---
title: "Wallets"
method: POST
path: "/payout"
---

# Wallets

`POST /payout`

Initiate payouts to your Customers, Vendors, and Employees directly from your Bank account. Money can be sent to bank accounts (IMPS / UPI / NEFT / RTGS).

## Headers

- `X-Ipay-Auth-Code` integer
- `X-Ipay-Client-Id` string
- `X-Ipay-Client-Secret` string
- `X-Ipay-Endpoint-Ip` integer

## Request body

- object
  - `payer` object
    - `bankProfileId` string — bankProfileId
    - `accountNumber` string — Mobile Number Registered with Instantpay
  - `payee` object
    - `name` string — Account Holder Name
    - `accountNumber` string — Wallet Registered Mobile Number
    - `bankIfsc` string — It will be blank
  - `transferMode` string — Modes can be PAYTM or AMAZON
  - `transferAmount` string — Amount to be transferred
  - `externalRef` string — Your unique transaction Id
  - `latitude` string — End Customer Latitude
  - `longitude` string — End Customer Latitude.
  - `Remarks` string — Payment Remarks
  - `alertEmail` string — End User email for alert
  - `purpose` string — Purpose of transaction : SALARY REIMBURSEMENT BONUS INCENTIVE CUSTOMER_REFUND OTHERS

## Response `200`

200

## Other responses

- `400` — 400

---

[API](https://skmtc.net/instantpay/apis/identity.md) · [All operations](https://skmtc.net/instantpay/apis/identity/llms.txt) · [OpenAPI document](https://skmtc-service-staging.skmtc.workers.dev/v1/apis/instantpay/identity/revisions/1d0672797b14/schema)