---
title: "Initiate a New Payment"
method: POST
path: "/open-banking/initiate-payment"
---

# Initiate a New Payment

`POST /open-banking/initiate-payment`

Initiate a new open banking payment

## Request body

- object
  - `amount` object
    - `value` number, float
    - `currency` 'GBP' | 'EUR'
  - `sender` object
    - `name` string — Name of the sender
    - `phoneNumber` string — Phone number of the sender
    - `email` string — Email of the sender
  - `beneficiary` object
    - `name` string — Name of the beneficiary
    - `sortCode` string — Sort code of the beneficiary ( required for GBP )
    - `accountNumber` string — Account number of the beneficiary ( required for GBP )
    - `iban` string — IBAN of the beneficiary ( required for EUR )
  - `paymentReference` string — Reference of the payment
  - `redirectUrl` string — Specifies which URL when redirected after completed payment

## Response `200`

200

## Other responses

- `400` — 400

---

[API](https://skmtc.net/openpayd/apis/openpayd-authorization.md) · [All operations](https://skmtc.net/openpayd/apis/openpayd-authorization/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/openpayd/openpayd-authorization/revisions/354ac572abda/schema)