---
title: "Get Credit Balance"
method: GET
path: "/api/external/v2/billing/credits/balance"
tags: ["external-v2-billing"]
---

# Get Credit Balance

`GET /api/external/v2/billing/credits/balance`

Return the current account's credit balance as a standalone resource.

Sibling to ``/billing/summary`` — use this when only the credit balance is
needed.  Returns ``enabled=false`` / ``balance=null`` for accounts that
are not provisioned in Metronome (no ``external_customer_id``).

## Response `200`

Successful Response

- CreditBalanceEnvelopeResponse — OpenAPI schema for GET /api/external/v2/billing/credits/balance.
  - `request_id` string, required
  - `timestamp` string, required
  - `data` CreditBalanceResponse, required — Current credit balance snapshot. ``enabled`` is ``true`` when the account is provisioned in Metronome — i.e. ``accounts.external_customer_id`` is set, mirroring the borrower portal's enablement gate. ``false`` when the account has not been provisioned. When ``enabled`` is ``false``, ``balance`` is ``null`` — distinguishing "not on credits" from "on credits with a zero balance" (balance ``0``).
    - `enabled` boolean, required
    - `balance` integer, nullable, required
    - `unit` string, required

---

[API](https://skmtc.net/lev/apis/lev-api.md) · [All operations](https://skmtc.net/lev/apis/lev-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/lev/lev-api/revisions/8490e8546c0a/schema)