---
title: "Get account interest"
method: GET
path: "/v1/interest/account/{accountId}"
tags: ["Account interest"]
---

# Get account interest

`GET /v1/interest/account/{accountId}`

Get account interest details.

## Path parameters

- `accountId` string, required

## Headers

- `Authorization` string, required

## Response `200`

OK

- GetInterestAccountResponse
  - `benchmark` 'BOE' | 'DI' | 'FED' | 'RBA' | 'RBI' | 'TO' — Market index used to measure interest value over time. For fixed interest, this field must be null. - `BOE`: Bank of England, UK - `DI`: Interbank Deposit Contract, Brazil - `FED`: Federal Reserve System, USA - `RBA`: Reserve Bank of Australia - `RBI`: Reserve Bank of India - `TO`: Overnight Interbank Target Rate (Tasa Objetivo), Mexico
  - `fixed_interest_rate` number, float — Fixed annual interest rate for investments or deposits. If a `benchmark` value is provided, this field must be null.
  - `margin_rate` number, double — Rate linked to the benchmark rate. For example, for 110% FED, margin rate is 110%. If a `benchmark` value is not provided, this field must be null.
  - `margin` number, double — Also known as a spread, this is an incremental rate the clients receive on investments or deposits. If a `benchmark` value is provided, this field is optional. If `benchmark` is null, this field must be null also.
  - `tax_withholding` TaxWithholding — Tax withholding configuration. Replaces the standalone `fee_processing_code` field. Conditional rules enforced at creation/update time: - `ACCRUAL`: `fee_processing_code` is required; `tax_rules` must be omitted. - `CAPITALIZATION`: `tax_rules` is required; `fee_processing_code` must be omitted. - Omitted `withholding_moment`: both `fee_processing_code` and `tax_rules` must be omitted. In GET responses, legacy plans that predate this field may return `fee_processing_code` with a null `withholding_moment`.
    - `withholding_moment` 'ACCRUAL' | 'CAPITALIZATION', required — Moment at which tax is withheld. When omitted, no withholding applies.
    - `fee_processing_code` string, number — Processing code configured in the [fee model](https://developers.pismo.io/pismo-docs/docs/fee-model) for charging a tax, penalty, or fee.
    - `tax_rules` TaxRule[]
      - `description` string, required — Description of the tax rule.
      - `fixed_percentage` number, required — Fixed percentage applied by the tax rule.
      - `threshold_amount` number — Amount threshold above which the tax rule applies.
  - `taxes_exemption` boolean — Is the account exempt from taxes?
  - `interest_by_tiers` InterestByTiers — Interest by tiers configuration
    - `type` 'TERM' | 'AMOUNT', required — Interest type - `TERM`: Interest rate varies according to the period of time since the deposit was made. - `AMOUNT`: Interest rate varies according to the current balance.
    - `tier_calculation` 'RETROACTIVE' | 'NON-RETROACTIVE', required — Tier calculation method - `RETROACTIVE`: Interest is recalculated from the beginning based on the new applicable rate. - `NON-RETROACTIVE`: Interest is calculated progressively based on each layer rate.
    - `tiers` InterestByTiersArrayObject[], required
      - `days` integer — Number of days in `interest_by_tier`
      - `amount` number, double — Fee amount.
      - `margin_rate` number, double — Rate linked to the benchmark rate. For example, for 110% FED, margin rate is 110%. If a `benchmark` value is not provided, this field must be null.
      - `fixed_interest_rate` number, float — Fixed annual interest rate for investments or deposits. If a `benchmark` value is provided, this field must be null.
  - `capitalization_frequency` 'DAILY' | 'MONTHLY' | 'QUARTERLY' | 'HALF_YEARLY' | 'YEARLY' | 'MATURITY' — Interest payout frequency

## Other responses

- `400` — Bad request
- `401` — Access token is missing or invalid
- `404` — Not Found
- `500` — Internal server error

---

[API](https://skmtc.net/pismo/apis/platform-authentication.md) · [All operations](https://skmtc.net/pismo/apis/platform-authentication/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/pismo/platform-authentication/revisions/935b62e16de4/schema)