---
title: "Create payment token"
method: POST
path: "/payment_initiation/payment/token/create"
tags: ["plaid"]
deprecated: true
---

# Create payment token

`POST /payment_initiation/payment/token/create`

> **Deprecated.**

The `/payment_initiation/payment/token/create` endpoint has been deprecated. New Plaid customers will be unable to use this endpoint, and existing customers are encouraged to migrate to the newer, `link_token`-based flow. The recommended flow is to provide the `payment_id` to `/link/token/create`, which returns a `link_token` used to initialize Link.

The `/payment_initiation/payment/token/create` endpoint is used to create a `payment_token`, which can then be used in Link initialization to enter a payment initiation flow. You can only use a `payment_token` once. If this attempt fails, the end user aborts the flow, or the token expires, you will need to create a new payment token. Creating a new payment token does not require end user input.

## Request body

- PaymentInitiationPaymentTokenCreateRequest — PaymentInitiationPaymentTokenCreateRequest defines the request schema for `/payment_initiation/payment/token/create`
  - `client_id` string — Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
  - `secret` string — Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
  - `payment_id` string, required — The `payment_id` returned from `/payment_initiation/payment/create`.

## Response `200`

OK

- PaymentInitiationPaymentTokenCreateResponse — PaymentInitiationPaymentTokenCreateResponse defines the response schema for `/payment_initiation/payment/token/create`
  - `payment_token` string, required — A `payment_token` that can be provided to Link initialization to enter the payment initiation flow
  - `payment_token_expiration_time` string, date-time, required — The date and time at which the token will expire, in [ISO 8601](https://wikipedia.org/wiki/ISO_8601) format. A `payment_token` expires after 15 minutes.
  - `request_id` string, required — A unique identifier for the request, which can be used for troubleshooting. This identifier, like all Plaid identifiers, is case sensitive.

## Other responses

- `default` — Error response

---

[API](https://skmtc.net/plaid/apis/the-plaid-api.md) · [All operations](https://skmtc.net/plaid/apis/the-plaid-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/plaid/the-plaid-api/revisions/64c4514ea59b/schema)