v51

latestOpenAPI 3.0.0raw.githubusercontent.com2026-07-313352,3122.9 MB

plaid

Refresh user items for Financial-Insights bundle

/user/financial_data/refresh is an optional endpoint that initiates an on-demand extraction to fetch the newest transactions for a User using the Financial Insights bundle. This bundle refreshes the Transactions, Investments, and Liabilities product data. This endpoint is for clients who use the Financial Insights bundle and want to proactively update all linked Items under a user. The refresh may succeed or fail on a per-Item basis. Use the results array in the response to understand the outcome for each Item.

This endpoint is distinct from /transactions/refresh, which triggers a refresh for a single Item. Use /user/financial_data/refresh to target all Items for a user instead.

post/user/financial_data/refresh

Request body

user_idstring required

A Plaid-generated ID that identifies the end user.

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

Response

request_idstring

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

user_idstring

The user ID associated with the refresh request.