---
title: "Loan Feature Query"
method: POST
path: "/api/v1/merchant/risk/loan-feature/query"
tags: ["Risk"]
---

# Loan Feature Query

`POST /api/v1/merchant/risk/loan-feature/query`

Query loan-feature information using access type, value, authorization, type, and encryption settings.

## Headers

- `api-key` string, required
- `api-secret` string, required
- `Content-Type` 'application/json', required

## Request body

- LoanFeatureQueryRequest
  - `access_type` string, required
  - `value` string, required
  - `authorization` string, required
  - `type` integer, required
  - `encrypt` string, required

## Response `200`

Loan feature query response

- LoanFeatureQueryResponse
  - `success` boolean, required
  - `message` string, required
  - `data` object, required
  - `charges` VerificationCharges, required
    - `charged` boolean, required — Whether the verification request was billed
    - `charged_amount` string, required — Amount charged for the verification request

## Other responses

- `402` — Query could not be processed because the wallet balance is insufficient

---

[API](https://skmtc.net/payvessel/apis/payvessel-value-added-services-api.md) · [All operations](https://skmtc.net/payvessel/apis/payvessel-value-added-services-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/payvessel/payvessel-value-added-services-api/revisions/31040a9358ef/schema)