---
title: "List platform internal accounts"
method: GET
path: "/platform/internal-accounts"
tags: ["Internal Accounts"]
---

# List platform internal accounts

`GET /platform/internal-accounts`

Retrieve a list of all internal accounts that belong to the platform, as opposed to an individual customer.

These accounts are created automatically when the platform is configured for each supported currency. They can be used for things like distributing bitcoin rewards to customers, or for other platform-wide purposes.

## Query parameters

- `currency` string
- `type` 'INTERNAL_FIAT' | 'INTERNAL_CRYPTO' | 'EMBEDDED_WALLET' — Classification of an internal account. - `INTERNAL_FIAT`: A Grid-managed fiat holding account (for example, the USD holding account used as the source for Payouts flows). - `INTERNAL_CRYPTO`: A Grid-managed crypto holding account denominated in a stablecoin such as USDC. - `EMBEDDED_WALLET`: A self-custodial Embedded Wallet provisioned for the customer. Outbound transfers require a session signature produced by the customer's device — see the Embedded Wallets guide.

## Response `200`

Successful operation

- PlatformInternalAccountListResponse
  - `data` InternalAccount[], required — List of internal accounts matching the filter criteria
    - `id` string, required — The ID of the internal account
    - `customerId` string — The ID of the customer associated with the internal account. If this field is empty, the internal account belongs to the platform.
    - `type` 'INTERNAL_FIAT' | 'INTERNAL_CRYPTO' | 'EMBEDDED_WALLET', required — Classification of an internal account. - `INTERNAL_FIAT`: A Grid-managed fiat holding account (for example, the USD holding account used as the source for Payouts flows). - `INTERNAL_CRYPTO`: A Grid-managed crypto holding account denominated in a stablecoin such as USDC. - `EMBEDDED_WALLET`: A self-custodial Embedded Wallet provisioned for the customer. Outbound transfers require a session signature produced by the customer's device — see the Embedded Wallets guide.
    - `status` 'PENDING' | 'ACTIVE' | 'CLOSED' | 'FROZEN', required — Status of a Grid internal account. The status determines whether the account can send or receive payments. - `PENDING`: The account is under review and is being provisioned. The account cannot send or receive payments until provisioning completes. - `ACTIVE`: The account is ready to send and receive payments. - `CLOSED`: The account cannot send or receive payments. A customer can initiate the closing of an internal account, after which the account transitions to this status. - `FROZEN`: The account cannot send or receive payments. Grid may freeze an account in response to compliance or fraud signals; payments are blocked while the account remains frozen.
    - `balance` CurrencyAmount, required
      - `amount` integer, required — Amount in the smallest unit of the currency (e.g., cents for USD/EUR, satoshis for BTC)
      - `currency` Currency, required
        - `code` string — Three-letter currency code (ISO 4217) for fiat currencies. Some cryptocurrencies may use their own ticker symbols (e.g. "BTC" for Bitcoin, "USDC" for USDC, etc.)
        - `name` string — Full name of the currency
        - `symbol` string — Symbol of the currency
        - `decimals` integer — Number of decimal places for the currency
    - `fundingPaymentInstructions` PaymentInstructions[], required — Payment instructions for funding the account
      - `instructionsNotes` string — Additional human-readable instructions for making the payment
      - `isPlatformAccount` boolean — Indicates whether the account is a platform account or a customer account.
      - `accountOrWalletInfo` union, required
        - PaymentUsdAccountInfo
          - `accountType` 'USD_ACCOUNT', required
          - `accountNumber` string, required — The account number of the bank
          - `routingNumber` string, required — The ABA routing number
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentBrlAccountInfo
          - `accountType` 'BRL_ACCOUNT'
          - `qrCode` string, required — A PIX QR code payload that can be used to fund the transaction. This can be rendered as a QR code image or pasted into a PIX-compatible banking app.
        - PaymentMxnAccountInfo
          - `accountType` 'MXN_ACCOUNT', required
          - `clabeNumber` string, required — The CLABE number of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentDkkAccountInfo
          - `accountType` 'DKK_ACCOUNT', required
          - `iban` string, required — Danish IBAN (18 characters, starting with DK)
          - `swiftCode` string — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentEurAccountInfo
          - `accountType` 'EUR_ACCOUNT', required
          - `iban` string, required — The IBAN of the bank account
          - `swiftCode` string — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentInrAccountInfo
          - `accountType` 'INR_ACCOUNT', required
          - `vpa` string, required — The UPI Virtual Payment Address
          - `paymentRails` string[], required
        - PaymentNgnAccountInfo
          - `accountType` 'NGN_ACCOUNT', required
          - `accountNumber` string, required — Nigerian bank account number
          - `bankName` string, required — The name of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentCadAccountInfo
          - `accountType` 'CAD_ACCOUNT', required
          - `bankCode` string, required — Canadian financial institution number (3 digits)
          - `branchCode` string, required — Transit number identifying the branch (5 digits)
          - `accountNumber` string, required — Bank account number (7-12 digits)
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentGbpAccountInfo
          - `accountType` 'GBP_ACCOUNT', required
          - `sortCode` string, required — The UK sort code
          - `accountNumber` string, required — UK bank account number (8 digits)
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentHkdAccountInfo
          - `accountType` 'HKD_ACCOUNT', required
          - `bankName` string, required — The name of the bank
          - `accountNumber` string, required — Hong Kong bank account number
          - `swiftCode` string, required — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentIdrAccountInfo
          - `accountType` 'IDR_ACCOUNT', required
          - `bankName` string, required — The name of the bank
          - `accountNumber` string, required — Indonesian bank account number
          - `swiftCode` string, required — The SWIFT/BIC code of the bank
          - `phoneNumber` string, required — Indonesian phone number for e-wallet payments
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentMyrAccountInfo
          - `accountType` 'MYR_ACCOUNT', required
          - `bankName` string, required — The name of the bank
          - `accountNumber` string, required — Malaysian bank account number
          - `swiftCode` string, required — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentPhpAccountInfo
          - `accountType` 'PHP_ACCOUNT', required
          - `bankName` string, required — Name of the beneficiary's bank
          - `accountNumber` string, required — Bank account number
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentSgdAccountInfo
          - `accountType` 'SGD_ACCOUNT', required
          - `bankName` string, required — Name of the beneficiary's bank
          - `accountNumber` string, required — Bank account number
          - `swiftCode` string, required — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentThbAccountInfo
          - `accountType` 'THB_ACCOUNT', required
          - `bankName` string, required — The name of the bank
          - `accountNumber` string, required — Thai bank account number
          - `swiftCode` string, required — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentVndAccountInfo
          - `accountType` 'VND_ACCOUNT', required
          - `bankName` string, required — The name of the bank
          - `accountNumber` string, required — Vietnamese bank account number
          - `swiftCode` string, required — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentAedAccountInfo
          - `accountType` 'AED_ACCOUNT', required
          - `iban` string, required — UAE IBAN (23 characters, starting with AE)
          - `swiftCode` string — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentKesAccountInfo
          - `accountType` 'KES_ACCOUNT', required
          - `phoneNumber` string, required — Kenyan mobile money phone number
          - `provider` string, required — The mobile money provider name
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentMwkAccountInfo
          - `accountType` 'MWK_ACCOUNT', required
          - `phoneNumber` string, required — The phone number in international format
          - `provider` string, required — The mobile money provider name
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentRwfAccountInfo
          - `accountType` 'RWF_ACCOUNT', required
          - `phoneNumber` string, required — Rwandan mobile money phone number
          - `provider` string, required — The mobile money provider name
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentTzsAccountInfo
          - `accountType` 'TZS_ACCOUNT', required
          - `phoneNumber` string, required — Tanzanian mobile money phone number
          - `provider` string, required — The mobile money provider name
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentUgxAccountInfo
          - `accountType` 'UGX_ACCOUNT', required
          - `phoneNumber` string, required — The phone number in international format
          - `provider` string, required — The mobile money provider name
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentXofAccountInfo
          - `accountType` 'XOF_ACCOUNT', required
          - `phoneNumber` string, required — The phone number in international format
          - `provider` string, required — The mobile money provider name
          - `region` 'BJ' | 'CI' | 'SN' | 'TG', required — Country code within the West African CFA franc zone
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentZarAccountInfo
          - `accountType` 'ZAR_ACCOUNT', required
          - `accountNumber` string, required — South African bank account number
          - `bankName` string, required — The name of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentZmwAccountInfo
          - `accountType` 'ZMW_ACCOUNT', required
          - `phoneNumber` string, required — Zambian mobile money phone number
          - `provider` string, required — The mobile money provider name
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentBwpAccountInfo
          - `accountType` 'BWP_ACCOUNT', required
          - `phoneNumber` string, required — The phone number in international format
          - `provider` string, required — The mobile money provider name
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentXafAccountInfo
          - `accountType` 'XAF_ACCOUNT', required
          - `phoneNumber` string, required — The phone number in international format
          - `provider` string, required — The mobile money provider name
          - `region` 'CM' | 'CG', required — Country code within the Central African CFA franc zone
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentBdtAccountInfo — Required fields depend on the selected paymentRails: - BANK_TRANSFER: accountNumber - MOBILE_MONEY: phoneNumber
          - `accountType` 'BDT_ACCOUNT', required
          - `accountNumber` string — The account number of the bank
          - `branchCode` string — The branch code
          - `swiftCode` string — The SWIFT/BIC code of the bank
          - `phoneNumber` string — The phone number in international format
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentArsAccountInfo
          - `accountType` 'ARS_ACCOUNT', required
          - `accountNumber` string, required — The static CVU (Clave Virtual Uniforme) bank account number to pay to.
        - PaymentCopAccountInfo
          - `accountType` 'COP_ACCOUNT'
          - `paymentUrl` string, uri, required — A payment URL where the customer can complete their COP deposit.
        - PaymentEgpAccountInfo
          - `accountType` 'EGP_ACCOUNT', required
          - `bankName` string, required — The name of the bank
          - `accountNumber` string, required — The account number of the bank
          - `iban` string — Egyptian IBAN (29 characters, starting with EG)
          - `swiftCode` string — The SWIFT/BIC code of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentGhsAccountInfo — Required fields depend on the selected paymentRails: - BANK_TRANSFER: accountNumber - MOBILE_MONEY: phoneNumber
          - `accountType` 'GHS_ACCOUNT', required
          - `accountNumber` string — The account number of the bank
          - `phoneNumber` string — The phone number in international format
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentGtqAccountInfo
          - `accountType` 'GTQ_ACCOUNT', required
          - `accountNumber` string, required — The account number of the bank
          - `bankAccountType` 'CHECKING' | 'SAVINGS', required — The bank account type
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentHtgAccountInfo
          - `accountType` 'HTG_ACCOUNT', required
          - `phoneNumber` string, required — The phone number in international format
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentJmdAccountInfo
          - `accountType` 'JMD_ACCOUNT', required
          - `accountNumber` string, required — The account number of the bank
          - `branchCode` string, required — The branch code
          - `bankAccountType` 'CHECKING' | 'SAVINGS', required — The bank account type
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentPkrAccountInfo — Required fields depend on the selected paymentRails: - BANK_TRANSFER: accountNumber - MOBILE_MONEY: bankName, phoneNumber
          - `accountType` 'PKR_ACCOUNT', required
          - `accountNumber` string — The account number of the bank
          - `iban` string — Pakistani IBAN (24 characters, starting with PK)
          - `phoneNumber` string — The phone number in international format
          - `bankName` string — The name of the bank
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentSlvAccountInfo — Required fields depend on the selected paymentRails: - BANK_TRANSFER: bankAccountType, accountNumber - MOBILE_MONEY: phoneNumber
          - `accountType` 'SLV_ACCOUNT', required
          - `bankName` string — The name of the bank (BANK_TRANSFER only)
          - `accountNumber` string — The account number of the bank (BANK_TRANSFER only)
          - `bankAccountType` 'CHECKING' | 'SAVINGS' — The bank account type (BANK_TRANSFER only)
          - `phoneNumber` string — The phone number in international format (MOBILE_MONEY only — e.g. Tigo Money)
          - `paymentRails` string[], required
          - `reference` string, required — Unique reference code that must be included with the payment to properly credit it
        - PaymentSparkWalletInfo
          - `accountType` 'SPARK_WALLET', required
          - `address` string, required — Spark wallet address
          - `assetType` 'BTC' | 'USDB', required — Type of asset
          - `invoice` string — Invoice for the payment
        - PaymentLightningInvoiceInfo
          - `accountType` 'LIGHTNING'
          - `invoice` string, required — Invoice for the payment
        - PaymentSolanaWalletInfo
          - `accountType` 'SOLANA_WALLET', required
          - `address` string, required — Solana wallet address
          - `assetType` 'USDC' | 'USDT' — Type of asset
        - PaymentTronWalletInfo
          - `accountType` 'TRON_WALLET', required
          - `address` string, required — Tron wallet address
          - `assetType` 'USDT' — Type of asset
        - PaymentPolygonWalletInfo
          - `accountType` 'POLYGON_WALLET', required
          - `address` string, required — Polygon eth wallet address
          - `assetType` 'USDC' — Type of asset
        - PaymentBaseWalletInfo
          - `accountType` 'BASE_WALLET', required
          - `address` string, required — Base eth wallet address
          - `assetType` 'USDC' — Type of asset
        - PaymentEthereumWalletInfo
          - `accountType` 'ETHEREUM_WALLET', required
          - `address` string, required — Ethereum L1 wallet address
          - `assetType` 'USDC' — Type of asset
        - PaymentEmbeddedWalletInfo
          - `accountType` 'EMBEDDED_WALLET', required — Discriminator value identifying this as Embedded Wallet payment instructions.
          - `payloadToSign` string, required — JSON-encoded transaction signing payload that must be stamped, as-is (byte-for-byte, without re-serialization), with the session private key of a verified authentication credential on the source Embedded Wallet. The resulting Turnkey API-key stamp is passed as the `Grid-Wallet-Signature` header on `POST /quotes/{quoteId}/execute` to authorize the outbound transfer from the wallet.
    - `privateEnabled` boolean — Whether wallet privacy is enabled for the Embedded Wallet. Only present for `EMBEDDED_WALLET` internal accounts.
    - `createdAt` string, date-time, required — Timestamp when the internal account was created
    - `updatedAt` string, date-time, required — Timestamp when the internal account was last updated

## Other responses

- `400` — Bad request - Invalid parameters
- `401` — Unauthorized
- `500` — Internal service error

---

[API](https://skmtc.net/lightsparkdev/apis/grid-api.md) · [All operations](https://skmtc.net/lightsparkdev/apis/grid-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/lightsparkdev/grid-api/versions/d0bce562bffd/schema)
