---
title: "Get overdraft product"
method: GET
path: "/v1/overdraft/{productId}"
tags: ["Product"]
---

# Get overdraft product

`GET /v1/overdraft/{productId}`

Get details of a specific overdraft product.

## Path parameters

- `productId` string, uuid, required

## Response `200`

Get product details successful

- Product
  - `product_id` string, uuid — Product ID generated for an overdraft product. Once this ID is created, you must link it to your account ID.
  - `name` string — Produt name
  - `interest_plan_id` string, uuid — Interest plan ID generated during the plan's creation. Created via the [Create interest plan](https://developers.pismo.io/pismo-docs/reference/post-v1-interest-plan-1) endpoint.
  - `grace_period` integer — Grace period during which you can restore the balance without incurring any interest charges. The unit is measured in days.
  - `processing_code` string — Processing code for the debit transaction. If `split_transaction` is `false` (the default), each installment payment is recorded as one debit transaction equal to the installment amount minus the discount, and `processing_code` is the processing code for that transaction. If `split_transaction` is `true`, each installment payment is recorded as two transactions: a debit transaction for the installment amount and a credit transaction for the discount. In this case, `processing_code` is the processsing code for the debit transaction, and `second_processing_code` is the processing code for the credit transaction.
  - `status` 'CREATED' | 'ACTIVE', enum — Overdraft product status.<br> * `CREATED`: When you successfully created an overdraft product. * `ACTIVE`: When you attach your overdraft product to an account or a program ID. Once it's attached, the product becomes `ACTIVE`.
  - `created_at_datetime` string, date-time — Product created datetime. Format: `YYYY-MM-DDThh:mm:ss.sss`.

## Other responses

- `400` — Bad request
- `404` — Not found
- `500` — Internal server error

---

[API](https://skmtc.net/pismo/apis/platform-authentication.md) · [All operations](https://skmtc.net/pismo/apis/platform-authentication/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/pismo/platform-authentication/versions/935b62e16de4/schema)