---
title: "Process a payment"
method: PUT
path: "/payments/{reference}"
---

# Process a payment

`PUT /payments/{reference}`

## Path parameters

- `reference` string, required

## Request body

- object
  - `channel` string, required
  - `data` object
    - `phone` string
    - `account_number` string
    - `country` string
  - `client_ip` string

## Response `202`

Payment processing initiated

- object
  - `status` string, required
  - `message` string, required
  - `code` integer, required

## Other responses

- `401` — Unauthorized
- `422` — Unprocessable Entity

---

[API](https://skmtc.net/notchpay/apis/notch-pay-api.md) · [All operations](https://skmtc.net/notchpay/apis/notch-pay-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/notchpay/notch-pay-api/versions/483106380733/schema)
