---
title: "Subscribe and unsubscribe to proactive notifications for a user's income profile"
method: POST
path: "/credit/bank_income/webhook/update"
tags: ["plaid"]
---

# Subscribe and unsubscribe to proactive notifications for a user's income profile

`POST /credit/bank_income/webhook/update`

`/credit/bank_income/webhook/update` allows you to subscribe or unsubscribe a user for income webhook notifications. By default, all users start out unsubscribed.

If a user is subscribed, on significant changes to the user's income profile, you will receive a `BANK_INCOME_REFRESH_UPDATE` webhook, prompting you to refresh bank income data for the user.

## Request body

- CreditBankIncomeWebhookUpdateRequest — CreditBankIncomeWebhookUpdateRequest defines the request schema for `/credit/bank_income/webhook/update`.
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
  - `user_token` string, required — The user token associated with the user for which data is being requested. This field is used only by customers with pre-existing integrations that already use the `user_token` field. All other customers should use the `user_id` instead. For more details, see [New User APIs](https://plaid.com/docs/api/users/user-apis).
  - `user_id` string — A unique user identifier, created by `/user/create`. Integrations that began using `/user/create` after December 10, 2025 use this field to identify a user instead of the `user_token`. For more details, see [New User APIs](https://plaid.com/docs/api/users/user-apis).
  - `enable_webhooks` boolean, required — Whether the user should be enabled for proactive webhook notifications when their income changes

## Response `200`

OK

- CreditBankIncomeWebhookUpdateResponse — CreditBankIncomeWebhookUpdateResponse defines the response schema for `/credit/bank_income/webhook/update`.
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

---

[API](https://skmtc.net/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.net/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/revisions/e536704a333f/schema)