---
title: "Update Merchant"
method: PUT
path: "/onboarding/merchants/{merchant-id}"
tags: ["Merchant Onboarding"]
---

# Update Merchant

`PUT /onboarding/merchants/{merchant-id}`

Update merchant based on the supplied payload.

## Request body

- MerchantPayload — An object containing the merchant payload details.
  - `chainId` string, nullable — A unique identifier assigned to a specific organizational chain.
  - `bankingDetails` BankingDetails, required — An object that contains the necessary banking information related to the account or transaction.
    - `creditDepositAccount` Bank, required — An object that contains information about the bank associated with the account or transaction.
      - `currency` string, iso-4217, required — Provides the three letter currency code according the ISO 4217 standard. For a complete list of currency codes, visit: https://en.wikipedia.org/wiki/ISO_4217
      - `institutionNumber` string, required — The name or identifier of the financial institution.
      - `transitNumber` string, nullable, required — Attribute representing the five-digit branch number of a financial institution.
      - `accountNumber` string, nullable, required — Attribute that represent the unique identifier for a bank account.
    - `additionalBankingAccounts` AdditionalBankingAccount[] — A list of additional banking accounts associated with the merchant.
      - `currency` string, iso-4217, required — Provides the three letter currency code according the ISO 4217 standard. For a complete list of currency codes, visit: https://en.wikipedia.org/wiki/ISO_4217
      - `institutionNumber` string, required — The name or identifier of the financial institution.
      - `transitNumber` string, nullable, required — Attribute representing the five-digit branch number of a financial institution.
      - `accountNumber` string, nullable, required — Attribute that represent the unique identifier for a bank account.
      - `accountType` 'POS_BILLING_ACCOUNT' | 'CHARGEBACK_ACCOUNT' | 'DEBIT_DEPOSIT_ACCOUNT', required — The type of the additional banking account.
  - `pointOfSaleOptions` object, nullable — An object containing details about the point of sale options available for processing transactions.
    - `settlementOption` 'SYSTEM_CLOSE' | 'MERCHANT_CLOSE', required — The method for settling transactions.
    - `settlementTime` string, time, nullable — A timestamp indicating the time when a transaction is settled.
    - `debitPerTransactionRefundLimit` object, nullable — Monetary amount. Note: The value must be in cents. Therefore $10.59 must be sent as 1059.
      - `amount` integer, required — Amount
      - `currency` string, iso-4217, required — Provides the three letter currency code according the ISO 4217 standard. For a complete list of currency codes, visit: https://en.wikipedia.org/wiki/ISO_4217
    - `dailyRefundLimit` object, nullable — Monetary amount. Note: The value must be in cents. Therefore $10.59 must be sent as 1059.
      - `amount` integer, required — Amount
      - `currency` string, iso-4217, required — Provides the three letter currency code according the ISO 4217 standard. For a complete list of currency codes, visit: https://en.wikipedia.org/wiki/ISO_4217
    - `dailyCancellationLimit` object, nullable — Monetary amount. Note: The value must be in cents. Therefore $10.59 must be sent as 1059.
      - `amount` integer, required — Amount
      - `currency` string, iso-4217, required — Provides the three letter currency code according the ISO 4217 standard. For a complete list of currency codes, visit: https://en.wikipedia.org/wiki/ISO_4217
  - `businessDetails` BusinessDetails, required — An object containing key information about the business associated with the account or transaction.
    - `merchantCategoryCode` string, required — A four-digit code that classifies the type of business or service provided by the merchant, based on standard industry categories.
    - `averageTicketSize` integer — A numeric value representing the average transaction amount for the business.
    - `isSeasonalMerchant` boolean, required — A boolean value indicating whether the business operates seasonally.
    - `maximumTransactionVolume` integer — A numeric value that represents the highest expected transaction volume.
    - `directSellingPercentage` number, required — The percentage of transactions processed through direct selling.
    - `motoTransactionPercentage` number, required — The percentage of transactions processed through mail order / telephone order.
    - `ecommerceTransactionPercentage` number, required — The percentage of transactions processed through e-commerce.
    - `businessUrl` string, uri, nullable — The official website URL of the business.
    - `serviceProvider` string, nullable — The name or identifier of the service provider associated to the business.
    - `serviceDeliverToCanadaAvailable` boolean — A boolean value indicating whether the business is available for delivery to Canada.
    - `serviceDeliverToUSAvailable` boolean — A boolean value indicating whether the business is available for delivery to US.
    - `creditTransactionVolume` integer — A numeric value representing the total transaction volume generated through credit-based payments.
    - `masterCardTransactionVolume` integer — A numeric value representing the total transaction volume generated through MasterCard payments.
    - `visaTransactionVolume` integer — A numeric value representing the total transaction volume generated through Visa payments.
    - `visaDebitTransactionVolume` integer — A numeric value representing the total transaction volume generated through Visa Debit payments.
    - `amexTransactionVolume` integer — A numeric value representing the total transaction volume generated through American Express payments.
    - `interacTransactionVolume` integer — A numeric value representing the total transaction volume generated through Interac payments.
    - `masterCardDebitTransactionVolume` integer — A numeric value representing the total transaction volume generated through MasterCard Debit payments.
    - `unionPayTransactionVolume` integer — A numeric value representing the total transaction volume generated through UnionPay payments.
    - `discoverTransactionVolume` integer — A numeric value representing the total transaction volume generated through Discover payments.
    - `category` 'AIRLINES' | 'AMUSEMENT_AND_ENTERTAINMENT' | 'AUTOMOBILE_VEHICLE_RENTAL' | 'AUTOMOBILES_AND_VEHICLES' | 'BUSINESS_SERVICES' | 'CONTRACTED_SERVICES' | 'GOVERNMENT_SERVICES' | 'HOTELS_AND_MOTELS' | 'MAIL_ORDER_TELEPHONE_ORDER_PROVIDERS' | 'PERSONAL_SERVICE_PROVIDERS' | 'PROFESSIONAL_SERVICES_AND_MEMBERSHIPS' | 'REPAIR_SERVICES' | 'RESTAURANTS' | 'RETAILER' | 'RETAILERS' | 'SERVICE_PROVIDERS' | 'TRANSPORTATION' | 'UTILITIES' | 'WHOLESALERS_MANUFACTURERS', nullable — The category of the business.
    - `subCategory` 'A_1_RENT_A_CAR' | 'ACCOUNTING' | 'ACTION_RENT_A_CAR' | 'ADAMS_MARK' | 'ADRIA' | 'ADVANTAGE_RENT_A_CAR' | 'ADVERTISING' | 'AER_LINGUS' | 'AERO_COACH_AVIATION' | 'AERO_PERU' | 'AERO_SERVICO_CARABOBO' | 'AERO_VIRGIN_ISLANDS' | 'AEROLINEAS_ARGENTINAS' | 'AEROLINEAS_NICARAGUENSIS' | 'AEROMEXICO' | 'AFFILIATED_AUTO_RENTAL' | 'AGENCY_RENT_A_CAR' | 'AGRICULTURAL_COOPERATIVES' | 'AIR_AFRIQUE' | 'AIR_ALGERIE' | 'AIR_BRITISH_COLUMBIA' | 'AIR_CANADA' | 'AIR_CHINA' | 'AIR_CONDITIONER' | 'AIR_CONDITIONING_CONTRACTOR' | 'AIR_COURIER' | 'AIR_DJIBOUTI' | 'AIR_FRANCE' | 'AIR_INDIA' | 'AIR_JAMAICA' | 'AIR_LANKA' | 'AIR_LITTORAL' | 'AIR_MAURITIUS' | 'AIR_NEW_ZEALAND' | 'AIR_PANAMA' | 'AIR_SEYCHELLES' | 'AIR_ZAIRE' | 'AIR_ZIMBABWE' | 'AIRCRAFT_EQUIPMENT' | 'AIRINTER' | 'AIRPORT_TERMINALS' | 'AIRPORTS' | 'AIRWAYS_RENT_A_CAR' | 'AJAX_RENT_A_CAR' | 'ALAMO_RENT_A_CAR' | 'ALASKA' | 'ALCOHOL_STORE' | 'ALIMONY' | 'ALL_NIPPON' | 'ALLSTATE_RENT_A_CAR' | 'ALM_ANTILEAN' | 'ALOHA' | 'ALTERATIONS' | 'ALTRA_RENT_A_CAR' | 'AMBULANCE_SERVICES' | 'AMELIA_ISLAND_PLANTATION' | 'AMERICA_WEST' | 'AMERICAN' | 'AMERICAN_INT_RENT_A_CAR' | 'AMERICAN_TRANS_AIR' | 'AMERICANA' | 'AMERISUITES' | 'AMFAC' | 'AMUSEMENT_PARKS' | 'ANA' | 'ANSA_INTERNATIONAL_RENT_A_CAR' | 'ANSETT' | 'ANTIQUE_REPAIR' | 'ANTIQUE_REPRODUCTION' | 'ANTIQUE_RESTORATION' | 'ANTIQUES' | 'APPLIANCE' | 'AQUARIUMS' | 'ARABELLA' | 'ARCADE' | 'ARCHITECTS' | 'ARCTIA' | 'ART_DEALERS' | 'ART_SUPPLIES' | 'ARTIFICIAL_LIMBS' | 'ASIANA' | 'ATHLETIC_FIELDS' | 'ATTORNEYS' | 'AUBERGE_DES_GOVERNMENTS' | 'AUDITING' | 'AUSTRIAN' | 'AUSTRIAN_AIR_SERVICE' | 'AUTO_BODY' | 'AUTO_CASH_FI' | 'AUTO_DEALER_USED' | 'AUTO_HOST_CAR_RENTAL' | 'AUTOHANSA_RENT_A_CAR' | 'AUTOMATE_RENT_A_CAR' | 'AUTOMATED_FUEL_DISPENSER' | 'AUTOMOBILE_ASSOCIATION' | 'AUTOMOTIVE_PAINT' | 'AUTOMOTIVE_SERVICE' | 'AUTOMOTIVE_SERVICE_SHOPS' | 'AVCAR_RENT_A_CAR' | 'AVENSA' | 'AVIANCA' | 'AVIATION_FUEL' | 'AVIS_RENT_A_CAR' | 'AVON_RENT_A_CAR' | 'AWNINGS' | 'BAHAMAS_AIR' | 'BAIL_PAYMENTS' | 'BAKERIES' | 'BALLYS' | 'BANDS' | 'BAR_HARBOUR' | 'BARBER_SHOP' | 'BARS' | 'BEAU_RIVAGE' | 'BEAUTY_SALON' | 'BEAUTY_SPA' | 'BEER' | 'BELLAGIO' | 'BEMIDJI' | 'BEST_WESTERN' | 'BICYCLE_SALES' | 'BICYCLE_SERVICE' | 'BIG_BOX_HOME_SUPPLIERS' | 'BILLIARD_AND_POOL_HALL' | 'BILTMORE' | 'BINIONS_HORSESHOE_CLUB' | 'BLINDS' | 'BLUEPRINTING' | 'BOAT_DEALER' | 'BOAT_LEASES' | 'BOAT_RENTALS' | 'BOCA_RATON_RESORT' | 'BOND_PAYMENTS' | 'BOOKKEEPING' | 'BOOKS' | 'BOTANICAL_GARDENS' | 'BOWLING_ALLEYS' | 'BOYS_CLOTHING' | 'BRADBURY_SUITES' | 'BRIDGE_TOLLS' | 'BRITISH_AIRWAYS' | 'BRITISH_MIDLAND' | 'BROADMOOR' | 'BROCKWAY' | 'BROKERS' | 'BROOKS_RENT_A_CAR' | 'BUDGET_HOST_INNS' | 'BUDGET_RENT_A_CAR' | 'BUDGETEL_INNS' | 'BUFFALO_BILLS' | 'BUILDING_SUPPLIES' | 'BUS_LINES' | 'BUSES_LOCAL' | 'BUSINESS_SCHOOLS' | 'BUSINESS_SERVICES_OTHER' | 'BUTCHERS' | 'BUYING_SERVICES' | 'BWIA_INTERNATIONAL' | 'CABLE_SERVICES' | 'CABS' | 'CAESARS' | 'CALIFORNIA' | 'CAMERA' | 'CAMP_GROUNDS' | 'CAMPANILE' | 'CAMPER_DEALER' | 'CANADIAN' | 'CANDY' | 'CANYON_RANCH' | 'CAPTITOL' | 'CAR_ACCESSORIES' | 'CAR_AUTO_BODY' | 'CAR_PAINTING' | 'CAR_PARTS' | 'CAR_SERVICE' | 'CAR_SUPPLIES' | 'CAR_WASHERS' | 'CAREFREE_RESORTS' | 'CAREY_RENT_A_CAR' | 'CARLTON' | 'CARNIVAL' | 'CARNIVALS' | 'CARPENTER' | 'CARPET' | 'CARPET_CLEANING' | 'CATALOGUE' | 'CATALOGUE_AND_RETAIL' | 'CATERERS' | 'CATHAY_PACIFIC' | 'CHARITABLE_ORG' | 'CHATEAU_ELAN_RESORT' | 'CHEMICALS_OTHER' | 'CHILD_CARE' | 'CHILD_SUPPORT' | 'CHILDRENS_CLOTHING' | 'CHINA' | 'CHINA_EASTERN' | 'CHIROPODISTS' | 'CHIROPRACTORS' | 'CIGA' | 'CIGAR_STAND' | 'CIGARS' | 'CIRCUS_CIRCUS' | 'CIRCUSES' | 'CITE_RENT_A_CAR' | 'CITY_LODGE' | 'CIVIC_ASSOCIATIONS' | 'CLARION' | 'CLEANING_AND_MAINTENANCE' | 'CLEANING_PRODUCTS' | 'CLIMATE_DE_FRANCE' | 'CLOCK' | 'CLUB_MED' | 'COAL_DEALER' | 'COAST' | 'COIN' | 'COLLECTION_AGENCIES' | 'COLLEGES' | 'COLORADO_BELLE' | 'COMAIR' | 'COMFORT_INNS' | 'COMMAND' | 'COMMERCIAL_CLOTHING' | 'COMMERCIAL_CONTRACTOR' | 'COMMERCIAL_EQUIPMENT_OTHER' | 'COMMERCIAL_FOOTWEAR' | 'COMMERCIAL_FURNITURE' | 'COMMERCIAL_LAUNDRY' | 'COMMERCIAL_PHOTOGRAPHER' | 'COMMERCIAL_SPORTS' | 'COMPANIA_FAUCETT' | 'COMPANIA_PANEMENA' | 'COMPRI' | 'COMPUTER_EQUIPMENT' | 'COMPUTER_INFORMATION_SERVICES' | 'COMPUTER_NETWORK_SERVICES' | 'COMPUTER_PROGRAMMING' | 'COMPUTER_SERVICES' | 'COMPUTER_SERVICES_OTHER' | 'COMPUTER_SOFTWARE' | 'CONCORDE' | 'CONCRETE_WORK' | 'CONFECTIONERY' | 'CONSORT' | 'CONSTRUCTION_MATERIALS_OTHER' | 'CONSULTING_SERVICES' | 'CONTINENTAL' | 'CONTRACTORS_SPECIAL_TRADE' | 'CORNER_STORE' | 'CORRESPONDENCE_SCHOOLS' | 'COSMETICS' | 'COUNTRY_CLUBS' | 'COUNTRY_INN_BY_CARLSON' | 'COURIER_SERVICES' | 'COURT_COSTS' | 'COURTYARD_INNS' | 'CP' | 'CRAFT_SHOWS' | 'CRAFT_SUPPLIES' | 'CREDIT_REPORTING_AGENCIES' | 'CREMATORIUMS' | 'CROATIA' | 'CROWN' | 'CROWNE_PLAZA' | 'CRUISE_LINES' | 'CRUZEIRO' | 'CRYSTAL' | 'CSA' | 'CUMBERLAND' | 'CUMULOS' | 'CUNARD' | 'CURTAIN' | 'CYPRUS_AIR' | 'DAIRY_PRODUCTS' | 'DAN' | 'DAN_AIR' | 'DANCE_HALLS' | 'DANCE_SCHOOL' | 'DANCE_STUDIO' | 'DATA_PROCESSING_SERVICES' | 'DATING_SERVICE' | 'DAY_CARE_CENTERS' | 'DAYS_INNS' | 'DE_VERA' | 'DEALERS' | 'DEBT_COUNSELING' | 'DELTA' | 'DENTAL_EQUIPMENT' | 'DENTAL_LABORATORIES' | 'DENTISTS' | 'DEPARTMENT_STORE' | 'DETECTIVE_AGENCY' | 'DIGITAL_APPLICATIONS' | 'DIGITAL_GAMES' | 'DIGITAL_MEDIA_BOOKS_MOVIES_MUSIC' | 'DILLON_INNS' | 'DIRECT_MARKETING' | 'DISCO' | 'DISCOUNT_STORE' | 'DISINFECTORS' | 'DISNEYLAND' | 'DOCTORS_OTHER' | 'DOLLAR_RENT_A_CAR' | 'DOLLAR_STORE' | 'DOLPHYINARIUMS' | 'DOOR_TO_DOOR_SALES' | 'DORAL' | 'DORNIT' | 'DOUBLETREE' | 'DOWNTOWER_PASSPORT' | 'DRAPERY' | 'DRIVE_IN_THEATER' | 'DRUG' | 'DRUG_SUPPLIES' | 'DRURY_INN' | 'DRY_CLEANER' | 'DRY_GOODS' | 'DUNFEY' | 'DURABLE_GOODS_OTHER' | 'DUTY_FREE' | 'DVD_RENTAL' | 'ECONO_CAR_RENT_A_CAR' | 'ECONOLODGES' | 'ECONOMY_INNS' | 'ECUATORIANA' | 'EGYPTAIR' | 'EL_AL' | 'ELDORADO' | 'ELECTRIC_CHARGING_STATION' | 'ELECTRIC_UTILITY' | 'ELECTRICAL' | 'ELECTRICAL_CONTRACTORS' | 'ELECTRICAL_PARTS_EQUIPMENT' | 'ELECTRONIC' | 'ELECTRONICS' | 'ELEMENTARY_SCHOOLS' | 'EMBASSY' | 'EMBASSY_SUITES' | 'EMIRATES' | 'ENGINEERS' | 'ENTERPRISE_RENT_A_CAR' | 'EQUESTRIAN' | 'ESCORT_SERVICE' | 'ETHIOPIAN' | 'EUROPE_BY_CAR' | 'EUROPE_CAR' | 'EVA' | 'EXCALIBUR' | 'EXCEL_INN' | 'EXPOSITIONS' | 'EXTERMINATORS' | 'FABRIC' | 'FAIRFIELD' | 'FAIRFIELD_INN' | 'FAIRMONT' | 'FAMILY_CLOTHING' | 'FAMILY_LAUNDRY' | 'FARM_EQUIPMENT' | 'FAST_FOOD_RESTAURANT' | 'FAX_PACKAGES' | 'FERRIES' | 'FI_AUTO_CASH' | 'FI_MANUAL_CASH' | 'FILM_DEVELOPING' | 'FINES' | 'FINNAIR' | 'FIREPLACE' | 'FIREPLACE_ACCESSORIES' | 'FLAG_INN' | 'FLOOR_COVERING' | 'FLORIST' | 'FLORIST_SUPPLIES' | 'FLOWER_SUPPLIES' | 'FLOWERS' | 'FLYING_FIELDS' | 'FOOD_STORES_OTHER' | 'FOOTWEAR_COMMERCIAL' | 'FORMAL_WEAR' | 'FORTE' | 'FORTUNE_TELLERS' | 'FORUM' | 'FOUR_POINTS' | 'FOUR_SEASONS' | 'FRATERNAL_ASSOCIATIONS' | 'FREEDOM' | 'FREEZER' | 'FREIGHT_CARRIERS' | 'FREIGHT_COURIER' | 'FREMONT' | 'FRIENDSHIP_INNS' | 'FRONTIER' | 'FUEL_DEALERS' | 'FUNERAL_HOMES' | 'FUR_STORE' | 'FURNITURE' | 'FURNITURE_EQUIPMENT' | 'FURNITURE_LEASING' | 'FURNITURE_OFFICE_COMMERCIAL' | 'FURNITURE_REFINISHING' | 'FURNITURE_RENTAL' | 'FURRIER' | 'GALLERY' | 'GAMBLING_TRANSACTIONS' | 'GAME' | 'GARAGES' | 'GARDENS' | 'GARMENT_CLEANING' | 'GARUDA' | 'GAS_STATION_AUTOMATED' | 'GAS_STATIONS' | 'GAS_UTILITY' | 'GENERAL_CONTRACTOR' | 'GENERAL_RENT_A_CAR' | 'GIFT_CARD' | 'GLASS' | 'GLASSES' | 'GLASSWARE' | 'GODFREY_RENT_A_CAR' | 'GOLDEN_NUGGET' | 'GOLDEN_PACIFIC' | 'GOLDEN_TULIP' | 'GOLF_COURSES_PUBLIC' | 'GOVERNMENTAL_SERVICES_OTHER' | 'GRAPHIC_ART' | 'GREENBRIAN_RESORT' | 'GROCERY_STORE' | 'GROUND_COURIER' | 'GULF' | 'GUYANA' | 'HALEKULANI' | 'HAMPTON_INN' | 'HARDWARE_EQUIPMENT' | 'HARDWARE_STORE' | 'HARLEY' | 'HARRAHS' | 'HARVEY_BRISTOL' | 'HAT_CLEANING' | 'HAVASU' | 'HAWAIIAN' | 'HEALTH_SPA' | 'HEARING_AID_SUPPLIES' | 'HEARING_AIDS' | 'HEATING_CONTRACTOR' | 'HEATING_EQUIPMENT' | 'HELMSLEY' | 'HERTZ_RENT_A_CAR' | 'HILTON' | 'HILTON_INTERNATIONAL' | 'HOBBY_SHOP' | 'HOLIDAY_INNS' | 'HOLIDAY_RENT_A_CAR' | 'HOME_FURNISHINGS' | 'HOME_FURNISHINGS_OTHER' | 'HOME_SUPPLY_WAREHOUSE' | 'HORTICULTURAL_SERVICES' | 'HOSPITAL_EQUIPMENT' | 'HOSPITALITY_INNS' | 'HOSPITALS' | 'HOTEL_IBIS' | 'HOTEL_MELIA' | 'HOTEL_MERCURE' | 'HOTEL_OKURA' | 'HOTEL_UNIVERSAL' | 'HOTELES_EL_PRESIDENTE' | 'HOUSEHOLD_APPLIANCES' | 'HOWARD_JOHNSON_INN' | 'HUDSON_HOTEL' | 'HUNGAR' | 'HUSA' | 'HYATT' | 'IBERTOL' | 'IBUSZ' | 'ICELANDIAR' | 'IMPERIAL_LONDON' | 'INBOUND_TELEMARKETING' | 'INDIAN' | 'INDUSTRIAL_SUPPLIES_OTHER' | 'INFANTS_CLOTHING' | 'INFORMATION_SERVICES' | 'INNKEEPERS' | 'INSTRUMENT' | 'INSURANCE' | 'INSURANCE_PREMIUMS' | 'INSURANCE_RENT_A_CAR' | 'INSURANCE_UNDERWRITING' | 'INTEGRATED_SYSTEMS_DESIGN' | 'INTERCONTINENTAL' | 'INTERENT_RENT_A_CAR' | 'INTERHOTEL_CLERK' | 'INTERNOR_HOTELS' | 'ISLAND' | 'ITA_AIRWAYS' | 'JANITORIAL_SERVICES' | 'JAPAN' | 'JEWELLERY' | 'JOHN_ASCUAGAS_NUGGET' | 'JOLLY' | 'JOURNEYS_END_MOTELS' | 'JUGOSLAV' | 'KAHALA_MANDARIN_ORIENTAL' | 'KAROS' | 'KEMWELL_GROUP_RENT_A_CAR' | 'KENYA' | 'KLM' | 'KM_MALTA_AIRLINES' | 'KNIGHTS_INN' | 'KOREAN' | 'KUWAIT' | 'LA_MANSION_DEL_RIO' | 'LA_QUINTA_MOTOR_INNS' | 'LAB_BOLIVIA' | 'LABORATORIES_NON_MEDICAL' | 'LABORATORY_EQUIPMENT' | 'LACSA_COSTA_RICA' | 'LADBROKE' | 'LADECO' | 'LADY_LUCK' | 'LANCHILE' | 'LANDSCAPING_SERVICES' | 'LAP' | 'LAUNDROMATS' | 'LAUNDRY_CLEANING' | 'LAUNDRY_FAMILY' | 'LAV_LINEA_VENEZOLANA' | 'LAWN_AND_GARDEN' | 'LEASING_EQUIPMENT' | 'LEATHER_GOODS' | 'LEGAL_SERVICES' | 'LIAT' | 'LIMOUSINES' | 'LIQUOUR' | 'LOCAL_TELEPHONE_ACCESS' | 'LOCAL_TRANSPORTATION' | 'LOEWS' | 'LONG_DISTANCE_TELEPHONE_PACKAGES' | 'LOT' | 'LOTTERY' | 'LUFTHANSA' | 'LUGGAGE' | 'LUMBER' | 'LUXAIR' | 'LUXOR' | 'MAIN_STREET_STATION' | 'MAJOR_RENT_A_CAR' | 'MALAYSIAN' | 'MALEV' | 'MANAGEMENT_SERVICES' | 'MANDALAY_BAY_RESORT' | 'MANDARIN_ORIENTAL' | 'MANUAL_CASH_FI' | 'MARINAS' | 'MARINE_SERVICE' | 'MARINE_SUPPLIES' | 'MARITIM' | 'MARKETPLACES' | 'MARRIAGE_COUNSELING' | 'MARRIOTT' | 'MASONRY' | 'MASSAGE_PARLORS' | 'MASTERS_ECONOMY_INNS' | 'MEAT_FREEZERS' | 'MEAT_LOCKER_PROVISIONERS' | 'MEAT_MARKETS' | 'MEDICAL_EQUIPMENT' | 'MEDICAL_LABORATORIES' | 'MEDICAL_OTHER' | 'MEMBER_MERCHANDISE' | 'MEMBERSHIP_CLUBS' | 'MEMBERSHIP_OTHER' | 'MEN_AND_BOYS_CLOTHING' | 'MEN_AND_WOMENS_CLOTHING' | 'MENDING' | 'MERIDIAN' | 'MERLIN' | 'MESA' | 'METAL_SERVICES_CENTERS' | 'METAL_SERVICES_OFFICES' | 'METRO' | 'METROFLIGHT' | 'METROPOLE' | 'MEXICANA' | 'MGM_GRAND' | 'MICROFILM_EQUIPMENT' | 'MIDDLE_EAST' | 'MIDWAY_MOTOR_LODGE' | 'MIDWEST_EXPRESS' | 'MILLENNIUM_BROADWAY' | 'MILLEVILLE_RENT_A_CAR' | 'MIRGAGE' | 'MISC_ENTERTAINERS' | 'MIYAKO' | 'MOBILE_HOME_DEALER' | 'MONTE_CARLO' | 'MOTEL_6' | 'MOTION_PICTURE_PRODUCTION' | 'MOTION_PICTURE_THEATRES' | 'MOTOR_HOME_DEALER' | 'MOTOR_HOME_RENTAL' | 'MOTOR_VEHICLE_SUPPLIES' | 'MOTORCYCLE_DEALER' | 'MOTORCYCLE_SHOP' | 'MOUNT_CHARLOTTE_THISTLE' | 'MOUNT_COOK' | 'MOVENPICK' | 'MOVERS_TRUCKS' | 'MOVIE_PRODUCTION' | 'MOVIE_THEATER' | 'MUSEUMS' | 'MUSIC' | 'NANNIES' | 'NATIONAIR' | 'NATIONAL_CAR_RENTAL' | 'NEEDLEWORK' | 'NEVELE_GRAND' | 'NEW_AND_USED_TRUCK_DEALER' | 'NEW_OTANI' | 'NEW_PARTS_CARS' | 'NEW_YORK_NEW_YORK' | 'NEW_YORK_HELICOPTER' | 'NEWS_DEALERS' | 'NEWS_STANDS' | 'NEWSPAPERS' | 'NIGERIA' | 'NIGHTCLUB' | 'NOAHS' | 'NONDURABLE_GOODS_OTHER' | 'NON_FIN_INSTITUTION_STORED_CARD_PURCHASE_LOAD' | 'NON_MEDICAL_LABORATORIES' | 'NORONTAIR' | 'NORTHWEST' | 'NOVELTY_GOODS' | 'NOVOTEL' | 'NUMISMATIC_SUPPLIES' | 'NURSERY' | 'NURSERY_SCHOOLS' | 'NURSERY_STOCK' | 'NURSING_HOME' | 'NUTS' | 'OBEROI' | 'OFFICE_EQUIPMENT' | 'OFFICE_FURNITURE' | 'OFFICE_SUPPLIES' | 'OIL_DEALER' | 'OLYMPIC' | 'OMNI' | 'OPHTHALMIC_EQUIPMENT' | 'OPHTHALMOLOGISTS' | 'OPRYLAND' | 'OPTICAL_GOODS' | 'OPTICIANS' | 'OPTOMETRISTS' | 'ORCHESTRAS' | 'ORTHODONTISTS' | 'ORTHOPEDIC_GOODS' | 'OSTEOPATHS' | 'OTHER_AIRLINE' | 'OTHER_BUSINESS_SERVICES' | 'OTHER_CLOTHING' | 'OTHER_DIRECT_MARKETING' | 'OTHER_EQUIPMENT' | 'OTHER_HOTELS' | 'OTHER_PERSONAL_SERVICES' | 'OTHER_RENTAL_CAR' | 'OUTBOUND_TELEMARKETING' | 'PAINT' | 'PAINT_SUPPLIES' | 'PAKISTAN' | 'PAN_AMERICAN' | 'PANNONI' | 'PARK_INNS_INTERNATIONAL' | 'PARK_PLAZA_HOTEL' | 'PARKING_LOTS' | 'PATRICIA_GRAND_RESORTS' | 'PAWN_SHOP' | 'PAY_TV_SERVICES' | 'PAYLESS_CAR_RENTAL' | 'PEABODY' | 'PENINSULA' | 'PENTA' | 'PERIODICALS' | 'PERSONAL_CARE_FACILITY' | 'PERSONAL_COUNSELING' | 'PET_FOOD' | 'PET_STORE' | 'PET_SUPPLIES' | 'PETROLEUM' | 'PETROLEUM_DEALER' | 'PETROLEUM_PRODUCTS' | 'PHARMACY' | 'PHILATELIC_SUPPLIES' | 'PHILIPPINE' | 'PHOTO_DEVELOPING' | 'PHOTOCOPY_EQUIPMENT' | 'PHOTOCOPYING_SERVICES' | 'PHOTOGRAPHER' | 'PHOTOGRAPHER_COMMERCIAL' | 'PHOTOGRAPHIC_STUDIOS' | 'PHOTOGRAPHIC_SUPPLIES' | 'PHOTOGRAPHY_EQUIPMENT' | 'PIANO' | 'PIECE_GOODS' | 'PIECE_NOTIONS' | 'PLASTER_INSTALLATION' | 'PLUMBER_CONTRACTOR' | 'PLUMBING_EQUIPMENT' | 'PODIATRISTS' | 'POLISHING_PRODUCTS' | 'POLITICAL_ORGANIZATION' | 'POOL_HALL' | 'POOL_SUPPLIES' | 'POSTAL_SERVICES_GOVT_ONLY' | 'PRECIOUS_METALS' | 'PRECIOUS_STONES' | 'PRIMADONNA' | 'PRINCE' | 'PRINCESS' | 'PRINCEVILLE' | 'PRINTING_SERVICES_OTHER' | 'PRINTING_SUPPLIES' | 'PRIVATE_GOLF_CLUBS' | 'PROF_SPORTS_CLUB' | 'PROFESSIONAL_SCHOOLS' | 'PROSTHETICS' | 'PROTEA' | 'PROTECTIVE_AGENCY' | 'PUBLIC_GOLF_COURSES' | 'PUBLIC_RELATIONS' | 'PUBLIC_WAREHOUSING' | 'PUBLISHING_MISCELLANEOUS' | 'PULLMAN_INTERNATIONAL' | 'QANTAS' | 'QATAR' | 'QUALIFY_PACIFIC' | 'QUALITY_INNS' | 'QUASI_CASH_MERCHANT' | 'RADIO_SERVICES' | 'RADISSON' | 'RAILWAY_FREIGHT' | 'RAILWAYS' | 'RAMADA_INNS' | 'RANK' | 'RANTASIPI' | 'RAZOR' | 'RAZOR_SERVICE' | 'REAL_ESTATE_AGENTS' | 'RECORD' | 'RECREATIONAL_CAMP' | 'RECREATIONAL_TRAILER_DEALER' | 'RECREATIONAL_VEHICLE_RENTAL' | 'RED_ROOF_INNS' | 'REFRIGERATION' | 'REFRIGERATOR' | 'REGAL_8_INNS' | 'REGENT_INTERNATIONAL' | 'RELAX_INNS' | 'RELIGIOUS_ITEMS' | 'RELIGIOUS_ORGANIZATIONS' | 'RENAISSANCE' | 'RENO' | 'RENTAL_EQUIPMENT' | 'RENTAL_TRUCK' | 'RENTAL_UNIFORMS' | 'RENTAL_TRUCK_AND_UTILITY_TRAILER' | 'RENT_A_WRECK' | 'REPAIR_SHOPS_OTHER' | 'REPLACEMENT_RENT_A_CAR' | 'REPRODUCTIONS' | 'RESERVE_RENT_A_CAR' | 'RESIDENCE_INN' | 'RESIDENTIAL_CONTRACTOR' | 'RESO' | 'RESTAURANTS' | 'RETAIL_AND_CATALOGUE' | 'REUPHOLSTERER' | 'RICA' | 'RIDING_APPARELL' | 'RIO_HOTELS' | 'RIO_SUITES' | 'RIVIERA' | 'RIYADH_AIR' | 'ROAD_TOLLS' | 'ROADWAY_INNS' | 'ROOFER' | 'ROYAL' | 'ROYAL_AIR_MAROC' | 'ROYAL_DUTCH_AIRLINES_KLM' | 'ROYCE' | 'RUG' | 'SABENA' | 'SAETA' | 'SAHARA' | 'SALVAGE_YARDS' | 'SAMS_TOWN' | 'SAN_JUAN' | 'SANDMAN' | 'SANDMAN_INN' | 'SANDS_RESORT' | 'SANITATION_PRODUCTS' | 'SANITATION_UTILITY' | 'SARA' | 'SAROVA' | 'SAS' | 'SASHA' | 'SATELLITE_SERVICES' | 'SAUDI_ARABIAN' | 'SCANDIC' | 'SCENIC' | 'SCHOOL_SUPPLIES' | 'SCHOOLS_OTHER' | 'SEA_AQUARIUMS' | 'SEA_PINES_RESORT' | 'SEAMSTRESSES' | 'SECOND_HAND' | 'SECONDARY_SCHOOLS' | 'SECRETARIAL_SCHOOLS' | 'SECRETARIAL_SUPPORT' | 'SECURITIES' | 'SECURITY' | 'SERVICE_SHOP_CAR' | 'SERVICE_STATION_AUTOMATED' | 'SEWING' | 'SHANGRI_LA_INTERNATIONAL' | 'SHEET_METAL_WORK' | 'SHEET_MUSIC' | 'SHERATON' | 'SHILO_INN' | 'SHOE_REPAIR_SHOP' | 'SHOE_SHINING' | 'SHOES' | 'SHONEYS_INNS' | 'SHOPPING_SERVICES' | 'SHOWCASE_RENT_A_CAR' | 'SIDER' | 'SIERRA_SUITES' | 'SILVER_LEGACY' | 'SILVER_STAR' | 'SILVERWARE' | 'SIMMONS' | 'SINGAPORE' | 'SINGLETON' | 'SLEEP_INN' | 'SMALL_APPLIANCE' | 'SNAPPY_CAR_RENTAL' | 'SNOWMOBILE_DEALER' | 'SOCIAL_ASSOCIATIONS' | 'SOCIAL_SERVICE' | 'SOFITEL' | 'SOKOS' | 'SOL' | 'SONESTA' | 'SOUTH_AFRICAN' | 'SOUTHERN_PACIFIC' | 'SOUTHERN_SUN' | 'SOUTHWEST' | 'SOUVENIR' | 'SPANAIR' | 'SPECIAL_TRADE_CONTRACTOR' | 'SPORTING_CAMP' | 'SPORTING_GOODS' | 'SPORTS_COMMERCIAL' | 'SPORTS_PROMOTERS' | 'SPRINGHILL_SUITES' | 'ST_REGIS' | 'STAKIS' | 'STAMP' | 'STARWOOD_RESORTS' | 'STATIONARY' | 'STEIGENBERGER' | 'STENOGRAPHY' | 'STONEWORK' | 'SUBSCRIPTION' | 'SUBWAYS' | 'SUDAN' | 'SUNBELT' | 'SUNWORLD' | 'SUPER_8' | 'SUPERMARKET' | 'SURINAM' | 'SURVEYORS' | 'SWIMMING_POOLS' | 'SWISSAIR' | 'SWISSOTEL' | 'TACA_INTERNATIONAL' | 'TAILORS' | 'TALAIR' | 'TAME' | 'TAN' | 'TAP' | 'TAROM' | 'TAVERN' | 'TAX_PAYMENTS' | 'TAX_PREPARATION' | 'TAXIS' | 'TELECOM_EQUIPMENT' | 'TELECOM_SVC' | 'TELEGRAPH_SERVICES' | 'TELEPHONE_EQUIPMENT' | 'TELEPHONE_SERVICES' | 'TEMPORARY_HELP' | 'TENTS' | 'THAI' | 'THE_RITZ_CARLTON' | 'THE_VENETIAL' | 'THEATER_TICKET_AGENCIES' | 'THEATRICAL_PRODUCERS' | 'THRIFT' | 'THRIFTY_CAR_RENTAL' | 'THUNDERBIRD' | 'THY' | 'TILDEN_RENT_A_CAR' | 'TILE_SETTING' | 'TIME_SHARES' | 'TIRE_RETREADING_AND_REPAIR' | 'TIRE_SHOPS' | 'TOKYO' | 'TOKYO_INN' | 'TOOL_LEASING' | 'TOOL_RENTAL' | 'TOUPEE_SHOP' | 'TOUR_OPERATORS' | 'TOURIST_ATTRACTIONS' | 'TOWER' | 'TOWING' | 'TOWNEPLACE_SUITES' | 'TOYS' | 'TRADE_SCHOOLS' | 'TRAILER_PARKS' | 'TRAILER_RENTALS' | 'TRAINS_LOCAL' | 'TRANSAERO' | 'TRANSPORTATION_OTHER' | 'TRANSWORLD' | 'TRAVEL_AGENCIES' | 'TRAVEL_RELATED' | 'TRAVELODGE' | 'TREASURE_ISLAND' | 'TROPICAL_RENT_A_CAR' | 'TROPICANA' | 'TRUCK_DEALER_NEW_AND_USED' | 'TRUCK_DEALER_USED' | 'TUNIS' | 'TYPESETTING' | 'US_AIR_SHUTLE' | 'UGLY_DUCKLING_RENT_A_CAR' | 'UNIFORMS' | 'UNITED' | 'UNIVERSITIES' | 'UPHOLSTERY_CLEANING' | 'US_AIRWAYS' | 'USA_RENT_A_CAR' | 'USED_AND_NEW_AUTO_DEALER' | 'USED_AND_NEW_TRUCK_DEALER' | 'USED_AUTO_DEALER' | 'USED_CLOTHING' | 'USED_TRUCK_DEALER' | 'UTA' | 'UTILITY_TRAILER_DEALER' | 'VAGABOND' | 'VALLEY' | 'VALUE_RENT_A_CAR' | 'VANGUARD' | 'VARIETY_STORE' | 'VARIG' | 'VARNISH_SUPPLIES' | 'VASP' | 'VENEZOLANA_INTERNATIONAL' | 'VENTURE_INNS' | 'VETERINARY_SERVICES' | 'VIDEO_GAME_ARCADES' | 'VIDEO_GAME_SUPPLIER' | 'VIDEO_GAME_SUPPLIES' | 'VIDEO_RENTAL' | 'VIDEO_TAPE_PRODUCTION' | 'VIRGIN_ATLANTIC' | 'VIRGIN_RIVER' | 'VOCATIONAL_SCHOOLS' | 'W_HOTELS' | 'WALDORF' | 'WALLPAPER' | 'WAREHOUSES' | 'WATCH' | 'WATCHES' | 'WATER_UTILITY' | 'WELCOMGROUP' | 'WELDING' | 'WELLESLEY_INNS' | 'WESTIN' | 'WHISKEY_PETES' | 'WHOLESALE_CLUBS' | 'WIDEROES' | 'WIG_SHOP' | 'WINDOW_COVERINGS' | 'WINDOW_UPHOLSTERY' | 'WINDWARD_ISLAND' | 'WINE' | 'WINERIES' | 'WINGS' | 'WOMEN_AND_MENS_CLOTHING' | 'WOMENS_ACCESSORIES' | 'WOMENS_READY_TO_WEAR' | 'WOMENS_SPECIALTY_SHOP' | 'WOOD_DEALER' | 'WOODSIDE' | 'WRAPPING_PAPER' | 'WRECKERS' | 'ZABO' | 'ZOOS', nullable — The sub-category of the business.
    - `offeredProductsAndServicesDescription` string, nullable — A description of type of products and services offered by the business.
    - `riskLevel` 'LOW' | 'MEDIUM' | 'HIGH', nullable — The risk level associated with the business.
  - `merchantDetails` MerchantDetails, required — An object that contains key information about the merchant associated.
    - `contactInformation` ContactInformation, required — An object containing all the contact details.
      - `firstName` string, nullable, required — First name.
      - `lastName` string, nullable, required — Last name.
      - `phone` string, required — Phone number.
    - `merchantInformation` MerchantInformation, required — An object containing all information about the merchant.
      - `language` 'en' | 'fr', iso-639, required — The preferred language of the merchant.
      - `legalName` string, required — The registered name of the merchant.
      - `operatingAsName` string, required — The trade name under which the merchant operates.
      - `cardholderName` string, nullable, required — The name of the person to whom the credit or debit card is issued.
      - `yearsOfOwnership` integer, required — An integer representing the number of years the merchant has been in ownership.
      - `monthsOfOwnership` integer, required — An integer representing the number of months the merchant has been in ownership.
      - `customerServicePhoneNumber` string, required — Phone number.
      - `email` string, email, required — Contains the customer's email address. For standard email protocols, visit: https://www.rfc-editor.org/rfc/rfc5322
      - `merchantType` 'NATIONAL' | 'INDEPENDENT_BUSINESS', nullable — The category of the merchant's business.
    - `locationAddress` Address, required — The postal address including street, town/city, province, and postal code. Optionally an unit number can be provided.
      - `unitNumber` string, nullable — Unit number
      - `streetNumber` string, nullable — Street number
      - `streetName` string, nullable — Street name
      - `city` string, nullable — Identifies the city.
      - `province` string, iso-3166-2, nullable — Province or state ISO 3166-2 code
      - `postalCode` string, nullable — Postal or zip code
      - `country` string, iso-3166, nullable — Provides the two letter country code according the ISO 3166-1 alpha-2 standard. For a complete list of country codes, visit: https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2.
    - `marketSegment` 'PAYROC' | 'ADVANCE_IT' | 'ATB' | 'ATB_8760' | 'ADYEN' | 'BRAINTREE' | 'CYDCOR' | 'DIRECT_CASH' | 'INTUIT' | 'MCA' | 'OPTIMAL' | 'PAYSAFE_RETAIL_RESELLER' | 'PROTOCOL' | 'SAGE' | 'SONA' | 'SOFT_TECH' | 'TILL_PAYMENTS' | 'UEAT' | 'CLEVERPAYS' | 'PAYLITE' | 'ILIXIUM' | 'LOYALTY_SENSE' | 'POWER_PAYMENTS' | 'PAYMENT_EXPERTS' | 'INTERNATIONAL_PAYMENT_SOLUTIONS' | 'PAYOLOGY' | 'NATIONAL_PAYMENTS', nullable — Identifies the specific customer or business segment targeted by a product or service.
  - `businessActivity` BusinessActivity, required — An object containing all details about the business activity.
    - `dropShipping` boolean, required — A boolean value indicating whether the business engages in drop shipping as part of its operations.
  - `securityDetails` SecurityDetails, required — An object containing all details about the security details.
    - `legalEntity` LegalEntity, required — An object containing all details about the legal entity of the business.
      - `businessType` 'SOLE_PROPRIETOR' | 'LIMITED_PARTNERSHIP' | 'PARTNERSHIP' | 'NON_PROFIT' | 'NON_FOR_PROFIT' | 'PRIVATE_CORPORATION' | 'PUBLIC_CORPORATION' | 'GOVERNMENT', required — The category of the business.
    - `signingOfficers` SigningOfficer[], required — A list of signing officer entities.
      - `signingOfficerIdentifier` integer — A unique identifier for the signing officer.
      - `creditReportAllowed` boolean, required — A boolean value indicating whether the business has authorized the review of its credit report.
      - `firstName` string, nullable, required — The first name of the signing officer.
      - `lastName` string, nullable, required — The last name of the signing officer.
      - `address` Address, required — The postal address including street, town/city, province, and postal code. Optionally an unit number can be provided.
        - `unitNumber` string, nullable — Unit number
        - `streetNumber` string, nullable — Street number
        - `streetName` string, nullable — Street name
        - `city` string, nullable — Identifies the city.
        - `province` string, iso-3166-2, nullable — Province or state ISO 3166-2 code
        - `postalCode` string, nullable — Postal or zip code
        - `country` string, iso-3166, nullable — Provides the two letter country code according the ISO 3166-1 alpha-2 standard. For a complete list of country codes, visit: https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2.
      - `dateOfBirth` string, date, required — The date of birth of the signing officer.
      - `ownershipPercentage` number, required — A numeric value representing the percentage of ownership held by an individual in the business.
      - `title` 'OWNER' | 'PRESIDENT' | 'VICE_PRESIDENT' | 'SECRETARY' | 'TREASURER' | 'DIRECTOR' | 'OTHER', required — The official position of the signing officer within the business.
      - `merchantRiskRate` 'A' | 'A_PLUS' | 'B_HIGH' | 'B_LOW' | 'B_LOW_PLUS' | 'B_MID' | 'C' | 'C_HIGH' | 'C_HIGH_PLUS' | 'C_LOW' | 'C_LOW_PLUS' | 'C_MID' | 'C_MID_PLUS' | 'C_PLUS' | 'D' | 'D_HIGH' | 'D_LOW' | 'D_MID' | 'E' | 'E_MINUS' | 'F', nullable — A score indicating the level of risk associated with the merchant's transactions.
  - `riskDetails` object, nullable — An object containing information related to the risk assessment of a transaction or account.
    - `merchantRiskRate` 'A' | 'A_PLUS' | 'B_HIGH' | 'B_LOW' | 'B_LOW_PLUS' | 'B_MID' | 'C' | 'C_HIGH' | 'C_HIGH_PLUS' | 'C_LOW' | 'C_LOW_PLUS' | 'C_MID' | 'C_MID_PLUS' | 'C_PLUS' | 'D' | 'D_HIGH' | 'D_LOW' | 'D_MID' | 'E' | 'E_MINUS' | 'F', required — A score indicating the level of risk associated with the merchant's transactions.

## Response `204`

Successful response

## Other responses

- `400` — Bad Request.
- `401` — Not authorized. The user does not have a valid API Key or Access Token.
- `403` — Forbidden. The user does not have permission to access the requested resource.
- `404` — Not Found.
- `409` — Request could not be completed due to a conflict with resource state or existing idempotency key.
- `422` — The API cannot complete the requested action due to semantic or business validation errors.
- `429` — Too Many Requests
- `500` — Unexpected error.
- `503` — Service Temporarily Unavailable

---

[API](https://skmtc.net/moneris/apis/moneris-api.md) · [All operations](https://skmtc.net/moneris/apis/moneris-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/moneris/moneris-api/versions/edefcc925b74/schema)