v51

latestOpenAPI 3.0.0raw.githubusercontent.com2026-07-313352,3122.9 MB

plaid

Create Asset or Income Report Audit Copy Token

Plaid can create an Audit Copy token of an Asset Report and/or Income Report to share with a participating Government-Sponsored Enterprise (GSE) if you participate in Fannie Mae's Day 1 Certainty™ program or utilize Freddie Mac's Loan Product Advisor® (LPA®) Asset and Income Modeler (AIM). An Audit Copy token contains the same underlying data as the Asset Report and/or Income Report (result of /credit/payroll_income/get).

Use the /credit/audit_copy_token/create endpoint to create an audit_copy_token and then pass that token to the GSE who needs access.

post/credit/audit_copy_token/create

Request body

client_idstring

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

secretstring

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

report_tokensstring[] required

List of report tokens; can include at most one VOA/standard Asset Report tokens and one VOE Asset Report Token.

Response

audit_copy_tokenstring required

A token that can be shared with a third party auditor, which allows them to fetch the Asset Reports attached to the token. This token should be stored securely.

request_idstring required

A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.