---
title: "Create virtual account"
method: POST
path: "/v1/accounts/virtual"
tags: ["Virtual Accounts"]
---

# Create virtual account

`POST /v1/accounts/virtual`

You can use this endpoint to create a virtual account to receive payments.

## Headers

- `accountId` string, uuid, required

## Request body

- CreateVirtualAccountRequest
  - `accountRef` string, required — Account reference
  - `accountName` string, required — Account holder's name
  - `bvn` string — Account holder's BVN. Optional.
  - `expiryDate` string — Account expiry date. Optional. ⚠️Be careful with this.
  - `expectedAmount` number, double — Amount the account can receive. Optional.

## Response `200`

Virtual account creation successful.

- object
  - `code` string, required — Response Code
  - `description` string, required — Response description
  - `data` CreateVirtualAccountResponse, required
    - `createdAt` string, date-time, required — Creation timestamp
    - `accountHolderId` string, required — Account holder ID
    - `accountRef` string, required — Account reference
    - `bvn` string, required — Bank Verification Number (BVN)
    - `accountName` string, required — Account holder's name
    - `bankName` string — Bank name
    - `bankAccountNumber` string — Bank account number
    - `bankAccountName` string — Bank account holder name
    - `currency` 'NGN', required — Currency code
    - `callbackUrl` string, url — Callback url
    - `expired` boolean — Successfully updated

## Other responses

- `400` — The request body sent by merchant did not pass the validation checks
- `401` — The access_token provided to access the resource is missing or invalid.
- `403` — The client does not have the permissions to access this resource
- `404` — The record that the client is trying to access does not exist.
- `429` — The client has maxed out the number of calls within a time period on this resource.
- `500` — Downstream system error.

---

[API](https://skmtc.net/nomba/apis/vendor-api.md) · [All operations](https://skmtc.net/nomba/apis/vendor-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/nomba/vendor-api/revisions/41727ac9be5f/schema)