---
title: "Create a deposit"
method: POST
path: "/accounts/{account_id}/deposits"
tags: ["payments"]
---

# Create a deposit

`POST /accounts/{account_id}/deposits`

Create a deposit, funded by bank transfer. The deposit amount can be optionally advanced, to increase the account's buying power before the deposit is funded.

## Path parameters

- `account_id` string, required

## Request body

- CreateDepositRequest
  - `amount` union, required — Positive deposit amount with up to two decimal places.
    - number
    - string
  - `currency` 'EUR' | 'USD' | 'GBP', required
  - `payment_reference` string — Reference used to match the inbound payment; generated when omitted and unique per funding batch when provided.
  - `request_advance` boolean — Request that the deposit amount is credited in advance as unsettled cash, which will settle once the deposit is funded.

## Response `201`

Created

- Deposit
  - `account` string, required — The ID of the parent account.
  - `advanced_at` string, date-time, nullable — The time the deposit was advanced as unsettled cash.
  - `amount` string, required — The amount of the deposit.
  - `completed_at` string, date-time, nullable — The time the deposit was completed.
  - `created_at` string, date-time, required — The timestamp (in [ISO-8601](https://www.iso.org/iso-8601-date-and-time-format.html) format) of when the resource was created.
  - `currency` 'EUR' | 'USD' | 'GBP', required
  - `id` string, required — Unique resource identifier.
  - `modified_at` string, date-time, required — The timestamp (in [ISO-8601](https://www.iso.org/iso-8601-date-and-time-format.html) format) of when the resource was last modified.
  - `payment_reference` string, required — The reference used to identify the inbound payment.
  - `status` 'open' | 'completed', required
  - `was_advanced` boolean, required — Whether the deposit was advanced as unsettled cash.

## Other responses

- `400` — Bad Request

---

[API](https://skmtc.net/joinsophic/apis/sophic-engine-api.md) · [All operations](https://skmtc.net/joinsophic/apis/sophic-engine-api/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/joinsophic/sophic-engine-api/revisions/5b4c43e2941b/schema)