v51

latestOpenAPI 3.0.0raw.githubusercontent.com2026-07-313352,3122.9 MB

plaid

Migrate account into Transfers

As an alternative to adding Items via Link, you can also use the /transfer/migrate_account endpoint to migrate previously-verified account and routing numbers to Plaid Items. This endpoint is also required when adding an Item for use with wire transfers; if you intend to create wire transfers on this account, you must provide wire_routing_number. Note that Items created in this way are not compatible with endpoints for other products, such as /accounts/balance/get, and can only be used with Transfer endpoints. If you require access to other endpoints, create the Item through Link instead. Access to /transfer/migrate_account is not enabled by default; to obtain access, contact your Plaid account manager or support.

post/transfer/migrate_account

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

account_numberstring required

The user's account number.

routing_numberstring required

The user's routing number.

wire_routing_numberstring

The user's wire transfer routing number. This is the ABA number; for some institutions, this may differ from the ACH number used in routing_number. This field must be set for the created item to be eligible for wire transfers.

account_typestring required

The type of the bank account (checking or savings).

Response

access_tokenstring required

The Plaid access_token for the newly created Item.

account_idstring required

The Plaid account_id for the newly created Item.

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.