---
title: "(Deprecated) Credit an Account with a non 3-D Secure Card Payment (PCI-DSS compliant only)"
method: POST
path: "/v2/moneyins/card/direct"
tags: ["MoneyIns | Cards"]
---

# (Deprecated) Credit an Account with a non 3-D Secure Card Payment (PCI-DSS compliant only)

`POST /v2/moneyins/card/direct`

<b>If your system is not PCI-DSS do not to save any card data on your system.</b>
            This method enables you to credit an account with a non 3-D Secure card payment. Should only be used on mobile devices. For internet payments use 3-D Secure.<br />
            This method allows our system to credit a wallet and debit a card in real time. Your server has to send us the wallet ID to credit, all card data, the amount, and a comment.<br /><b>Note:</b> Lemonway does not recommend you use the MoneyIn method from January 2021. You should now use `POST /moneyins/card/direct/3dini` and `PUT /moneyins/card/direct/{transactionid}/3dconfirm` only.

## Headers

- `Authorization` string, required
- `PSU-Accept-Language` string
- `PSU-IP-Address` string, required
- `PSU-User-Agent` string

## Request body

- MoneyInInput
  - `card` CardInfo
    - `cardType` 0 | 1 | 2 — Card Type<br/>0 = CB.<br/>1 = Visa.<br/>2 = Mastercard.<br/>
    - `cardNumber` string — Card Number
    - `cardCode` string — CVV Code
    - `cardDate` string — Card Expiration Date
  - `isPreAuth` boolean — **Mercanet Only** Indicates if the request is delayed and will require validation. 1. If true, payment will only be pre-authorized, you will have to call `MoneyInValidate` within 6 days or [delayedDays] in order to request the card debit. 2. If empty, the default behavior is no delay and no validation necessary (unless stated otherwise in your contract). 3. If false, the card will be debited without delay and without validation necessary.
  - `delayedDays` integer — **Mercanet Only** If isPreAuth is not true, this will be ignored. Please use with caution, if delayedDays &gt; 6, it is possible that the payment will be denied when you try to validate it, because a new authorization will be made.
  - `specialConfig` string — Leave Empty
  - `reference` string — Unique ID of the call, generated by your server. This ID can be used as a search field when looking for operation details
  - `accountId` string, required — Payment Account ID to Credit
  - `totalAmount` integer, required — Amount to Debit Amounts are given as integer numbers in cents
  - `commissionAmount` integer — Your Fee Amounts are given as integer numbers in cents
  - `comment` string — Comment Regarding the Transaction
  - `autoCommission` boolean — If true: 1. [amountCom] will be ignored and will be replaced with Lemonway's fee 2. You will not receive any fee

## Response `200`

OK

- MoneyInOutput
  - `transaction` TransactionIn
    - `receiverAccountId` string — Credited Account
    - `creditAmount` integer — Credited Amount Amounts represented in integer (cents)
    - `scheduledDate` string
    - `scheduledNumber` string
    - `maskedLabel` string
    - `PSP` PSP
      - `message` string — Get the Error Message from PSP
    - `card` Card
      - `id` integer
      - `is3DS` boolean — Card with 3-DS authentication
      - `country` string — Card issuing country
      - `authorizationNumber` string — Authorization number
      - `maskedNumber` string — Masked card number
      - `expiration` string — Expiration date (if available)
      - `type` string — Card type (example: Visa or Mastercard)
      - `isRegistered` boolean — Card is registered
      - `holderName` string — Card's holder name
    - `bankStatus` string
    - `refundAmount` number, double
    - `bankReference` string — Bank reference
    - `ChequeSendingAddress_CorporateName` string — A specified postal address for the cheque
    - `ChequeSendingAddress_Street` string — Cheque sending address street name
    - `ChequeSendingAddress_City` string — Cheque sending address city name
    - `ChequeSendingAddress_PostCode` string — Cheque sending address post code
    - `threeDS` ThreeDs
      - `threeDSModeRequested` string — 3DS Exemption Request Possible value: NO_PREFERENCE: The issuing Bank can choose to activate or not 3DS v2.
      - `threeDSResult` string — 3DS Authentication Result Possible values: - CHALLENGE: 3DS v2 was activated and the card owner was asked to be strongly authenticated. - FRICTIONLESS: 3DS v2 was not activated. - NONE: We could not get the SCA result.
    - `buyNowPayLaterInfo` BnplInfo
      - `paymentPlanId` integer — Payment Plan ID
      - `type` string — Payment plan type.
      - `secondInstallmentPaymentDate` string — Second installment payment date. Format: yyyy-MM-dd
      - `deferredPaymentDate` string — Deferred payment date. Format: yyyy-MM-dd
    - `id` integer — Transaction ID
    - `method` integer — Payment Method 0 Card 1 Bank transfer (MoneyIn) 3 Bank transfer (MoneyOut) 4 P2P 13 iDEAL 14 SEPA DirectDebit 15 Cheque 19 Multibanco 21 MBWAY 30 BNPL 35 PayPal --- **Important:** The following services have been discontinued. 16 Neosurf 17 Sofort 18 PFS Physical Card 20 Payshop 22 Polish Instant Transfer 23 Pagare 24 MobilePay 25 Paytrail 26 WeChat 27 P24 28 MoneyIn by TPE 29 Trustly
    - `methodDetails` 0 | 1 — Payment Method Details 0 Standard 1 Pay By Bank<br/>0 = STANDARD.<br/>1 = PAY_BY_BANK.<br/>
    - `date` integer — Transaction initialization date, UTC Unix timestamp
    - `commissionAmount` integer — Your fee Amounts are given as integer numbers in cents
    - `comment` string — Comment
    - `status` integer — **For the following endpoints uses the below status code** /v2/accounts/{accountId}/transactions /v2/moneyins /v2/moneyins/card/direct /v2/moneyins/card/{cardid}/rebill /v2/moneyins/card/{cardid}/subscription /v2/moneyins/{transactionid}/validate /v2/moneyins/sdd/init /v2/moneyins/sdd /v2/moneyins/{transactionid}/cancel /v2/refund/{transactionid} /v2/refundcreate/{transactionId} 0: Success 3: Lemonway Error 4: Pending 6: PSP error 7: Cancelled 16: Validation pending **For the following endpoints uses the below status code** /v2/disputes /v2/moneyins/bankwire /v2/moneyins/card/direct/3dinit /v2/moneyouts /v2/p2p /v2/p2p/{transactionid?} 0: Waiting for finalization 3: Success 4: Lemonway Error
    - `executionDate` integer — Transaction execution date
    - `lemonWayCommission` LemonWayCommission
      - `idp2p` string
      - `amount` integer — Amounts are represented as integer in cents (Euro) Represented as an integer in cents (Euro)
    - `reference` string — Unique ID generated by your server
    - `remainingAmount` integer
    - `substatus` string — Is Payment token consumed?
  - `error` Error
    - `code` integer
    - `message` string
    - `psp` PSP
      - `message` string — Get the Error Message from PSP

## Other responses

- `401` — Unauthorized
- `500` — InternalServerError

---

[API](https://skmtc.net/lemonway/apis/account-onboarding-management-api.md) · [All operations](https://skmtc.net/lemonway/apis/account-onboarding-management-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/lemonway/account-onboarding-management-api/revisions/73309fe68e2d/schema)