---
title: "statements.created"
method: POST
path: "statements.created"
tags: ["Event Types"]
---

# statements.created

`POST statements.created` (webhook)

Occurs when a statement has been created.

## Payload

- object
  - `event_type` 'statements.created', required — The type of event that occurred.
  - `token` string, required — Globally unique identifier for a statement
  - `financial_account_token` string, uuid, required — Globally unique identifier for a financial account
  - `statement_start_date` string, date, required — Date when the billing period began
  - `statement_end_date` string, date, required — Date when the billing period ended
  - `next_statement_end_date` string, date, nullable — Date when the next billing period will end
  - `payment_due_date` string, date, nullable, required — Date when the payment is due
  - `next_payment_due_date` string, date, nullable — Date when the next payment is due
  - `days_in_billing_cycle` integer, required — Number of days in the billing cycle
  - `credit_limit` integer, required — This is the maximum credit balance extended by the lender in cents
  - `available_credit` integer, required — Amount of credit available to spend in cents
  - `starting_balance` integer, required — Balance at the start of the billing period
  - `ending_balance` integer, required — Balance at the end of the billing period. For charge cards, this should be the same at the statement amount due in cents
  - `period_totals` StatementTotals, required
    - `payments` integer, required — Any funds transfers which affective the balance in cents
    - `payment_details` PaymentDetails — Breakdown of payments
    - `purchases` integer, required — Net card transaction volume less any cash advances in cents
    - `fees` integer, required — Volume of debit management operation transactions less any interest in cents
    - `debits` integer, required — Volume of debit management operation transactions less any interest in cents
    - `debit_details` DebitDetails — Breakdown of debits
    - `credits` integer, required — Volume of credit management operation transactions less any balance transfers in cents
    - `credit_details` CreditDetails — Breakdown of credits
    - `interest` integer, required — Interest accrued in cents
    - `cash_advances` integer, required — ATM and cashback transactions in cents
    - `balance_transfers` integer, required — Opening balance transferred from previous account in cents
  - `ytd_totals` StatementTotals, required
    - `payments` integer, required — Any funds transfers which affective the balance in cents
    - `payment_details` PaymentDetails — Breakdown of payments
    - `purchases` integer, required — Net card transaction volume less any cash advances in cents
    - `fees` integer, required — Volume of debit management operation transactions less any interest in cents
    - `debits` integer, required — Volume of debit management operation transactions less any interest in cents
    - `debit_details` DebitDetails — Breakdown of debits
    - `credits` integer, required — Volume of credit management operation transactions less any balance transfers in cents
    - `credit_details` CreditDetails — Breakdown of credits
    - `interest` integer, required — Interest accrued in cents
    - `cash_advances` integer, required — ATM and cashback transactions in cents
    - `balance_transfers` integer, required — Opening balance transferred from previous account in cents
  - `statement_totals` StatementTotals
    - `payments` integer, required — Any funds transfers which affective the balance in cents
    - `payment_details` PaymentDetails — Breakdown of payments
    - `purchases` integer, required — Net card transaction volume less any cash advances in cents
    - `fees` integer, required — Volume of debit management operation transactions less any interest in cents
    - `debits` integer, required — Volume of debit management operation transactions less any interest in cents
    - `debit_details` DebitDetails — Breakdown of debits
    - `credits` integer, required — Volume of credit management operation transactions less any balance transfers in cents
    - `credit_details` CreditDetails — Breakdown of credits
    - `interest` integer, required — Interest accrued in cents
    - `cash_advances` integer, required — ATM and cashback transactions in cents
    - `balance_transfers` integer, required — Opening balance transferred from previous account in cents
  - `created` string, date-time, required — Timestamp of when the statement was created
  - `updated` string, date-time, required — Timestamp of when the statement was updated
  - `credit_product_token` string, nullable, required — Globally unique identifier for a credit product
  - `account_standing` AccountStanding, required
    - `period_state` 'STANDARD' | 'PROMO' | 'PENALTY', required
    - `period_number` integer, required — Current overall period number
    - `consecutive_minimum_payments_made` integer, required — Number of consecutive minimum payments made
    - `consecutive_minimum_payments_missed` integer, required — Number of consecutive minimum payments missed
    - `consecutive_full_payments_made` integer, required — Number of consecutive full payments made
    - `days_past_due` integer, required — Number of days past due
    - `has_grace` boolean, required — Whether the account currently has grace or not
    - `financial_account_state` FinancialAccountState, required — Information about the financial account state
      - `status` 'OPEN' | 'CLOSED' | 'SUSPENDED' | 'PENDING', required — Status of the financial account
      - `substatus` 'CHARGED_OFF_DELINQUENT' | 'CHARGED_OFF_FRAUD' | 'END_USER_REQUEST' | 'BANK_REQUEST' | 'DELINQUENT' | 'INTEREST_AND_FEES_PAUSED' — Substatus for the financial account
  - `amount_due` AmountDue, required
    - `amount` integer, required — Payment due at the end of the billing period in cents. Negative amount indicates something is owed. If the amount owed is positive there was a net credit. If auto-collections are enabled this is the amount that will be requested on the payment due date
    - `past_due` integer, required — Amount past due for statement in cents
  - `payoff_details` PayoffDetails — Details on number and size of payments to pay off balance
    - `minimum_payment_months` string, required — The number of months it would take to pay off the balance in full by only paying the minimum payment. "NA" will signal negative or zero amortization
    - `minimum_payment_total` string, required — The sum of all interest and principal paid, in cents, when only paying minimum monthly payment. "NA" will signal negative or zero amortization
    - `payoff_period_length_months` integer, nullable, required — Number of months to full pay off
    - `payoff_period_monthly_payment_amount` integer, nullable, required — The amount needed to be paid, in cents, each month in order to pay off current balance in the payoff period
    - `payoff_period_payment_total` integer, nullable, required — The sum of all interest and principal paid, in cents, when paying off in the payoff period
  - `interest_details` InterestDetails
    - `prime_rate` string, nullable, required
    - `interest_calculation_method` 'DAILY' | 'AVERAGE_DAILY', required
    - `effective_apr` CategoryDetails, required
      - `purchases` string, required
      - `cash_advances` string, required
      - `balance_transfers` string, required
    - `interest_for_period` CategoryDetails, required
      - `purchases` string, required
      - `cash_advances` string, required
      - `balance_transfers` string, required
    - `daily_balance_amounts` CategoryDetails, required
      - `purchases` string, required
      - `cash_advances` string, required
      - `balance_transfers` string, required
    - `minimum_interest_charged` integer, nullable
    - `actual_interest_charged` integer, nullable, required
  - `statement_type` 'INITIAL' | 'PERIOD_END' | 'FINAL', required

## Acknowledgement `200`

Return a 200 status to indicate that the data was received successfully

---

[API](https://skmtc.net/lithic-com/apis/lithic-developer-api.md) · [All operations](https://skmtc.net/lithic-com/apis/lithic-developer-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/lithic-com/lithic-developer-api/revisions/53ab5d4e2adb/schema)
