens, for use with Plaid Layer. Note that end users are permitted to edit the prefilled identity data in the Link flow before sharing it with you; you should treat any identity data returned by this endpoint as user-submitted, unverified data. For a verification layer, you can add Identity Verification to your flow, or check the submitted identity data against bank account data from linked accounts using Identity Match.

post/user_account/session/get

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

public_tokenstring required

The public token generated by the end user Layer session.

Response

success

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.