v51

latestOpenAPI 3.0.0raw.githubusercontent.com2026-07-313352,3122.9 MB
plaid

Get RTP eligibility information of a transfer

Use the /transfer/capabilities/get endpoint to determine the RTP eligibility information of an account to be used with Transfer. This endpoint works on all Transfer-capable Items, including those created by /transfer/migrate_account.

post/transfer/capabilities/get

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

access_tokenstring required

The Plaid access_token for the account that will be debited or credited.

account_idstring required

The Plaid account_id corresponding to the end-user account that will be debited or credited.

payment_profile_tokenstring

A payment profile token associated with the Payment Profile data that is being requested.

Response

OK

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.