---
title: "Add a new recipient"
method: POST
path: "/recipients"
tags: ["Recipients"]
---

# Add a new recipient

`POST /recipients`

Create a new recipient for making payments

## Request body

- AddRecipientRequest
  - `address` AddressData
    - `address1` string, required
    - `address2` string, nullable
    - `city` string, required
    - `postalCode` string, required
    - `state` 'AL' | 'AK' | 'AZ' | 'AR' | 'CA' | 'CO' | 'CT' | 'DE' | 'DC' | 'FL' | 'GA' | 'HI' | 'ID' | 'IL' | 'IN' | 'IA' | 'KS' | 'KY' | 'LA' | 'ME' | 'MD' | 'MA' | 'MI' | 'MN' | 'MS' | 'MO' | 'MT' | 'NE' | 'NV' | 'NH' | 'NJ' | 'NM' | 'NY' | 'NC' | 'ND' | 'OH' | 'OK' | 'OR' | 'PA' | 'RI' | 'SC' | 'SD' | 'TN' | 'TX' | 'UT' | 'VT' | 'VA' | 'WA' | 'WV' | 'WI' | 'WY'
  - `checkInfo` CheckInfoRaw
    - `address` object, required — Mailing address for sending a physical check.
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
  - `contactEmail` string
  - `domesticWireRoutingInfo` DomesticWireRoutingInfoRaw
    - `accountNumber` string, required — The account number of the bank account to use for domestic wire payments.
    - `address` object, required — The address of the bank account to use for domestic wire payments. This has to be the recipient's legal address.
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
    - `defaultForBenefitOf` string, nullable — The name of the beneficiary of the domestic wire. This is the name of the entity that will receive the domestic wire.
    - `routingNumber` string, required — The routing number of the bank account to use for domestic wire payments.
  - `electronicRoutingInfo` ElectronicRoutingInfoRaw
    - `accountNumber` string, required — The account number of the bank account to use for ACH payments.
    - `address` object, required — The address of the bank account to use for ACH payments. This has to be the recipient's legal address.
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
    - `electronicAccountType` 'businessChecking' | 'businessSavings' | 'personalChecking' | 'personalSavings', required — The type of bank account to use for ACH payments.
    - `routingNumber` string, required — The routing number of the bank account to use for ACH payments.
  - `emails` Email[], required
  - `name` string, required
  - `nickname` string

## Response `200`

- RecipientInfo
  - `address` Address
    - `address1` string, required
    - `address2` string, nullable
    - `city` string, required
    - `country` string, required
    - `name` string, required
    - `postalCode` string, required
    - `region` string, required
  - `attachments` RecipientAttachment[], required
    - `fileName` string, required — Name of the uploaded file
    - `formType` 'w9' | 'w8BEN' | 'w8BENE' | 'unknown', nullable — The tax form type (W-9 for US persons, W-8BEN for foreign individuals, W-8BEN-E for foreign entities)
    - `uploadedAt` string, yyyy-mm-ddThh:MM:ssZ, required — Timestamp when the attachment was uploaded
    - `url` string, required — Presigned URL to download the attachment (valid for 12 hours)
  - `checkInfo` CheckInfo
    - `address` AddressWithoutName, required
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
  - `contactEmail` string
  - `dateLastPaid` string, yyyy-mm-ddThh:MM:ssZ
  - `defaultAddress` AddressWithoutName
    - `address1` string, required
    - `address2` string, nullable
    - `city` string, required
    - `country` string, required
    - `postalCode` string, required
    - `region` string, required
  - `defaultPaymentMethod` 'ach' | 'check' | 'domesticWire' | 'internationalWire' | 'realTimePayment', required
  - `domesticWireRoutingInfo` DomesticWireRoutingInfo
    - `accountNumber` string, required
    - `address` AddressWithoutName
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
    - `bankName` string, nullable
    - `routingNumber` string, required
  - `electronicRoutingInfo` ElectronicRoutingInfo
    - `accountNumber` string, required
    - `address` AddressWithoutName
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
    - `bankName` string, nullable
    - `electronicAccountType` 'businessChecking' | 'businessSavings' | 'personalChecking' | 'personalSavings', required
    - `routingNumber` string, required
  - `emails` Email[], required
  - `id` string, uuid, required — ID for a Mercury account.
  - `internationalWireRoutingInfo` InternationalWireRoutingInfo
    - `address` AddressWithoutName
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
    - `bankDetails` SwiftCodeData
      - `bankCityState` string, required
      - `bankCountry` string, required
      - `bankName` string, required
    - `correspondentInfo` InternationalWireCorrespondentInfo
      - `bankName` string, nullable
      - `routingNumber` string, nullable
      - `swiftCode` string, nullable
    - `countrySpecific` InternationalWireCountrySpecificData, required
      - `australia` InternationalWireAustraliaSpecificData
        - `bsbCode` string, required
      - `brazil` InternationalWireBrazilSpecificData
        - `legalId` string, required
      - `canada` InternationalWireCanadaSpecificData
        - `bankCode` string, required
        - `transitNumber` string, required
      - `chile` InternationalWireChileSpecificData
        - `legalId` string, required
      - `colombia` InternationalWireColombiaSpecificData
        - `legalId` string, required
      - `dominicanRepublic` InternationalWireDominicanRepublicSpecificData
        - `accountType` 'checking' | 'savings', required
        - `legalId` string, required
      - `honduras` InternationalWireHondurasSpecificData
        - `accountType` 'checking' | 'savings', required
        - `legalId` string, required
      - `india` InternationalWireIndiaSpecificData
        - `ifscCode` string, required
      - `kazakhstan` InternationalWireKazakhstanSpecificData
        - `legalId` string, required
      - `pakistan` InternationalWirePakistanSpecificData
        - `legalId` string, required
        - `legalIdType` 'CNIC' | 'SNIC' | 'Passport' | 'NTN', required
      - `paraguay` InternationalWireParaguaySpecificData
        - `legalId` string, required
      - `philippines` InternationalWirePhilippinesSpecificData
        - `routingNumber` string, required
      - `russia` InternationalWireRussiaSpecificData
        - `inn` string, required
      - `southAfrica` InternationalWireSouthAfricaSpecificData
        - `branchCode` string, required
    - `emailAddress` string, nullable
    - `iban` string, required
    - `phoneNumber` string, nullable
    - `swiftCode` string, required
  - `inviteId` string
  - `isBusiness` boolean, nullable
  - `name` string, required
  - `nickname` string, nullable
  - `realTimePaymentRoutingInfo` RealTimePaymentRoutingInfo
    - `accountNumber` string, required
    - `address` AddressWithoutName
      - `address1` string, required
      - `address2` string, nullable
      - `city` string, required
      - `country` string, required
      - `postalCode` string, required
      - `region` string, required
    - `bankName` string, nullable
    - `routingNumber` string, required
  - `status` 'active' | 'deleted', required

## Other responses

- `400` — Invalid `body`

---

[API](https://skmtc.net/mercurytechnologies/apis/mercury-api.md) · [All operations](https://skmtc.net/mercurytechnologies/apis/mercury-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/mercurytechnologies/mercury-api/revisions/0bdf4a496e03/schema)