---
title: "Create an Asset Report"
method: POST
path: "/asset_report/create"
tags: ["plaid"]
---

# Create an Asset Report

`POST /asset_report/create`

The `/asset_report/create` endpoint initiates the process of creating an Asset Report, which can then be retrieved by passing the `asset_report_token` return value to the `/asset_report/get` or `/asset_report/pdf/get` endpoints.

The Asset Report takes some time to be created and is not available immediately after calling `/asset_report/create`. The exact amount of time to create the report will vary depending on how many days of history are requested and will typically range from a few seconds to about one minute. When the Asset Report is ready to be retrieved using `/asset_report/get` or `/asset_report/pdf/get`, Plaid will fire a `PRODUCT_READY` webhook. For full details of the webhook schema, see [Asset Report webhooks](https://plaid.com/docs/api/products/assets/#webhooks).

The `/asset_report/create` endpoint creates an Asset Report at a moment in time. Asset Reports are immutable. To get an updated Asset Report, use the `/asset_report/refresh` endpoint.

## Request body

- AssetReportCreateRequest — AssetReportCreateRequest defines the request schema for `/asset_report/create`
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
  - `access_tokens` AccessToken[] — An array of access tokens corresponding to the Items that will be included in the report. The `assets` product must have been initialized for the Items during Link; the Assets product cannot be added after initialization.
  - `days_requested` integer, required — The maximum integer number of days of history to include in the Asset Report. If using Fannie Mae Day 1 Certainty, `days_requested` must be at least 61 for new originations or at least 31 for refinancings. An Asset Report requested with "Additional History" (that is, with more than 61 days of transaction history) will incur an Additional History fee.
  - `options` AssetReportCreateRequestOptions — An optional object to filter `/asset_report/create` results. If provided, must be non-`null`. The optional `user` object is required for the report to be eligible for Fannie Mae's Day 1 Certainty program.
    - `client_report_id` string, nullable — Client-generated identifier, which can be used by lenders to track loan applications.
    - `webhook` string, url, nullable — URL to which Plaid will send Assets webhooks, for example when the requested Asset Report is ready.
    - `include_fast_report` boolean, nullable — true to return balance and identity earlier as a fast report. Defaults to false if omitted.
    - `products` string[] — Additional information that can be included in the asset report. Possible values: `"investments"`
    - `add_ons` AssetReportAddOns[] — A list of add-ons that should be included in the Asset Report. When Fast Assets is requested, Plaid will create two versions of the Asset Report: the Fast Asset Report, which will contain only Identity and Balance information, and the Full Asset Report, which will also contain Transactions information. A `PRODUCT_READY` webhook will be fired for each Asset Report when it is ready, and the `report_type` field will indicate whether the webhook is firing for the `FULL` or `FAST` Asset Report. To retrieve the Fast Asset Report, call `/asset_report/get` with `fast_report` set to `true`. There is no additional charge for using Fast Assets. To create a Fast Asset Report, Plaid must successfully retrieve both Identity and Balance data; if Plaid encounters an error obtaining this data, the Fast Asset Report will not be created. However, as long as Plaid can obtain Transactions data, the Full Asset Report will still be available. When Investments is requested, `investments` must be specified in the `optional_products` array when initializing Link.
    - `user` AssetReportUser — The user object allows you to provide additional information about the user to be appended to the Asset Report. All fields are optional. The `first_name`, `last_name`, and `ssn` fields are required if you would like the Report to be eligible for Fannie Mae's Day 1 Certainty™ program.
      - `client_user_id` string, nullable — An identifier you determine and submit for the user.
      - `first_name` string, nullable — The user's first name. Required for the Fannie Mae Day 1 Certainty™ program.
      - `middle_name` string, nullable — The user's middle name
      - `last_name` string, nullable — The user's last name. Required for the Fannie Mae Day 1 Certainty™ program.
      - `ssn` string, nullable — The user's Social Security Number. Required for the Fannie Mae Day 1 Certainty™ program. Format: "ddd-dd-dddd"
      - `phone_number` string, nullable — The user's phone number, in E.164 format: +{countrycode}{number}. For example: "+14151234567". Phone numbers provided in other formats will be parsed on a best-effort basis.
      - `email` string, nullable — The user's email address.
    - `require_all_items` boolean, nullable — By default (`true`), the asynchronous report generation fails unless all Items extract successfully. If set to `false`, the report will still be generated as long as at least one Item extracts successfully; extraction failures on the remaining Items are tolerated. This setting applies only to failures that occur during asynchronous extraction. It does not relax the synchronous check at call time: if any Item is already unhealthy when `/asset_report/create` is invoked, the request fails immediately regardless of this value.

## Response `200`

OK

- AssetReportCreateResponse — AssetReportCreateResponse defines the response schema for `/asset_report/create`
  - `asset_report_token` string, required — A token that can be provided to endpoints such as `/asset_report/get` or `/asset_report/pdf/get` to fetch or update an Asset Report.
  - `asset_report_id` string, required — A unique ID identifying an Asset Report. Like all Plaid identifiers, this ID is case sensitive.
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

---

[API](https://skmtc.net/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.net/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/versions/64c4514ea59b/schema)