---
title: "Cancel BACS inbound transaction [beta]"
method: POST
path: "/v1/payments/bacs/directcredit/cancel/{id}"
tags: ["BACS"]
---

# Cancel BACS inbound transaction [beta]

`POST /v1/payments/bacs/directcredit/cancel/{id}`

Cancel a suspended transaction, which was kept on hold based on client's anti-fraud (AF) provider analysis, and return the transaction.

**Suspense transaction flow**

You can use the suspense transaction flow to manage incoming BACS transactions that have been temporarily placed on hold due to suspected fraud pending a decision from the client's anti-fraud (AF) provider.

**Supported scenarios:**

  * An incoming (cash-in) BACS transaction is received.

  * Client' s anti-fraud provider returns "hold" instead of approve or reject.

  * Pismo places the transaction amount into additional fund (unavailable balance) so the beneficiary cannot use the funds until a final decision is made.

  * The client later calls Pismo's [release](https://developers.pismo.io/pismo-docs/reference/post-release-bacs-1) or cancel endpoints to finalize the transaction.

This endpoint generates a [BACS direct credit inbound payment processed](https://developers.pismo.io/events/docs/bacs-direct-credit-in-status-change-1) event with `status` = `CANCELLED`.

## Path parameters

- `id` string, required

## Headers

- `Authorization` string, required
- `x-tenant` string, required
- `x-cid` string

## Response `200`

Response Body

- BacsCancelBacsCancelResponse
  - `id` string — Client-generated transaction identifier. This is the idempotency key UUID passed in the [Send direct credit outbound payment](https://developers.pismo.io/pismo-docs/reference/post-create-bacs) endpoint.
  - `status` 'CANCELLED' — - `CANCELLED` - Something went wrong and the transaction was cancelled. Refer to `reason` for details,

## Other responses

- `400` — Bad Request
- `403` — Forbidden
- `404` — Not Found
- `409` — Conflict
- `429` — Too Many Requests
- `500` — Internal Server Error
- `502` — Bad Gateway

---

[API](https://skmtc.net/pismo/apis/platform-authentication.md) · [All operations](https://skmtc.net/pismo/apis/platform-authentication/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/pismo/platform-authentication/revisions/935b62e16de4/schema)