---
title: "Check instant payment availability"
method: POST
path: "/v1/instant_payments/check_availability"
tags: ["Instant Payments"]
---

# Check instant payment availability

`POST /v1/instant_payments/check_availability`

Check if a given routing number is eligible to receive an instant payment.

## Request body

- object
  - `routing_number` string, required — The routing number of the financial institution where the creditor (payee) holds their account.

## Response `200`

Availability check result.

- InstantPaymentAvailability — Result of an instant payment availability check.
  - `available` boolean, required — Whether the financial institution is available to receive instant payments.
  - `routing_number` string, required — The routing number that was checked.

## Other responses

- `400` — Your request parameters did not validate.
- `422` — The routing number is invalid.
- `500` — Server error. Please try your request again.

---

[API](https://skmtc.net/lead/apis/lead-bank.md) · [All operations](https://skmtc.net/lead/apis/lead-bank/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/lead/lead-bank/revisions/25c2a92d55e2/schema)